BANCA POPOLARE ETICA

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BANCA POPOLARE ETICA

• Giving credit to social economy
• Berlin,
• 7th - 8th May 2008

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HISTORY

• 80s first experience of ethical finance in
  Italy with financial cooperative associations
  (transparency and mutuality)
• 1989 Etimos Consortium was formed, under the
  name of CTM-Mag
• 1994 22 non profit organisations founded
  LAssociazione Verso la Banca Etica
• 1995 the association was transformed in
  Cooperativa Verso la Banca Etica
• 1999 Banca Etica opened its first branch office
  in Padova

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MEMBERS

• 28 thousands of members, of which 4.000 corporate
  body
• associations CISL AGESCI ACLI Gruppo Abele
  Emmaus International and Italy
• co-operatives, social co-operatives CGM, ABN,
  GESCO, Legacoop, Coopfond, Conapi
• foundations and organisations non-profit NGOs
  as Médecin Sans Frontières, Amnesty
  International
• Religious order Missio Religious Foundation,
  Caritas Justice and Solidarity Foundation
  Istituto Centrale Sostentamento al Clero 25
  dioceses - 30 CARITAS - 300 parishes
• Public administration 9 Region - 300 Provinces -
  40 Municipalities.
• Organic food (AIAB) and renewable energies

4

STRUCTURE

• Institutional Bodies
• shareholders general assembly
• board of directors
• executive committee
• board of auditors
• committee of guarantors
• direction
• operational office
• branch offices

• Associative structure
• 64 territorial organisation of shareholders
• Ethical Committee

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THE NET OF BANCA ETICA

• 12 Branches and 3 more opening
• 26 Financial Promoters
• 64 Local Shareholders Groups
• 153 employees and co-workers
• Update 31st March 2008

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ACTIVITY

• Banca Etica manages savings raised from citizens,
  organisations, companies and institutions in
  general, and invests them in initiatives pursuing
  both social/environmental and economic
  objectives.
• The Bank finances organisations operating in one
  of the following areas
• Social Co-operation
• International Co-operation
• Environment
• Culture and civil society

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EVOLUTION OF BANCA ETICA

• From a one-product and one-branch bank
• to the progressive development of the range of
  products and services to give to possibility to
  the customers and to the members to use Banca
  Etica as only financial institute
• to the growth of the net of branches and
  financial promoters of Banca Etica, to physically
  reach the existing and potential customers.

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SAVING ACTIVITY

• From the offer of the subscription of Bond Issues
  of the bank and Certificate of Deposit
• to the offer of all the classical banking
  services with the possibility for the customers
  to dedicate the saving to one of the four sector
  in which the bank invest social cooperation,
  environmental safeguard, co-operation for
  development in the South of the world, cultural
  and educational initiatives.
• To the progressive creation of products and
  services dedicated to customers that work with
  foreign countries and for customers not resident
  in Italy

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SERVICES

• bank accounts, for individuals and organisations,
  and further services such as direct debit cards,
  credit cards, home banking, credit transfer in
  Italy and abroad, bancalight (banking operations
  management from the mobile phone), internet
  banking
• certificates of deposit
• saving books
• debentures, bonds
• investment funds Responsible Values of Etica
  Sgr
• foreign services bank accounts and related
  services (e.i. transfers).

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BANCA ETICAS CARDS
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NEW CARDS....
Affinity card dedicated to Economia di Comunione
Pre-paid card dedicated to FairTrade Transfair
Italia
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KEY FIGURES

• NUMBER OF SHARESHOLDERS 28.500
• associations 4.100
• individuals 24.400
• STOCK CAPITAL SUBSCRIBED 20.300.000
• Total equity 35.000.000
  
• TOTAL VALUE OF SAVINGS 500.000.000
• Number of banking account
  16.000
• LOANS total value 373.000.000
• n. of loans 2.000
• INVESTMENT FUNDS 210.000.000
• 
  
  Update March 2008

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• Thank you
• for your attention