Ada, Oklahoma recently found itself at the mercy of Mother Nature's fury as a severe hailstorm swept through the area. With hailstones ranging in size from pebbles to golf balls, the storm left a path of destruction in its wake, causing significant damage to homes and businesses alike. In times of such adversity, property owners in Ada can turn to Brown O'Haver Public Adjusters for expert assistance with their insurance claims.
A public adjuster is a state-licensed insurance professional that specializes in managing every aspect of an insurance claim on the behalf of the policyholder. Public insurance adjusters provide services for negotiating or “adjusting” insurance claims.
Do you know the difference between a public adjuster, an Independent adjuster, and a company adjuster? Learn more about how a public adjuster works for you.
When people ask me what I do for a living I know that I can’t just say “public adjuster” the same way that an accountant or attorney could state their job title without having to go into the description.
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"Brown-O’Haver is a professional, public insurance adjusting company in Oklahoma. We work only for insurance policy holders - individuals and businesses. We do not represent insurance companies. We are your advocate! Brown-O’Haver is affiliated with the National Association of Public Insurance Adjusters (NAPIA), the Rocky Mountain Association of Public Insurance Adjuster (RMAPIA) and the Better Business Bureau (BBB) and abides by these association's strict code of standards and ethics.
Brown OHaver is a public insurance adjusting firm in Oklahoma, who specialize in the adjustment of claims and claim support on behalf of the insured. From fire and smoke to wind and water, we have got your adjustment needs covered!
Brown OHaver is a public insurance adjusting firm in Oklahoma, who specialize in the adjustment of claims and claim support on behalf of the insured. From fire and smoke to wind and water, we have got your adjustment needs covered!
Do I need to notify my insurance company that I am working from home? Learn more about how a public adjuster can help you when filing your insurance claim.
Brown OHaver is a public insurance adjusting firm in Oklahoma, who specialize in the adjustment of claims and claim support on behalf of the insured. From fire and smoke to wind and water, we have got your adjustment needs covered!
Brown OHaver is a public insurance adjusting firm in Oklahoma, who specialize in the adjustment of claims and claim support on behalf of the insured. From fire and smoke to wind and water, we have got your adjustment needs covered!
These past couple years have been unusual seasons with the number of storms that have come through the state of Oklahoma. Typically, we see storm season occur during the spring and fall months with heavy rain, high winds, and some hail. In these past two years we have seen an increased number of tornados during these months but also some of these destructive storms have been in the “off” season.
Handling an insurance claim can be stressful and arduous. Our goal as a public adjuster is to provide a service that allows the client to be involved in the claim without having to do the tedious and time-consuming aspects of the claim.
"With colder temperatures, the danger of frozen pipes and pipe bursts increase significantly. Most insurance policies do provide coverage for water damage, but with varying criteria for what type of water loss is covered and/or stipulations that must be met in order for coverage to apply. "
A commercial claims adjuster is a person who has been charged with the responsibility of investigating an insurance settlement claim, evaluating the claim and even settling the claim.
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Before making an insurance purchase, you may want to call the State Insurance Department and ask for the company’s complaint ratio. Or, you can call us and ask us which companies are hard to deal with.
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Most times, when people think of house fires, they probably imagine an entire house engulfed in flames or a pile of rubble where a home use to be. These types of fires are typically called large loss insurance claims or total losses. Not every house fire results in a total loss, though. Most house fires are smaller and usually contained in one area of the home. That part of the home can have extensive damage, whereas the other side of the home may appear to be undisturbed to the untrained eye.
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An inflation guard endorsement insures you for the increasing value of your property. If the value of your property is increasing, your policy must be periodically increased to maintain proper coverage. Even though the amount of coverage is adequate at the time of inception of the policy, it may not be enough in the future.
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