Here are some of the grounds for complaint as stated in the Fair Debt Collection Practices Act (FDCPA). For more information read https://www.newhorizon.org/credit-info/should-you-sue-your-debt-collector/ Get a copy of our 8-Point DIY Credit Repair Guide https://www.newhorizon.org/credit-info/8-point-diy-credit-repair-guide
For whatever reason you got behind your bills and now the debt collectors calling you, sending you notices in the mail and just making your life downright miserable. You work hard, you try to pay your bills, trying to rebuild your finances and get everything back on track but they still keep calling you but they still keep calling you. For detailed tips on how to deal with bill collector read https://www.newhorizon.org/credit-info/top-5-ways-to-deal-with-debt-collection/
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A collection is an account that has been sold to a third-party debt collector. If you become delinquent--that is, miss several payments for anything from a medical bill to a credit card bill--the company owed will often write off this debt as a loss and sell that it to a collection agency. The collection agent will then attempt to collect the repayment from you.
If you have a medical bill that has been sent to a debt collector, know your rights. Before making the payment always confirm the accuracy of the claim.
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