Kuwait Computer Company

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Hasibat Information Technologies Co. K.S.C.C.
Banking Financial Solutions
Visit us at www.hasibatit.com
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Hasibat Information Technologies Co. (HIT)

• HIT was established in May 2004 as a Kuwaiti
  closed shareholding company with a capital of One
  Million Kuwaiti Dinars

• Began providing IT solutions and services in
  Kuwait the region in 1983 under the name of
  Kuwait Computer Company (Hasibat)

• Hasibat was the First Publicly-Traded IT Company
  listed in Kuwait Stock Exchange

• Continues to grow in all directions
• Revenue
• Number of staff
• Products Markets
• Strategic Vision and Mission

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Our Vision

• To be the pioneer in providing IT solutions
  services in the region

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Our Culture

• Strong emphasis on Customer Satisfaction,
  Individual Initiative, Continuous learning and
  the pursuit of excellence.
• Minimum bureaucracy which results in faster and
  better service for our customers.

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Why HIT
Strong History and Well Established Foundation
Business Know-how
Delivering Performance
The Right Solution
Unique Professional Services
Distinguished Proven Methodology
Long-term Relationship with Customers
High Quality Project Management
On-going Support
Leading Industry Partners
Skilled and Certified Team
Understanding Market Needs
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Banking Financial Solutions
Retail Banking
Wholesale Banking
ATM Transaction Switching
POS Transaction Switching
Card Management System
Card Fraud Management
Smart Card Solutions
e-Payment Gateways
Internet Banking
M-Commerce
Data Warehousing
Anti-Money Laundering
Portfolio Management
Brokerage Internet Trading
EBP P
Swift
Web Kiosks
Workflow
Cash Counting Machine
Document Archiving
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Retail Banking

• Multi-Lingual/Multi-Currency
• Current Savings Accounts
• Deposits
• Consumer Loans
• Signature Verification
• Funds Transfer
• Standing Instructions
• Electronic Messaging
• Workflow Management
• Customer Information System
• General Ledger
• Management Information System
• Risk Management

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Wholesale Banking

• Management Information Systems
• Risk Management
• Check Clearing
• Nostro Reconciliation
• Loans Loan Syndications
• Letters of Credit Guarantees
• Foreign Exchange Money Market
• Cash Liquidity Management
• Asset Management
• Derivatives
• Securities management
• Fixed Assets Management
• Expenses Processing

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ATM Transaction Switching

• Handles all transaction routing, switching and
  authorization
• 24/7/365 operation through fault tolerant
  hardware
• Most widely used EFT transaction-processing
  product in the world. ATM transaction set
  supported
• Fast Cash ( Multi Currency/ Multi Account )
• Cash Withdrawal
• Balance Enquiry
• Mini Full Statement
• PIN Change
• Transfer (own account third party)
• Check Book Request
• Statement Request
• Utility payments

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POS Transaction Switching

• Handles all transaction routing, switching and
• authorization
• 24/7/365 operation through fault tolerant
  hardware
• POS transaction set supported
• Normal Purchase
• Pre-Authorization Purchase
• Pre-Authorization Completion
• Merchandise Return
• Balance Inquiry
• Adjustment (Purchase)
• Adjustment (Merchandise Return)
• Adjustment (Cast Advance)
• Adjustment (Cash Back)
• Purchase with Cash Back
• Cash Advance

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Card Management System

• Allows processing for multiple
  institutions
• Approved by Visa and MasterCard
• Offers integrated support for debit,
  prepaid debit, pre-authorised debit,
  deferred debit, credit and multi
  -function
  cards.
• Ensures card association mandate compliance with
  regular software updates
• Presents an easy-to-use graphical user interface
  (GUI)
• Enables users to access any and all data in the
  system to create reports

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Card Fraud Management

• Fraud risk management solution
  provides state-of-the-art fraud
  monitoring detection tools.
• Recognize transaction behavior,
  identify fraud faster and reduce losses.
• Fraud risk management solutions combat all types
  of fraud including online and offline debit
  cards, credit cards, merchant, e-commerce and
  money laundering.
• Complies to Visa and MasterCard requirements.

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Smart Card Solutions

• Provides various solutions to help
• organizations harness the power of
  smart cards.
• Enables management of multifunction
  cards to supporting transactions
  initiated with EMV-compliant
  smart debit and credit
  cards.
• Provides support for key management,
  personalization, real-time management of
  applications and profiles.

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e-Payment Gateway

• Provides comprehensive support for
  consumer e-payment transactions,
  including credit, debit and
  chip cards.
• Supports consumer authentication and
  authorization processing
• Provides flexible switching and routing
  to major networks, card
  associations and
  processors
• Uses industry standard technologies, such as C,
  Java, XML
• Supports multiple communication protocols
• Supports new e-commerce delivery channels,
  including the Internet, PDAs and mobile
  telephones.

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Internet Banking

• Comprehensive support for PC/Kiosk/
  browser based digital television
• Presentation layer provides tailored
  branding for customer groups
• Flexible branding using standard web tools
• Delivery of bank-owned and third party
  products and services
• Flexible transaction sets
• Web language flexibility through XML
• Multi-level authorization
• Support for both retail and corporate banking
  needs

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M-Commerce

• Offers a comprehensive suite of
  components
• transaction authorization routing
• account management
• merchant settlement
• online registration
• risk management
• transaction warehousing and analysis
• Improves service and business information and
  operations, including gateways to the Internet
• Interfaces to call centers and account
  authorization systems

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Data Warehousing
Highlights

• Enterprise-wide large data warehouse
  solutions in the financial industry
• Application Neutral Open Platform
• Multi-OLAP server support
• Integrated with Data Modeling Tool and
  repository
• End-to-End solution for Information
  Management
• Integration of all diverse vendor tools, under
  one security shell
• Component based architecture
• Automated aggregation OLAP loading
• Pre-configured Business Solution Packs
• Integrated Metadata control center

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Anti-Money Laundering

• Allows organizations to react quickly to
  emerging fraud
• Pulls data from all payment and account
  types for a complete view of account
  activity
• Captures and maintains statistical data
  on queue status reviewer and model
  performance
• Interoperates with an existing authorization
  system
• Operates on a wide range of platforms

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Portfolio Management

• It comprises of bank portfolio, issuer
  portfolio and customer portfolio
• The module supports the following
  corporate actions
• Settlement (Money as well as
  security)
• Bonds
• Interest coupon payment
• Redemption
• Maturities
• Calls
• End of trading
• Warrants
• Equities
• Dividend payment
• Bonus
• Rights (Tear-off, exercise, expiry)

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Brokerage and Internet Trading

• Off-the-shelf front-end securities
  trading System
• Retail brokerage operations
• Click Brick delivery models
• Cross boarder operations
• Multiple instrument trading
• Multi-lingual operations
• Client Account Portfolio Maintenance
• Interface with other market participants
• 24 predefined reports
• Current historical reporting

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EBP P

• Supplies an end-to-end solution for
  statement delivery, bill delivery and
• bill payment
• Interoperates with other systems via
  open industry-standard technology
• Provides online Web access to current
  and past statements and bills
• Allows simple system management with components
  integrated into a single command and control
  administration interface
• Tracks statements and bills with patent pending
  technology

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Swift

• Message Transformation Repair
• Real-time Routing and Distribution
• Liquidity Monitoring
• Message Work Flow Monitor
• Message Persistence and Archiving
• Duplicate Message Detection
• ACK/NAK control, delivery notifications
• Broadcasting Facilities
• Store-and-Forward Processing
• SWIFT XML Library - full syntactic and semantic
• Validation of SWIFT messages

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Web Kiosks

• Base Unit (Mother board with PIII 800 MHz
  Processor and on-board LAN)
• 30 GB FAST IDE Hard drive 256 MB RAM
• High performance video card
• Windows 2000 Operating System
• 18" / 20.1 TFT LCD Screen
• SST Watchdog Card/Screen RGB Sensor
• A4Thermal Printer/112mm receipt Printer
• MicroTouch IntelliTouch Panel/Micro
  Touch,ToughTouch Panel Vandal
  resistant touchscreen
• Card Reader DIP/Motorized 3 track SmartCard RW
• Telephone Handset Vandal Resistant

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Web Kiosks

• Modems/Smart UPS
• Full colour customisation standard unit
  106 grey color
• Enhanced Sound System
• ISDN Card
• Proximity Sensor
• Document Scanner 300x600 dpi 3.5 x2
  8.5x14
• Signature Capture Pad 1 x 5 capture pad with
  pen
• Kiosk application development/management software

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Workflow

• Enable customers to graphically design
  workflow processes.
• Automate extend internal application
  to a web based environment.
• No programming, scripting or macros
  required for development deployment
• Rapid application development and
  deployment.
• Cross platform browser-based clients.
• Application server runs on NT server or window
  2002 server.
• Suite developed in and uses familiar technology
  like Visual C, Visual Basic, Java, Active X,
  HTML and XML.

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Document Archiving

• Electronically store and organize all kinds
  of documents, statements, advices, letters,
  faxes, legal documents, contracts, etc.
• Extremely simple installation, usability
  and administration
• Integrated full-text retrieval
• Tamper-free document security
• Integrated client-server database based on MS
  SQL-server
• Annotations and individually created stamps
  signature stamps
• File cabinets on CD and DVD
• COLD Support
• Full text indexing

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Cash Counting Machine

• Counts coins loose/Bagged,Notes Loose/
  Bundled and tokens
• Allows starting balance/float
• Minus key, Plus key, Clear subtotals key
  and clear total key
• Two line display
• Auto add/auto scroll function
• Splash proof keys
• Battery or mains operated
• Link to PC or printer
• Built in carry handle

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HIT Financial Services

• Program / Project Management
• Product Consultancy
• Technical and Business Consultancy
• Computer Room Design and Implementation
• IT Strategy Study
• Help Desk
• Hardware Maintenance and Support
• Network Active and Passive Components
  (3Com/CISCO)
• Custom Application Development (offshore)

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HIT Financial Services

• HRMS (Personal Payroll system)
• Disaster Recovery implementation
• Compaq/HP Servers and PCs
• IVR/Speech enabled automated telephone operator
  (English/Arabic voice recognition)
• Network Security/Firewall/Anti-virus solutions
• Intrusion detection ethical hacking
• Smart Building IP Telephony
• IT Non-it Manpower supply

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HIT - Banking Solution Partners
Oracle is a high-performance leader in
enterprise applications, development tools, HRMS
and Financials for businesses seeking competitive
advantage through superior technology.
Synergy Financial Systems Ltd. specializes in the
provision of systems support the development of
financial application software involved in the
automated funds transfer S.W.I.F.T. operations
domain.
Hewlett-Packard Company is a leading global
provider of products, technologies, solutions and
services to consumers and business IT
infrastructure, personal computing and access
devices.
Viztel Solutions is a leading technology provider
for Wireless and Voice Applications. Viztel's
unique technology offering transcends across
various wired and wireless channels.
Network Associates is a leading supplier of
security and availability solutions for
e-business.business units-PGP Security, Sniffer
Technologies, Magic Solutions and McAfee
(anti-virus).
3Com is a worldwide leader building networks that
linked people and enterprises into this new world
of commerce and communications.
Ultimus is a pioneer in the development of
flexible end-to-end workflow platforms that allow
companies across industries to realize enhanced
revenues through improved worker productivity.
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Thank You !