An Overview

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WELCOME TO - IIBF VIRTUAL CLASSROOM -
11.11.08 JAIIB / DBF -PRINCIPLES OF BANKING -
MODULE C - BANKING TECHNOLOGY BY - Dr.Firdos
T.Shroff, (Faculty-IT-Academics)
Fellow,IIBF,Mumbai
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JAIIB/DBF-MODULE C

• IIBF Latest Edition Taxmann Publications
  Pvt.Ltd., Price Rs.345/-
• JAIIB - Work Book on Principles of Banking
  Accounting Finance for Bankers and Legal
  Aspects of Banking
• The Work book is intended to assist students
  appearing for JAIIB examination to gain an
  understanding on the type of questions that will
  be asked in the three subjects of JAIIB.
• In this new, easy-to-read format, objective type
  questions are introduced in a non-specialist
  context for the benefit of candidates.
  Throughout the book, examples and self-check
  questions are used to test the readers ongoing
  understanding of the essential concepts of the
  different subjects.
• Written by experts in the field of banking, the
  book includes caselets and questions on the
  practical situations from the examination point
  of view with answers and explanations.
• Though the Work book is mainly oriented towards
  students, this can be essential reading for
  bankers also.

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JAIIB/DBF-MODULE C

• The Class is divided into Three Parts -
• Part I Syllabus Outline
• Units 12 to 16
• Part II Presentation on Advancements
  innov_at_tions in Banking Technology
• Part III Model Question Bank (Objective type
  Multiple choice)

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JAIIB/DBF-SYLLABUS- Unit 12

• Unit 12 ESSENTIAL OF BANK
• COMPUTERISATION
• 12.1 Introduction
• 12.2. Bank Computerisation
• 1. What is computerisation?
• 2. Stand-alone Computer System
• 3. Multi-user Systems

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JAIIB/DBF SYLLABUS- Unit 12 (contd.)

• 12.3 LANs and WANs
• 1. Local Area Network (LAN)
• 2. Topology (layout)
• 3. Protocols
• 4. Wide Area Network
• 12.4 Uninterrupted Power System (UPS)

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JAIIB/DBF SYLLABUS- Unit 12 (contd.)

• 12.5. Core Banking
• 1. Business Components
• 2. Benefits
• 3. Essential Requirements
• - Creation of Primary Data Centre
• - Disaster Recovery Site (DRS)
• - Business Process Re-engineering (BPR)
• - Specialised Consultancy
• - Infrastructure

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JAIIB/DBF SYLLABUS- Unit 13

• Unit 13 PAYMENT SYSTEMS AND ELECTRONIC BANKING
• 13.1 Introduction
• 13.2 Electronic Payment Systems
• 1. ATMs
• 2. HWAK (The Intelligent Auto Teller and
  Netware Management
• System)
• 13.3 Personal Identification Number (PIN)
• 13.4 Electro-Magnetic Cards
• 1. Credit Cards
• 2. Debit Cards
• 3. Smart Cards
• 4. Multiple PIN
• 5. Electronic Purse
• 6. Bank Card
• 7. Electronic Cheque

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JAIIB/DBF - SYLLABUS- Unit 13 (contd.)

• 13.5 Electronic Banking
• 1. Anytime Banking
• 2. Anywhere Banking
• 3. Home Banking (Corporate and Personal)
• 4. Internet Banking
• 5. Mobile Banking
• 6. Electronic Commerce (e-Commerce)
• 13.6 Signature Storage and Retrieval System
• 13.7 - Cheque Truncation
• 13.8 Note and Coin Counting Machines

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JAIIB/DBF SYLLABUS- Unit 14

• Unit 14 DATA COMMUNICATION
• NETWORK AND EFT SYSTEMS
• 14.1 Introduction
• 14.2 Advent of Information Technology
• in Banking
• 14.3. Data Communication Networks
• 1. Components of Data Communication
• Networks
• 2. Modes of Transmission
• 14.4 Network Scenario in India Major
• Networks
• 1. INET
• 2. NICNET
• 3. INDONET

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JAIIB/DBF SYLLABUS- Unit 14 (contd.)

• 14.5 Emerging Trends in
• Communication Networks for
• Banking
• 1. RBIs VSAT Network
• 2. Internet
• 14.6 Evolution of EFT Systems
• 14.7 Telex Communication for Message
• Transfer
• 14.8 Structured Message Transfer
• System Using SWIFT
• 1. Security in SWIFT 2. Developments in
  SWIFT

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JAIIB/DBF SYLLABUS- Unit 14 (contd.)

• 14.9 - Automated Clearing Systems
• 1. Clearing House Inter-bank Payment
• System (CHIPS)
• 2. Clearing House Automated Payment
• System (CHAPS)
• 3. Clearing House Automated Transfer
• System (CHATS)
• 14.10 Two-Level Funds Transfer Systems
• 1. Fedwire
• 2. Bankwire
• 3. Point-of-Sale Systems (POS)

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JAIIB/DBF SYLLABUS- Unit 14 (contd.)

• 14.11 Development in India
• 1. Electronic Clearing System in
• India
• 2. Electronic Fund Transfer
• System in India
• 3. Real-time Gross Settlement
• (RTGS) System
• 4. Digital Signature

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JAIIB/DBF SYLLABUS- Unit 15

• Unit 15 ROLE OF
• TECHNOLOGY
• UPGRADATION AND
• ITS IMPACT ON BANKS
• 15.1 Introduction
• 15.2 Trends in Technology
• Developments
• 1. Data Warehousing and Data
• Mining

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JAIIB/DBF SYLLABUS- Unit 15 (contd.)

• 15.3 Role and Uses of
• Technology Upgradation
• 1. Data and Message Transferring
• 2. Corporate Web Sites
• 3. Management Information
• Systems (MIS)
• 15.4 Global Trends in Banking
• Systems

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JAIIB/DBF SYLLABUS- Unit 15 (contd.)

• 15.5 Impact of IT on Banks
• 1. Changes in Organisational
• structure and Orientation
• 2. Impact on Service Quality
• 3. Impact on Human
• Resources
• 4. Impact on Privacy and
• Confidentiality of Data

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JAIIB/DBF SYLLABUS- Unit 16

• Unit 16 SECURITY
• CONSIDERATIONS
• 16.1 Introduciton
• 16.2 Risk concern Areas
• 1. Data and Software
• 2. Infrastructure
• 3. Peopleware

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JAIIB/DBF SYLLABUS- Unit 16 (contd.)

• 16.3 Different Types of
• Threats
• 1. Accidental Damages
• 2. Malicious Damages
• 16.4 Control Mechanism
• 1. Physical Controls
• 2. Internal Controls
• 3. Operational Controls

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JAIIB/DBF SYLLABUS- Unit 16 (contd.)

• 16.5 Computer Audit
• 1. Scope of Computer Audit
• 2. Audit Approaches
• 16.6 Evaluation Requirements
• 1. Computer Hardware
• 2. Computer Software
• 3. Data
• 4. Communication Channels
• 5. Contingency Planning and
• Recovery Procedures
• 6. System Development Process
• 16.7 Legal Framework for Electronic
• Transactions

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JAIIB/DBF -Module C- Presentation

• Electronic Funds Transfer (EFT)
• Special EFT
• EFT-Point-of-Sale (POS)
• Electronic Clearing Service (ECS) Credit Clg.
  Debit Clg.
• Cash Dispenser Automated Teller Machines (ATMs)
• Shared Payment Network Systems (SPNs) (SWADHAN)

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JAIIB/DBF -Module C-Presentation

• BANKNET
• COmputerised Message Transfer (COMET)
• Very Small Aperture Terminal (VSAT)
• Regional Grid Clearing Collection of Outstation
  Cheques
• Credit Cards/Debit Cards
• Plastic Card / Smart Card / e-Purse
• Laser Card

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JAIIB/DBF -Module C-Presentation

• Cheque Cards
• Terrestrial Microwave Radio Transmission
• Satellite Microwave (Geo-Stationary Satellite)
• Communicaiton through use of Optical Fibre
  Technology
• NET (Packet Switched Public Data Network)
• HVNET (High Speed VSAT Networks
• Teleconferencing
• Internet Banking
• Virtual / Digital / e-Sign Signatures in Banking
• Cheque Clearing using Magnetic Ink Character
  Recognition (MICR) Technology Facilities for
  paper based clearing

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JAIIB/DBF -Module C-Presentation

• Cheque Truncation
• SmartQuill Computer Pen
• Salient features of RTGS Real Time Gross
  Settlement
• RBI-Payment Settlement Systems Vision 2005-08
• Retail Payment System
• Online Tax Accounting System (OLTAS)
• Online Indirect Taxes Accounting System (OLITAS)

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JAIIB/DBF-Module C-Presentation

• Electronic Commerce / Electronic Data Interchange
  (EDI) by banks
• IDRBTs INFINET Structured Financial Messaging
  System (SFMS) through internet
• IDRBTs Multi-Application Smart Card based
  Payment System
• IDRBTs National Financial Switch (NFS)
  

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JAIIB/DBF -Module C-Presentaiton

• Refer various Committee Reports on IT
• RBI-1983 Damle - Report of the working group to
  consider Feasibility of Introducing MICR/OCR
  Technology for cheque processing
• RBI-1984-Dr.C.Rangarajan Committee Report on
  Mechanisation
• RBI -1994 Saraf Committee on Technology
  Issues
• RBI-1996 Shere Committee on Electronic Funds
  Transfer Other Electronic Payments
• RBI-1999- Vasudevan Committee on INFINET
• RBI-2001- Dr.Mitra Report of the Expert Committee
  on Legal Aspects of Bank Frauds

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JAIIB/DBF-Module C-Presentation

• 2002- Zarir Cama Report of the Working Group on
  Electronic Money
• RBI-2003- Dr.R.B.Barman,ED,RBI -Working Group on
  Cheque Truncation and e-cheques

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JAIIB/DBF -Module C-Model Question Bank

• MODEL QUESTION BANK Multiple Choice Questions
• Read IIBF study material/books, Work Book, attend
  MUL-LIVE Virtual Classes/Contact Classes
• Tips for attempting questions
• Read the question paper try to grasp questions
  carefully
• Attempt all Questions Do not leave any question
  unattempted

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JAIIB-Module C

• T H A N K YOU!
• Queries, if any, on JAIIB/DBF -Module C may
  be sent via email to
• Dr. Firdos T. Shroff, (Faculty-IT- Academics)
  Fellow, IIBF, Mumbai
• Tel [phone]
• Email ftshroff_at_iibf.org.in
• firdos_shroff_at_yahoo.com
• For regular updates-visit portal
• www.iibf.org.in TAKE MOCK TEST / UPDATES on
  Curriculum