Accident Prevention and Loss Control Session 6

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Accident Prevention and Loss ControlSession 6
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Project Loss Control

• Learning Goals
• Understand the basic principles of loss control
• Begin to develop techniques for controlling theft
  and other losses on your jobsite

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Project Loss Control

• Learning Objectives
• Review the basic types of construction insurance
• Discuss the need to protect transmission
  facilities
• Learn the need for controlling jobsite theft
• Learn to develop a security checklist
• Learn the essentials of protecting the public

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Loss Control

• Definition
• actions taken to reduce the effect of an
  accident, theft or other similar incident on the
  operations of the jobsite or the company

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Controlling Workers Comp Losses

• Eliminate accidents
• Provide immediate care to injured workers
• Follow-up inquiries
• Light duty work
• Helps injured workers heal
• Faster
• Better
• Reach a higher healing plateau
• Reduces the effect of the accident on the
  companys EMR

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Other Construction Insurance

• Comprehensive general liability
• Broad form of coverage for injury liability
  (third party) and property damage arising out of
  operations or completed construction
• Inland Marine - Equipment Floater
• Protects equipment
• Builders Risk
• Protects the building
• Automobile Policy
• Protects vehicles

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Other Construction Insurance

• Umbrella policy
• Increases the limits of other policies
• Deductible
• The amount of risk the contractor retains (is
  self-insured)
• Often 5,000 to 10,000 per incident

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Public Relations to Control Theft

• Neighborhood relations
• Visit the neighbors
• Give them a time sequence for major activities
• Encourage them to contact you after-hours if they
  see something unusual at the site
• Visit neighborhood schools
• Local authorities
• Visit police, fire, elected officials
• Involve the community

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Controlling Theft

• Security fencing
• Security lighting
• Gates
• Job trailers
• Material storage
• Dangerous areas
• Building
• Posting
• Danger signs
• No trespassing

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Controlling Theft

• Marking
• All company-owned tools and equipment
• Employee-owned tools and equipment
• Electronic devices
• Shutoffs and lockouts
• Key control
• Security services

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Internal Thefts

• Designated employee parking
• Vehicle check-in and check-out
• Marking employee tools
• Good housekeeping
• Spot-checking
• Develop a security checklist
• Helps you remember to consider security in your
  plans

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Protect Others

• Keep kids off the site
• Close off or protect areas where the public is
  in danger
• Protect the property of others
• Protect underground transmission facilities
• Contact facility owners or designees before
  digging
• Watch out for overhead facilities

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