Tchavdar Elenkov

1
Why Work With a Financial Advisor?

• Tchavdar Elenkov
• BA Econ, Certified Financial Planner

2
The need for a financial advisor

• Determining and achieving financial goals
• Support and advice from a professional
• Not just for rich people
• Create a comprehensive plan
• Complete financial picture

3
Sharing the details

• Complete financial details
• Comfortable and trusting relationship
• Long-term and ongoing interaction

4
Realistic expectations

• Be realistic with your expectations
• Continuous financial reviews should be a part of
  your lifestyle

5
How do financial advisors get paid?

• Commission
• Salary
• Fee-for service

6
Finding the right financial advisor

• Be up front
• Credentials
• Background and experience
• Get recommendations
• Ask for references
• Insist on annual meetings

7
Financial advisor credentials

• CFP Certified Financial Planner
• CH.F.C Chartered Financial Consultant
• CGA Certified General Account
• CFA Chartered Financial Analyst
• CIM Canadian Investment Manager
• CLU Chartered Life Underwriter

8
For more information

• www.investored.ca
• www.iqpf.org
• www.lautorite.qc.ca S

9
Important Notes

• The commentary in this presentation is for
  general information only and should not be
  considered investment or tax service to any
  party. Individuals should seek the advice of
  professionals to ensure that any action taken
  with respect to this information is appropriate
  to their specific situation.
• Manulife Investments is the brand name
  identifying the personal wealth management lines
  of business offered by Manulife Financial and its
  subsidiaries in Canada. As one of Canadas
  largest integrated financial services providers,
  Manulife Investments offers a variety of products
  and services including segregated funds, mutual
  funds, principal protected notes, annuities and
  guaranteed interest contracts.
• Manulife and the block design are registered
  service marks and trademarks of The Manufacturers
  Life Insurance Company and are used by it and its
  affiliates including Manulife Financial
  Corporation.

10
(No Transcript)