INDIAN INSTITUTE OF BANKING

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INDIAN INSTITUTE OF BANKING
FINANCEJAIIBMODULE (A B) PRINCIPLES OF
BANKINGSaturday, 19 November, 2005T M C
VARADARAJANtmc.varadarajan_at_scotiabank.com
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RBIs Major Functions

• Supervisory Regulatory
• Promotional Developmental
• Refinance Activities

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RBIs Major Functions

• Supervisory Regulatory
• Promotional Developmental
• Refinance Activities

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RBIs Major Functions

• SUPERVISORY REGULATORY

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RBIs Major Functions

• Supervisory Regulatory
• Promotional Developmental
• Refinance Activities

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RBIs Major Functions

• PROMOTIONAL DEVELOPMENTAL

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RBIs Major Functions

• Supervisory Regulatory
• Promotional Developmental
• Refinance Activities

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RBIs Major Functions

• REFINANCE ACTIVITIES

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BANKER - CUSTOMER RELATIONSHIP

• Definition
• Rights Obligations
• Deposit Accounts
• Loan Accounts

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BANKER - CUSTOMER RELATIONSHIP

• Definition
• Rights Obligations
• Deposit Accounts
• Loan Accounts

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BANKER - CUSTOMER RELATIONSHIP

• Deposit Accounts

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BANKER - CUSTOMER RELATIONSHIP

• Definition
• Rights Obligations
• Deposit Accounts
• Loan Accounts

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BANKER - CUSTOMER RELATIONSHIP

• Loan Accounts

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NEGOTIABLE INSTRUMENTS

• TYPES

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NEGOTIABLE INSTRUMENTS

• BANKERS DUTIES RESPONSIBILITIES

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5 Cs for Credit Appraisal

• CHARACTER
• CAPITAL
• CAPACITY
• COLLATERAL
• CONDITION

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FINANCIAL SERVICES

• Objectives
• Markets
• Instruments
• Regulatory

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FINANCIAL SERVICES

• Objectives
• Markets Instruments
• Regulatory

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FINANCIAL SERVICES

• MARKETS INSTRUMENTS

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Recent Developments

• Banking and Technology
• Basel II Accord
• Universal Banking

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THANK YOU

• T M C VARADARAJAN
• 0022 2563 8965 / 5636 4214
• tmc.varadarajan_at_scotiabank.com