Kotak Mahindra Bank Personal Loan

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Kotak Mahindra Bank personal Loan
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Kotak Mahindra Bank Personal Loan Review

• A Kotak personal loan is meant to fulfill all
  your unplanned and emergency financial needs to
  perfection. Personal loans are immensely popular
  these days as they are processed and disbursed
  quickly. Moreover, they do not require any
  collateral. The loan amount may be utilized for
  any purpose you like and you can also have quick
  access to the funds you desire to finance your
  sudden expenses with absolute ease.
• Kotak Mahindra Bank personal loan provides easy
  and hassle-free personal loans to individuals at
  highly competitive Kotak Mahindra Bank interest
  rates along with other benefits such as flexible
  payment options so that they can fulfill their
  distinct requirements. You can also check your
  Kotak loan eligibility with its accurate Kotak
  personal loan calculator.

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Kotak personal loan Eligibility Criteria

• Eligibility for a Kotak Mahindra Bank personal
  loan is decided on the basis of certain
  parameters. A loan seeker must satisfy the
  below-mentioned eligibility criteria to avail a
  Kotak Mahindra personal loan
• Any Indian who is a salaried employee in the
  public sector, private sector or an MNC with a
  minimum educational qualification of a graduate
  is eligible for a Kotak personal loan. He should
  have an overall work experience of at least 1
  year and need to be a resident in his present
  city for at least 1 year.
• Age Limit The age of the Kotak loan applicant
  should be between 21 to 58 years.
• Quantum of the Loan Individuals can avail a
  Kotak Mahindra Bank loan amount up to Rs 25 lakhs
• Income Individuals should have a minimum monthly
  income of Rs.25,000/- to avail a Kotak Loan.

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• Eligibility and EMI calculator Now, you can
  easily calculate your Kotak Mahindra personal
  loan eligibility and Kotak personal loan EMI
  amount using utility tools like personal loan
  eligibility calculator and personal loan EMI
  calculator at afinoz.com. These calculators will
  help you to determine your EMI outflow every
  month including the Kotak Mahindra Bank Interest
  Rates you will need to pay. Using the calculator
  at Afinoz.com is free, easy and simple.
• CIBIL score Credit score is an important factor
  for approval of any loan Usually, an applicant's
  creditworthiness is determined by evaluating his
  credit score i.e. CIBIL / EXPERIAN score.
  Applications of Kotak Mahindra Bank personal loan
  applicants having poor credit score may get
  rejected. Its always imperative to keep on
  updating your credit score periodically. If you
  have a bad credit score and somehow your loan
  application gets approved, you might be asked to
  pay a high rate of interest on your Kotak loan as
  compared to someone with an excellent credit
  score.

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Kotak personal loan Documents required

• Individuals applying for a Kotak Mahindra Bank
  personal loan should submit the following
  documents-
• Photo Id ( anyone from Passport, Aadhar, PAN,
  Driving License, Voters ID), age proof and
  address proof(Passport, leave license agreement
  and utility bill)
• Signed loan application form with 2-3
  passport-sized photographs
• Last 3 months bank statement
• Salary slip for the last 3 months

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Kotak Mahindra Bank Personal Loan Status

• With Kotak Mahindra Bank, it is very convenient
  and hassle-free to track the status of your
  personal loan application. First, by visiting the
  web-site or through the mobile phone application,
  login using your login id and password, going
  further enter the application number or the
  document number which is provided for the
  application. The next page shows the overall
  activity and the account summary, where one can
  easily track the loan application status.

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Kotak Mahindra Bank Personal Loan Balance
Transfer

• The basic objective of personal loan balance
  transfer is to reduce the debt burden altogether.
  It is never too late for shifting to a better
  bank with lower interest rate for your Personal
  Loan. That's not all, you can also avail
  additional funds for your personal or business
  needs.
• Here are various benefits associated with a
  personal loan balance transfer at Kotak Mahindra
• Speedy processing and easy disbursal of money
• Flexible options of loan repayment through easy
  EMIs

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How do I apply for a Kotak Mahindra bank Personal
Loan at Afinoz?

• While you do your Kotak Mahindra personal loan
  application through Afinoz, you should check the
  following -
• Check your Kotak Mahindra personal loan
  eligibility with the personal loan eligibility
  calculator at Afinoz.com. You can simply visit
  our website Afinoz.com, fill in a few easy
  details and get an instant and accurate
  assessment of your personal loan eligibility.
• Check your Kotak Mahindra personal loan EMI with
  the personal loan EMI calculator at Afinoz.com.
  This will help you to know the exact amount you
  need to pay every month towards the repayment of
  your loan.
• Check the documentation required for your Kotak
  Mahindra personal loan application. Whether you
  are salaried or self-employed, applying with the
  proper set of documents will enhance your chances
  of getting your loan approved in the least
  possible time

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