Title: Personal Loan For Wedding
1Personal Loan For Wedding
2What is Marriage Loan?
- A marriage loan helps you to manage both your
planned and unplanned expenses during a wedding. - Many lenders are available in the market with
unique offers.
3Documents Required for Marriage Loan
- Salaried Class
- Identity Proof Aadhaar Card/Voters
ID/Passport/Driving License/PAN Card - Residential Proof Leave and License
Agreement/Utility Bill (max. 3 months
old)/Passport - Income Proof Salary slips for the last 3 months
along with the bank statement showcasing the
credited salary. - Employment Certificate for the past 1 year.
- Photographs 2 passport size.
4Documents Required for Marriage Loan
- Self-employed Class
- KYC documents Identity address proof and date
of birth. - Residence Proof Leave and license agreement,
utility bill (should not be more than three
months old), and a copy of your passport if, you
own one. - Income Proof ITR for the last 1 year.
- Official Address Proof Address proof along with
your email ID and phone number. - Business Continuity Proof Testimonials to show
your business is running from the last 1 year.
5Marriage Loan Eligibility
- Salaried applicants should be between 21 to 60
years of age. - Self-employed applicants should be between 25 to
65 years of age. - Employed for a minimum period of 3 months in the
current job and have previous working experience
also. - Having a minimum net monthly salary/income of ?
20,000. - Business stability of at least 1 year is
required. - Cash-salaried applicants who don't have income
proof are eligible for a personal loan through
India Bulls Dhani App. You just need to submit
KYC documents. The loan amount ranges from ? 2000
to ? 15 Lakhs.
6Marriage Loan Interest Rates For All Major Banks
Bank Name Interest Rates (p.a.) Loan Amount in ? Processing Fee Loan Tenure
HDFC Bank 11.49-21.50 50,000 to 40 Lakhs 2.5 of the loan amount (min. of ? 2,999 max. ? 25,000) 12 months to 60 months
ICICI Bank 11.25-18.49 Up to 20 Lakhs Up to 2.25 of the loan amount GST 12 months to 60 months
Bajaj Finserv 12.99-16 Up to 25 Lakhs Up to 3.99 of the loan amount GST 24 months to 60 months
Axis Bank 15.75-24 15,000 to 20 Lakhs Nil 12 months to 60 months
SBI 11.95 - 13.45 25,000 to 15 Lakhs 1 of the loan amount GST Up to 72 months
Kotak Mahindra Bank 10.99-20.99 Up to 15 Lakhs Up to 2.5 of the loan amount GST 12 months to 60 months
7Thank You !!!