Kotak Mahindra Bank personal Loan

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Kotak Mahindra Bank Personal Loan
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The Kotak Mahindra Bank is a leading Financial
Services conglomerate having its headquarters in
Mumbai, Maharashtra. Uday Kotak founded the Kotak
Mahindra Finance Ltd. (KMFL) in 1985 and in 2003
it received a banking license to operate as a
private sector bank from Reserve Bank of India.
The Kotak Mahindra Bank is the 4th largest
private bank in India and is a widely preferred
loan provider, having a network of over 1,369
branches across 689 locations. It also has over
2,163 ATMs in the country. The bank offers a
plethora of financial and banking services for
corporate and retail customers via various
delivery channels and a wide range of specialized
subsidiaries in the areas of life insurance,
investments, personal finance and wealth
management.
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Kotak Mahindra Bank Personal Loan
A Kotak Mahindra Bank personal loan is meant to
fulfill all your unplanned and emergency
financial needs to perfection. Personal loans are
immensely popular these days as they are
processed and disbursed quickly. Moreover, they
do not require any collateral. The loan amount
may be utilized for any purpose you like and you
can also have quick access to the funds you
desire to finance your sudden expenses with
absolute ease. Kotak Mahindra Bank personal loan
provides easy and hassle-free personal loans to
individuals at highly competitive Kotak Mahindra
Bank interest rates along with other benefits
such as flexible payment options so that they can
fulfill their distinct requirements. You can also
check your Kotak loan eligibility with its
accurate Kotak personal loan calculator.
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Feature Benefits of Kotak Mahindra Bank
Personal Loan
Kotak Mahindra Bank personal loan offers
attractive features and benefits from easy loan
approval to lower interest rates along with
flexible loan tenure and multiple payment modes.
Here are some of the salient features of a
personal loan from Kotak Mahindra personal loan.
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Kotak personal loan Eligibility Criteria

• Any Indian who is a salaried employee in the
  public sector, private sector or an MNC with a
  minimum educational qualification of a graduate
  is eligible for a Kotak personal loan. He should
  have an overall work experience of at least 1
  year and need to be a resident in his present
  city for at least 1 year.
• Age Limit The age of the Kotak loan applicant
  should be between 21 to 58 years.
• Quantum of the Loan Individuals can avail a
  Kotak Mahindra Bank loan amount up to Rs 25 lakhs
• Income Individuals should have a minimum monthly
  income of Rs.25,000/- to avail a Kotak Loan.
• Eligibility and EMI calculator Now, you can
  easily calculate your Kotak Mahindra personal
  loan eligibility and Kotak personal loan EMI
  amount using utility tools like personal loan
  eligibility calculator and personal loan EMI
  calculator at afinoz.com. These calculators will
  help you to determine your EMI outflow every
  month including the Kotak Mahindra Bank Interest
  Rates you will need to pay. Using the calculator
  at Afinoz.com is free, easy and simple.
• CIBIL score Credit score is an important factor
  for approval of any loan Usually, an applicant's
  creditworthiness is determined by evaluating his
  credit score i.e. CIBIL / EXPERIAN score.
  Applications of Kotak Mahindra Bank personal loan
  applicants having poor credit score may get
  rejected. Its always imperative to keep on
  updating your credit score periodically. If you
  have a bad credit score and somehow your loan
  application gets approved, you might be asked to
  pay a high rate of interest on your Kotak loan as
  compared to someone with an excellent credit
  score.

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Thank You
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