How to Detect and avoid Job Scam | XA Technologies

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What is ATM Scam? How to Protect Yourself from
ATM Scam
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Presently, preventing yourself from the ATM scam
means hiding the keypad while entering Personal
Identification Number (PIN). As technology is
upgrading day by day, financial scammers updated
their way of doing scams. From massive data
breaches to seasonal fraud such as tax scams, it
is tough to keep updated with the latest
schemes. Reasons we are providing this blog which
contains crucial information as well as some
hacks about some latest financial frauds taken
place. So, stay tune up with the blog and
understand what ATM scams involves and how you
can refuse to be a victim. Common ATM Scam Most
of the individuals say that the massive scams are
getting robbed at ATM or having an individual
behind you viewing the PIN. But, ATM scams (such
as data violation or financial crimes) has been
grown more in these years. Now thieves do not
need to force or push individuals to withdraw the
amount from your account.  Nowadays the latest
scams in ATM are done via the use of hacking and
technology, so youmight not even be alerted that
something is not right going on. Click here to
get yourself aware about Top 10 Credit card scams
of all time. Below are some common kinds of ATM
scams from which you need to be alert in 2019
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Skimming ATM Scam This kind of ATM scam contains
a skimmer device which scammers place on top or
within the slot of card. It helps them to record
your PIN, or scammers might use a hidden camera
or overlay which covers original PIN pad. With
the utilization of card number and PIN that
scanners record help them to create a duplicate
card and withdraw money from the account of the
consumer. Despite losing your debit card or get
it stolen, you will not realize anything is
missing until any unauthorized transaction takes
place. So, it is essential to stay alert with ATM
skimmers. Click hereto learn how to avoid Credit
Card and Debit Card Scams. Shimming ATM Scam The
latest update to the skimming. Despite reading
the card number, scammers usually place shimming
device inside the ATM to record the chip
information. The results get the same as skimming
as the scammers use stolen chip data to create
another version of your debit card. Cash out ATM
Scams This kind of scam mainly targets several
accounts from the same financial institution.
Equipped with the hacked bank employee
credentials, the scammers alter account balances
and withdrawal limits. The scammers use stolen
debit card number being captured from a separate
skimming attack which can cashout ATM until it
does not have money.
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ATM Scam named Jackpotting There are several
kinds of jackpotting attacks mainly this kind of
scam involves mostly getting physical access to
the inside machine. The scammers might replace
the hardware or install malicious software
providing control of cash provision function.
Jackpotting is identical to cash out the scam,
but it does not need the scammer to get account
details of customers or stole the information of
debit card. How to avoid ATM Scam? As now you
have a better understanding of the ATM scams, so
far look at the best practices for the security
of ATM.  The holders of the debit cards are not
responsible for unauthorized cash withdrawal. But
still, it is not convenient and terrifying to
have all your account drained. You need to wait
for the matter to get resolves before reaccessing
your funds. Here are some tips which you can
follow to preserve your debit card from the
scams     Do not ever share your card number or
PIN with anyone. Moreover, the spouses who used
to share bank account need to have a distinct PIN
for their debit cards.     Make sure to
scrutinize the ATM before utilizing it. Do not
get scared to jiggle card reader or PIN pad. If
it looks loose or falls off the ATM, then it
might be a sign of the presence of skimmer.
Moreover, if there are other features which seems
to be anomalous or you have seemed any hidden
camera, aware of this to the bank directly or
police instantly and do not use that ATM.
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    Make a note of the individuals who are ahead
of you in ATM line if you see any unusual
behavior such as individuals using more than one
card to take out cash or an individual who
appears to be interfering the machine. Do not use
the ATM and call the police instantly.     Make
yourself always aware of the potential phishing
messages via email or text that allege from your
commercial bank. Any bank never asks for the
sensitive (personal) information such as ATM pin
or debit card number.     The same thing goes
for the phone call, which claims to be from your
bank. If you get this kind of request, call the
customer care of your bank to ensure that you are
talking with a bank employee instead of a
scammer.     Take the full benefit of every
security characteristics which is provided by
your bank. Nowadays, every financial institution
takes security seriously and offer advanced
security features to their customers.     Most
of the banks nowadays provide alerts for some
important account activities such as out of state
purchases or significant transactions. Ensure
that you have signed up to get all these alerts
from your bank to monitor your every movement.
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    If your debit card might have been lost or
stolen or you think that the sensitive data such
as card number, PIN or online banking login has
been changed then call your bank customer care
instantly.     Just keep a habit of checking
your online account activity or getting your
monthly statements. If you recognize any
suspicious activity, then communicate with your
financial institution. Even a minute transaction
withdrawal is a warning symptom of scam been
before making the significant transaction.    
Are you been decline while you are attempting to
make a signature transaction while using the
debit card? Then, make sure to try to do a
PIN-based transaction from your ATM. Hope, this
blog might have made you aware about all the ATM
scams happening around the world. So, stays
alerted and avoid all these scams. To protect
your bank account login credentials online
use privacy protection software. Click here to
learn more about credit card scams and how
prevent them.