Employee Benefits

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Employee Benefits
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Benefits Offered

• All Fulltime Employees will receive the following
  benefits from Hinds Community College at no cost
  to the employee for single coverage
• Health Insurance
• Dental Insurance
• Life Insurance
• Vision Insurance
• Critical Illness and Hospital Indemnity Insurance
• Hinds Community College is an equal opportunity
  employer and does not discriminate on the basis
  of race, color, national origin, religion, sex,
  age, disability or veteran status in its programs
  and activities. The following person has been
  designated to handle inquiries regarding the
  non-discrimination policies Dr. George Barnes,
  Vice President, Utica Campus, 34175 Hwy. 18,
  Utica, MS 39175 601.885.7001.

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Benefit Enrollment

• Initial Enrollment is completed at orientation.
• Please make sure you bring Social Security
  numbers and Date of births for all dependents.
• Benefits are effective immediately with no
  waiting period.
• Changes can only be made during open enrollment
  (in October of each year), unless you have a
  family status change.
• Bring Certificates of credible coverage to
  eliminate any pre-existing conditions.

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Health Insurance

• Our Health Insurance is under the State School
  Employee Health Insurance Plan and administered
  under Blue Cross and Blue Shield of Mississippi.
• Care Allies provides precertification for
  inpatient hospital stays and certain outpatient
  diagnostic testing.

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Health Insurance Cont..

• Health Insurance is offered to you for yourself
  and family at a low or high deductible options.
• Base coverage with 1,200 deductible. (2,400
  family).
• Select Coverage with 500 deductible under AHS
  Network (1,000 family).
• Select coverage out of Network with 1,000
  deductible.

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Monthly Prices for Base and Select Options

• Base Coverage High Deductible (1,100) (have
  to meet deductible for prescriptions are paid)
• Employee Only 0
• Employee and Spouse 339
• Employee and Spouse and Child(ren) 517
• Employee and Children 225
• Employee and One Child 89
• Select Coverage- Legacy Low Deductible (those
  hired before January 1, 2006) (500)
• Employee Only 0
• Employee and Spouse 385
• Employee and Spouse and Child(ren) 563
• Employee and Children 271
• Employee and One Child 135
• Select Coverage Horizon Low Deductible (500)
• Employee Only 18
• Employee and Spouse 403

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Health Insurance Cont..

• All Premiums for dependent coverage are deducted
  on a pre-tax basis under our cafeteria plan.
• Cafeteria Plan is effective for 12 months
  (January December) unless there is a change is
  family status Marriage, divorce, adoption,
  birth of a baby

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Health Insurance Cont..

• Hospital Charges for in-network are covered at
  80 after deductible has been met.
• Dr. charges for in-network are covered at 80
  after deductible has been met.
• Please see the plan document for specific details
  and provisions of the plan.

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Health Insurance Wellness

• The plan will provide first-dollar coverage
  without an annual maximum limit for certain adult
  wellness/preventative services (as listed on
  Plans website).
• The plan will pay 100 of the allowable charge,
  with no maximum limit.
• Benefits will be provided for a maximum of two
  (2) wellness office visit per calendar year.
• Cannot get any wellness benefits until you have
  completed your Health Risk Assessment.
• Money is paid directly to the provider.

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Health Insurance Cont..

• To access a list of Doctors
• 1-800-294-6307
• Or visit knowyourbenefits.dfa.state.ms.us
• Precertification to Care Allies
• 1-800-523-8739
• To order cards call 1-800-709-7881

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Prescription Plan

• When you are enrolled in the Health Insurance,
  fulltime employees are automatically enrolled in
  the prescription program administered by
  Catalyst. There is no separate fee to be
  enrolled. 75 Deductible applies Co-pays are as
  follows
• 1-30 day 31-60 day 90 Day
• Generic 12 24 24
• Preferred 40 80 80
• Other non 65 130 130
• Preferred

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Prescription Phone

• To obtain a list of providers
• Call
• 1-866-757-7839

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Dental Insurance

• Dental Insurance is administered through
• Delta Dental
• Spouse or children only 24.56
• Family Coverage 56.57
• Type I Services covered at 100
• Type II Services covered at 80
• Type III Services covered at 50
• 50 Calendar year deductible per person (or 3
  persons individually)

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Vision Insurance

• Vision Insurance is administered by Superior
  Vision
• Cost is 4.58 for One person
• or 12.00 for Two or more
• Comprehensive vision exam and analysis every 12
  months.
• 125 allowance for eye glasses and or replacement
  lens (every 12 months) Can get a new frame every
  24 months.
• Contacts lenses require a 25 co-pay and an
  allowance for the contacts is covered in full as
  long as it is a medical necessity.

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Phone to Vision1-800-507-3800

• To obtain a list of providers in your area or to
  find out eligibility status visit
• www.supervision.com

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Life Insurance Unum Provident

• Basic Life Amount is 2x annual salary rounded to
  the next highest 1,000.
• Minimum Coverage is 30,000.
• Maximum Coverage is 100,000
• The State pays half of the premium.
• Hinds Community College pays the other half of
  the premium.
• Accidental Death Dismemberment (ADD) benefits
  are included in base amount.

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Life Insurance Cont..

• Supplemental Life Amounts are optional and are
  paid 100 by the participant.
• For Active Employees only
• Additional 10,000 for 4 a month
• Additional 25,000 for 10 a month
• Additional 50,000 for 20 a month
• For Dependents 5 a month
• 10,000 for spouse
• 5,000 for children (up to age 25 if enrolled
  fulltime at an accredited college).
• 100 for children live birth to 6 months

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Critical Illness Insurance Plan

• Covered through Continental American
• Plan pays a lump sum, tax-free benefit to the
  employee when a Critical Illness is diagnosed,
  such as Heart Attack, Stroke, Cancer and other
  covered conditions.
• Hinds will pay 100 of the premium for a 10,000
  policy on you and the policy can pay multiple
  times, and the plan also has a 100 daily
  Hospital Indemnity Benefit. The benefit is paid
  to you and you may choose to add additional
  voluntary coverage up to a total of 50,000. On
  the voluntary plan, you can cover your spouse and
  your children would be cover free.

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PERS Retirement

• Public Employees Retirement System of Mississippi
• Employee contributes 7.25 and Employer
  contributes 12. This will increase to 13.65 in
  July.
• Fully vested at 8 years.
• More information will be given during orientation
  and future PDIs.

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Vacation and Sick

• Sick (All fulltime employees)
• Accrued at 10 hours per month immediately
• Vacation (12 month fulltime employees only)
• Accrued at 8 hours/month (6 months to 1 year)
• Accrued at 10 hours month (1 year to 5 years)
• Accrued at 12 hours month (Beyond 5 years)
• Any leave time not used will rollover to the next
  year.

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Optional Additional Benefits

• Workers Compensation
• Short Term Disability
• Cancer Insurance
• Accident Insurance
• Flexible spending (medical and child care)
• Optional participation in a 403b via payroll
  deduction.
• Discounted rate to the fitness Wellness Center on
  Raymond Campus
• Fulltime employees may take one free class per
  semester (approval from your manager and V.P. of
  Business Services

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Optional Additional Benefits Cont..

• Direct Deposit for fulltime employees
• Discounts through ATT Mobility
• Discounts on Microsoft Software through
  Journey-Ed
• Optional Membership to Hinds Credit Union
• Employee Assistance Program