Rain Man

1
Rain Man Kelly Summer
2
Bank of China
Established in 1912, Bank of China is the oldest
bank in China. It has been ranked one of the
world's top banks in terms of core capital by The
Banker.  Since 1992 the bank has been awarded
"The Best Bank in China" for nine times by
Euromoney magazine, the latest being in 2002.
Bank of China is the first and the only Chinese
bank that has presence in all major continents.
At the present the bank offers financial services
through its global network of over 560 overseas
offices in 25 countries and regions.
3
Corporate Banking
Bank of Chinas Corporate Banking inclub RMB
working capital loan, Fixed Asset Loan, Foreign
Currency Loans, Project Financing, Credit to Real
Estate Businesses and Syndicated Loan.
4
RMB working capital loan
RMB Working Capital Facility is a kind of loan
used to meet short-term demands of customers in
the course of production and operation.
According to the length of maturity, RMB Working
Capital Loan can be divided into the short-term
one with the term within one year and the
medium-term one with the term within one to three
years.
5
Based on the supporting means, RMB Working
Capital loan can be divided into the guaranteed
one which can be supported by a guarantee,
mortgage, or pledge and the credit one
Considering the using procedure. RMB Working
Capital Loan has two types, one is to need to be
applied and approved every time, the other
enables customers a revolving loan subject to a
certain amount and period.
6
Qualifications for application

• The borrower should be an enterprise or
  institutional legal entity, or other economic
  organization or an individual industrial and
  commercial household registered after
  verification and should bear a "Business License
  for the Enterprise Legal Entity" issued by the
  industrial and commercial administrative
  departments

7
Qualifications for application

•  The usage of loan should be of economic effect
  and the borrower can pay principal and interest
  in due time
• The borrower should satisfy other regulations
  and requirements for the loan of the Bank of
  China.

8
Fixed Asset Loan
Fixed Asset Loan refers to loans granted by Bank
of China to resolve fund demands of the
enterprises in their investments in fixed assets.
Investments by the enterprises in fixed assets
include capital construction, technical
innovation, developing and manufacturing of the
new products as well as related house purchase,
civil engineering, purchase and installation of
the technical equipment, etc.
9
Business assortment
Fixed Asset Loan is divided into Long-Term Loan,
Temporary Circulating Loan and Foreign Exchange
Loan based on the following purposes.
10
External Labor Service Contract Loan
External Labor Service Contract Loan refers to
loans offered to support the contract of foreign
projects and the export of labor services by
Chinese enterprises engaging in external labor
service contract as well as to loans for other
international economic and technical co-operation
and it is a kind of business that is focused on
foreign exchange loans.
11
Currently, loans offered by the Bank of China to
the Chinese external labor service contract
enterprises include Project Loan, Short-Term
Revolving Loan, line of credit for guarantee and
the Necessary Renminbi Loan.
12
Thanks for your attention