Saving and Investing

1
Chapter 32

• Saving and Investing

2
What is a profit gained from investment called?

• Scotts wallet
• Dividend
• Capital gain
• Equity
• Bonus money ?

3
What are returns on each share of stock the
investor holds called?

• Dividend
• Capital gain
• Equity
• ?
• All of the above

4
The difference between value of property and the
amount owed on mortgage is called what?

• Equity
• No difference
• Saving
• Investing
• Nate

5
What type of rate is one that yields an
unchanging return?

• Variable
• Non-variable
• Yak
• Fixed

6
What is saved money that earns income?

• Investing
• Liquidity
• Equity
• Money that doesnt earn income

7
What is the difference between saving and
investing?

• Investing is putting money aside and saving is to
  earn income
• Saving is putting money aside and investing is to
  earn income
• They mean the same thing
• I dont have money so I do neither

8
What is a common kinds of investment people make?

• All of the below
• CDs
• Stock/bonds
• Real estate
• All of the above

9
What is the document called that shows proof of
stock ownership?

• The Constitution
• Declaration of Independence
• Stock receipt
• Stock proof of purchase
• None of the above

10
This type of time deposit requires you to leave
your money in the bank for a specified period of
time?

• All of the above
• Blargg deposit
• Certificate of deposit
• Mutual fund
• Stock/bond
• All of the below

11
What is property in which rent or some other form
of payment earned called?

• None of the below
• Income property
• No
• Undeveloped property
• None of the above

12
The end date of this time period is called?

• A. Maturity Date
• B. Rate of Return
• C. Capital Gain

13
Yield on an investment is the amount of money the
investment earns

• A. Fixed- Rate
• B. Rate of Return
• C. Variable- Rate

14
Putting money aside for future use is called?

• A. Capital Gain
• B. Investing
• C. Savings

15
Investment rate of return charges depending on
the average rate of the investment?

• A. Fixed- rate
• B. Variable rate
• C. Liquidity

16
What information is available to a stockbroker by
computer?

• A. Dividend Amounts
• B. Background information
• C. 30-day average
• D. Current Price
• E. All of the Above

17
Why is liquidity sometimes more important to an
investor that the rate of return?

• A. How quickly an investment can be converted to
  cash
• B. How slowly an investment can be converted to
  cash

18
____ is a stock that only corporations must issue
and many corporations issue only this?

• A. Common Stock
• B. Preferred Stock
• C. Big Stock

19
What question should you ask about any possible
investment?

• A. What are tax advantages?
• B. Availability of funds?
• C. Rate of Return
• D. What is the risk?
• E. All of the above

20
What is the possibility that you may lose your
investment?

• A. 80
• B. Risk
• C. It is not possible

21
____ gives its holders certain privileges that
common stockholders do not have?

• A. Preferred Stock
• B. Little Stock
• C. Common Stock