Tax by investing in ELSS

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Panel Discussion on Asset Classes of Equity, Debt
Gold Speakers Sorbh Gupta Fund Manager,
Equity Chirag Mehta Sr. Fund Manager,
Alternative Investments December 17, 2020
Mutual Funds- Tax Efficient way of Investing
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How Mutual Funds Work?
In a mutual fund, our money is managed by a
professional called fund manager.
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Why invest with a mutual fund?
Professional Management
Transparency
Diversification
Flexibility
Return Potential
Choice of Schemes
Low Cost
Well Regulated
Liquidity
Tax benefits
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Your money can do more, with mutual funds
Investor can invest in one-two companies at most.
Investor can invest in all companies at once
through a mutual fund.
Stocks referred above are illustrative and not
recommendation of Quantum Mutual Fund/AMC. The
Fund may or may not have any present or future
positions in these Stocks. The above information
should not be constructed as research report or
recommendation to buy or sell of any stocks
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How to invest in MF, SIP or Lumpsum?
SIP
Lumpsum
Month NAV SIP Amount Units Total Units
1 100 5000 50 50
2 102 5000 49.01961 99.01961
3 101.5 5000 49.26108 148.2807
4 100 5000 50 198.2807
5 99 5000 50.50505 248.7857
6 98.5 5000 50.76142 299.5472
7 101 5000 49.50495 349.0521
8 102 5000 49.01961 398.0717
9 99 5000 50.50505 448.5768
10 99.5 5000 50.25126 498.828
11 97.5 5000 51.28205 550.1101
12 98 5000 51.02041 601.1305
Amount ?60,000
NAV 100
Units 600
SIP Total Units 601 NAV 98 Year End Value ?58911
Lumpsum Total Units 600 NAV 98 Year End Value
?58,800
SIP gives you the advantage of cost averaging.
The above table is for illustration  purpose only
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Mutual Funds vs Direct Investing Which is more
Tax Efficient

• Mutual funds are not subject to capital gains tax
  on buying and selling of stocks so the Fund
  Manager can take advantage of high prices of
  stocks without worrying about short term capital
  gains tax. The investor can stay invested for
  more than a year and enjoy lower tax rates.
• The dividends  received by Investors from Mutual
  Fund Schemes are subject to TDS _at_ 10.  As when
  the investors redeem units from MF Scheme,
  Capital Gain Tax is applicable  i.e. long term or
  short term as the case may be.  Mutual Fund
  Schemes are exempt from both TDS on dividend
  income as well as   Capital Gain Tax on sale of
  investment holding from the Schemes , this in
  turn benefits the end Customer which is investors
  of the Schemes.
•  
• Specially devised products like ELSS bring best
  of both world together for investors ( long term
  capital appreciation tax savings)

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ELSS A Perfect Product for Tax Saving Capital
Appreciation

• Tax Saving Funds are diversified in true sense
  can invest in in quality Midcap Large Cap
  companies for long term capital appreciation.
• The fund has a three year lock-in which is one of
  the lowest amongst other tax saving instruments.
• A three year lock-in ensures an enforced
  discipline amongst the investor. Equity is an
  investment class only in the long term in the
  near term its speculative.
• Being an ELSS scheme it comes with an advantage
  of building wealth and saving taxes.
• Well suited for long term goals such as children
  education retirement planning

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What to look for in an ELSS Scheme?

• Stability of the Investment team Consistency in
  Style
• Long term track record across Market Cycle
• Prefer a fund with lower turnover ratio (lower
  churn) so as to reflect alignment of Fund
  Managers approach and your investment horizon
• Portfolio should have good quality companies
  across Large Caps Mid Caps depending upon where
  value lies.

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Quantum Tax Saving Fund
Fund Manager
Mr. Sorbh Gupta Work experience Over 15 years.
He has been managing this fund Since October 1,
2016.
Category of Scheme
Equity Linked Saving Scheme.
QTSF optimizes tax saving under Section 80C. QTSF
minimizes risk by pursuing bottom-up stock
selection. QTSF has a lower portfolio
turnover. QTSF holds cash when stocks are
overvalued - no derivatives and no hedging. QTSF
follows a value investment strategy.
Features
Useful for
Long term capital appreciation Saving Tax
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Product Label
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Disclaimer Terms of Use
The data in this presentation are meant for
general reading purpose only and are not meant to
serve as a professional guide/investment advice
for the readers. This presentation has been
prepared on the basis of publicly available
information, internally developed data and other
sources believed to be reliable. Whilst no action
has been suggested or offered based upon the
information provided herein, due care has been
taken to endeavor that the facts are accurate and
reasonable as on date. Quantum AMC shall make
modifications and alterations to the performance
and related data from time to time as may be
required as per SEBI Mutual Fund Regulations.
Readers are advised to seek independent
professional advice and arrive at an informed
investment decision before making any investment.
None of the Sponsors, the Investment Manager, the
Trustee, their respective Directors, Employees,
Affiliates or Representatives shall be liable for
any direct, indirect, special, incidental,
consequential, punitive or exemplary damages,
including lost profits arising in any way from
the data/information/opinions contained in this
presentation. The Quantum AMC shall make
modifications and alterations to the performance
and related data from time to time as may be
required. Please visit www.QuantumMF.com to
read scheme specific risk factors. Investors in
the Scheme are not being offered a guaranteed or
assured rate of return and there can be no
assurance that the schemes objective will be
achieved and the NAV of the scheme may go up and
down depending upon the factors and forces
affecting securities market. Investment in mutual
fund units involves investment risk such as
trading volumes, settlement risk, liquidity risk,
default risk including possible loss of capital.
Past performance of the sponsor / AMC / Mutual
Fund does not indicate the future performance of
the Scheme. Statutory Details Quantum Mutual
Fund (the Fund) has been constituted as a Trust
under the Indian Trusts Act, 1882. Sponsor
Quantum Advisors Private Limited. (liability of
Sponsor limited to Rs. 1,00,000/-). Trustee
Quantum Trustee Company Private Limited.
Investment Manager Quantum Asset Management
Company Private Limited. The Sponsor, Trustee and
Investment Manager are incorporated under the
Companies Act, 1956. 23rd December 2020 Mutual
fund investments are subject to market risks,
read all scheme related documents carefully.
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