HSBCCNE - PowerPoint PPT Presentation

Title: HSBCCNE


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HSBC/CNE
ADULT FINANCIAL LITERACY PROGRAM QUARTERLY
EVALUATION FINDINGS 1st Quarter 22
WORKSHOPS EXECUTED MARCH 1 MAY 11, 2006
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YMC Comprehensive Project Evaluation Services
provided by
JHAWK GROUP, LLC
JHG
Management Consulting Services 4800
Greens Crossing Road Ridgeland, Mississippi
39157 (601) 898-4313 ? Fax (601) 898-3204 ?
E-mail JHAWKGROUP_at_aol.com
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• YOUR MONEY COUNTS
• ADULT FINANCIAL LITERACY PROGRAM
• QUARTERLY EVALUATION FINDINGS
• PRE POST TEST MEAN AVERAGE ANALYSIS
• BY STATE
• MARCH 1 MAY 11, 2006

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• Affiliate Sites Reporting this Quarter
• ALDINE YOUTH INC HOUSTON, TX
• BUFFALO WEED AND SEED BUFFALO, NY
• EL PASO COLLABORATIVE EL PASO, TX
• EL PROGAMA HISPANO GRESHAM, OR
• HE BROUGHT US OUT AKRON, OH
• HIGHVIEW CHRISTIAN FELLOWSHIP FAIRFAX, VA
• JUDAH INTERNATIONAL BROOKLYN, NY
• LOVE CDC HIGH POINT, NC
• MACEDONIA BAPTIST CHURCH MACON, GA
• MARIN FAMILY ACTION SAN RAFAEL, CA
• REALIZED POTENTIAL INSTITUTE TAMPA, FL
• TAMPA BAY AREA FAITH-BASED ALLIANCE TAMPA, FL

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Q1 - COMPARE RATES ON LOANS BEFORE I COMPLETE A
LOAN APPLICATION.
N497
STRONGLY AGREE
AGREE
DOESNT APPLY TO ME
DISAGREE
STRONGLY DISAGREE
STRATEGIC STATES
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Q2 - PAY MORE ATTENTION TO THE DISCLOSURE
STATEMENTS I RECEIVE AFTER I OPEN A NEW LOAN OR
CREDIT CARD.
N497
STRONGLY AGREE
AGREE
DOESNT APPLY TO ME
DISAGREE
STRONGLY DISAGREE
STRATEGIC STATES
7
8
Q3 - OBTAIN AND REVIEW A COPY OF MY CREDIT REPORT
IN THE NEXT 30 DAYS.
N497
STRONGLY AGREE
AGREE
DOESNT APPLY TO ME

DISAGREE
STRONGLY DISAGREE
STRATEGIC STATES
8
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Q4 - OBTAIN MY CREDIT SCORE IN THE NEXT 30 DAYS.
N497
STRONGLY AGREE
AGREE
DOESNT APPLY TO ME
DISAGREE
STRONGLY DISAGREE
STRATEGIC STATES
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10
Q5 - COMPARE MY INCOME AND EXPENSES TO HELP ME
DETERMINE MY CASH FLOW AND MY OWN NET WORTH.
N497
STRONGLY AGREE
AGREE
DOESNT APPLY TO ME
DISAGREE
STRONGLY DISAGREE
STRATEGIC STATES
10
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Q6 - TRACK AND MONITOR MY SPENDING SO THAT I KNOW
WHERE MY MONEY IS GOING.
N497
STRONGLY AGREE
AGREE
DOESNT APPLY TO ME
DISAGREE
STRONGLY DISAGREE
STRATEGIC STATES
11
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Q7 - CREATE A BUDGET AND SPENDING PLAN.
N497
STRONGLY AGREE
AGREE
DOESNT APPLY TO ME
DISAGREE
STRONGLY DISAGREE
STRATEGIC STATES
12
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Q8 - MAKE A COMMITTMENT AND SET A FINANCIAL GOAL
OF SAVING MORE MONEY OVER THE NEXT YEAR.
N497
STRONGLY AGREE
AGREE
DOESNT APPLY TO ME
DISAGREE
STRONGLY DISAGREE
STRATEGIC STATES
13
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Q9 - IF I HAVE A BANK ACCOUNT, BEGIN TO PAY MORE
ATTENTION TO THE FEES I MAY BE CHARGED.
N497
STRONGLY AGREE
AGREE
DOESNT APPLY TO ME
DISAGREE
STRONGLY DISAGREE
STRATEGIC STATES
14
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Q10 - IF I DO NOT HAVE A BANK ACCOUNT, ESTABLISH
A RELATIONSHIP WITH A BANK.
N497
STRONGLY AGREE
AGREE
DOESNT APPLY TO ME
DISAGREE
STRONGLY DISAGREE
STRATEGIC STATES
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Q11 - GET A COPY OF MY CREDIT REPORT TO DETECT
IF ANY ONE ELSE HAS BEEN TRYING TO USE MY
IDENTITY TO ESTABLISH CREDIT.
N497
STRONGLY AGREE
AGREE
DOESNT APPLY TO ME
DISAGREE
STRONGLY DISAGREE
STRATEGIC STATES
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Q12 - BEGIN TO TAKE MORE CARE OF PERSONAL
INFORMATION AND HOW I DISPOSE OF SENSITIVE
FINANCIAL DOCUMENTS AND INFORMATION (e.g. BANK
STATEMENTS, CREDIT CARD STATEMENTS, RECEIPTS,
ETC).
N497
STRONGLY AGREE
AGREE
DOESNT APPLY TO ME
DISAGREE
STRONGLY DISAGREE
STRATEGIC STATES
17
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Q13 - CARRY WITH ME ONLY THE NECESSARY CREDIT OR
DEBIT CARDS AND LEAVE THE OTHERS AT HOME.
N497
STRONGLY AGREE
AGREE
DOESNT APPLY TO ME
DISAGREE
STRONGLY DISAGREE
STRATEGIC STATES
18
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Q14 - IF NECESSARY, TAKE STEPS OUTLINED TODAY TO
IMPROVE MY CREDIT SCORE.
N497
STRONGLY AGREE
AGREE
DOESNT APPLY TO ME
DISAGREE
STRONGLY DISAGREE
STRATEGIC STATES
19
20
Q15 - BEGIN TO PAY ALL BILLS ON TIME EACH MONTH.
N497
STRONGLY AGREE
AGREE
DOESNT APPLY TO ME
DISAGREE
STRONGLY DISAGREE
STRATEGIC STATES
20
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Q16 - BEGIN TO PAY DOWN ON MY CREDIT CARD
BALANCES SO THAT I'M USING LESS THAN 50 OF MY
AVAILABLE CREDIT LIMITS.
N497
STRONGLY AGREE

AGREE
DOESNT APPLY TO ME
DISAGREE
STRONGLY DISAGREE
STRATEGIC STATES
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Q17 - OPEN NEW CREDIT ACCOUNTS ONLY WHEN
ABSOLUTELY NECESSARY.
N497
STRONGLY AGREE
AGREE
DOESNT APPLY TO ME
DISAGREE
STRONGLY DISAGREE
STRATEGIC STATES
22
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Q18 - EVALUATE MY CURRENT FINANCIAL SITUATION TO
DETERMINE MY CREDIT WORTHINESS.
N497
STRONGLY AGREE
AGREE
DOESNT APPLY TO ME
DISAGREE
STRONGLY DISAGREE
STRATEGIC STATES
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Q19 - IF NOT CURRENTLY A HOMEOWNER - FIGURE OUT
WHAT MORTGAGE PAYMENT IS AFFORDABLE TO ME.
N497
STRONGLY AGREE
AGREE
DOESNT APPLY TO ME
DISAGREE
STRONGLY DISAGREE
STRATEGIC STATES
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Q20 - IF NOT CURRENTLY A HOMEOWNER - BEGIN TO
SAVE FOR A DOWN PAYMENT ON A HOME.
N497
STRONGLY AGREE
AGREE
DOESNT APPLY TO ME
DISAGREE
STRONGLY DISAGREE
STRATEGIC STATES
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YMC Comprehensive Project Evaluation Services
provided by
JHAWK GROUP, LLC
JHG
Management Consulting Services 4800
Greens Crossing Road Ridgeland, Mississippi
39236 (601) 898-4313 ? Fax (601) 898-3204 ?
E-mail JHAWKGROUP_at_aol.com
27
HSBC/CNE
ADULT FINANCIAL LITERACY PROGRAM 2006