???????????????,????????

1
????????

• ?????

2
?????????

• ??
• ??
• ???
• ???
• ???
• ????

?????- ?????????????????????????
?????- ???????????????,????????
3
????
??????
???? ?????
???? ???
????? ??
4
??????

• ?????????????????????,???????????????,???????????
  ????????????,??????????

5
??????(SET)???
???? (?????)
??? (????)
???? (CA)
?????? (? VISA Net)
????
????
6
?????????

• 1.??(Buyer)-????
• 2.??(Seller)-????
• 3.????(Issuer)-???????
• 4.????(Acquirer)-??????????
• 5.?????(Trusted Third Party)-???????????
• 6.????????(Certificate Authorities, CA)-???????

7
???????????

• (1)?????(authentication) ??????????,???????????
• (2)?????(confidentiality) ??????????????
• (3)?????(integrity) ????????????????????????
• (4)?????(non-repudiation)?????

8
????????

• ?????-???????????,?????????? (???????????)

9

• ????-????????????????,????????????????????????????
  ????????
• ???????????????????????????,???????????????????,??
  ??????
• ?????????????????????????,???????????

10

• ????-?????,?????????????,?????????????????????????
  ??????????????????????,????????,??????????????????
  ??
• ????
• http//netbank.ctoc.com.tw/netbank/html/pages/jsp/
  NBWEB/common/Html/TR.jsp (????)
• http//www.ettoday.com/2004/10/18/320-1701268.htm
  (????)
• https//www.payva.com.tw/omppweb/ (????)

11
??????PayVA https//www.payva.com.tw/omppweb/
12

• ????
• ????70???????????????????????????????800????,????
  ?????????1?
• ???????????????????????????????,??????????????,???
  ??????
• eCheck??????????/??????????????????

13
(No Transcript)
14

• ???-??????????(?????)??????(?????)?????,????????IC
  ?????????,??????,?????
• ????????????? http//www.tscc.com.tw/index.php
  ?bo2

15
??????

• SSL(SECURE SOCKET LAYER)
• SSL??Netscape????????????????SSL????????????(RSA)?
  ????????????????????????,??SSL????????Web
  Server?Browser?????
• ???? Seednet
• https//service.seed.net.tw/CustomerDelAR.shtm
  l

???? http//www.goodcity.com.tw/jpd/020a.html
16

• SET(Secure Electronic Transcation)
• ???????????????(?Internet)?????????????VISA?Master
  Card?IBM?Microsoft?Netscape?GTE?VeriSign?SAIC?Teri
  sa???????,??RSA?????????????,??????????????
• SET?????????????????,?????????(Electronic
  Wallet),????? ?(Digital Certificate),???????(Payme
  nt Gateway)???????(Certification Authority,??CA)?

???? http//www.goodcity.com.tw/jpd/020a.html
17

• non-SET
• NON-SET???????????????(?????)?????????????????????
  ?,??????????????,??????,???????????,?????????SSL??
  
• NON-SET?????SET?????????,???????????????????,?????
  ?????,???????????????,???????????????????,????????
  ???,???????????

???? http//www.goodcity.com.tw/jpd/020a.html
18
???? SSL SET NON-SET
?? 1.??????? 2.?????????? 1.????? 2.????? 3.????? 4.??????? 1.?SET???? 2.?????SET???
?? 1.???? 2.???? 3.????????? 1.?????????????????????????????? 2.???????? 1.?????????????????????????????? 2.??????????????
??? ? ? ?
??????? ?????? SET ?????? ????
???? http//www.goodcity.com.tw/jpd/020a.html
19
??????

• ????(Token-based)
• ?????????? Qpass?????????????????????????????????,
  ???????????????????????,?????????????? Qpass
  ?????????,?Qpass ???????????????,?????????????????
  ???????????????????? Qpass ??,????????????????????
  ,?????????????????????

???? http//taiwan.cnet.com/ebusiness/internet/st
ory/0,2000028856,20030461-3,00.htm
20

• C2C????(P2P)
• ????????????(????)?????????????,???????????
• ??????????,???????(C2C)?????????????,?????????????
  ??,??????????????,?????????????????
• Paypal ?????????? e-mail ???????,?????? Paypal
  ?????????,????????????????????????????,????????
  e-mail ?????,??????

???? http//taiwan.cnet.com/ebusiness/internet/st
ory/0,2000028856,20030461-3,00.htm
21
????????

• http//www.tat.com.tw/service/micropay/index.asp
  (????-???????? )
• https//www.payva.com.tw/omppweb/ (????-????)
• http//tw.help.yahoo.com/auct/faq/aprepay/aprepay-
  07.html (?????)

22
B2B????

• ??????????(EDI)????,??????????(ERP)?????
• B2B?????????????(EFT)???,EFT??????????????????(Tra
  nsaction),????????????????????????,????????????
• B2B???????B2C?,????????,???????B2B????????????????
  ?

23

• END