EQUITY BANK LIMITED

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EQUITY BANK LIMITED

• Your Listening, Caring Partner

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Contents

• Who We Are
• What We Stand For The Equity Bank Philosophy
• Why We Are Here

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About the Equity Group

• Largest Bank in East Central Africa
• Market Cap USD 1.1Bn Total Assets USD 1.5Bn
• Cross-listed on NSE and USE with over 30,000
  shareholders
• Customer base 6.7 Million
• Uganda - 503,000 (20 market share)
• Kenya - 5.9 M (60 market share)
• Sudan- 300,000
• Regional outreach - Branch network 163,
  ATMs700, POS locations4500
• Equity Bank now in
• Uganda (38 branches), Kenya (126 branches),
  Southern Sudan (3 branches) and soon launching in
  Tanzania (Q3 2011), Rwanda (Q3 2011)

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Awards and Accolades
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African Business of the Year 2009
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Best Performing Ai 100 Company In Africa-2008
2009
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Sustainable Banking Award
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Most Respected Bank in East Africa
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Contribution to New ManagementKnowledge

• Case study in the leading International Business
  Schools
• Harvard
• Stanford
• IESE
• Strathmore
• Columbia
• Lagos

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Equity Bank UgandaWhere We Have Come From
Dec 2010

• 470,000 customers
• Extended banking hours
• 34 ATMs
• Employer of the Year
• CSR Engagements

Dec 2008

• EBUL becomes full Commercial Bank
• 25 ATMs
• 29 Branches
• 260,000 customers

June 2008

• Equity Bank acquires UML
• Tier 3 Financial Institution
• 29 Branches
• 300 employees
• 230,000 customers

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Equity Bank UgandaWhere We Are Now

• Fastest growing bank in Uganda (10th / 23 by
  profitability May 2011)
• Number of customers 503,000
• Number of Employees 570
• Countrywide network of service delivery points
  38 branches, 34 ATMs, Internet/Mobile Banking 1
  more branch opening before end 2011
• 6th Most Capitalized bank in Uganda Ugx 40Bn
• AUM in excess of Ugx. 345Bn, with over 13,000
  borrowers
• Sectors served
• Low income/Micro (50), Middle income/SMEs(30),
  High Net worth/Corporate (20)
• To support our continued growth, some of the
  local Strategic Partnerships include
• National Farmers Support Associations , Market
  Vendors and Traders Unions
• Schools and Universities
• International Donor Agencies ,Government
  Ministries and Commissions
• Telecoms Companies and their distributors

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Continued Growth Is In Our DNAEquity Bank
Corporate Philosophy

• Purpose
• We exist to transform the lives and livelihoods
  of our people socially and economically by
  availing them modern, inclusive financial
  services that maximize their opportunities
• VisionTo be the champion of the social economic
  prosperity of the people of Africa
• Mission Statement
• We offer inclusive, customer focused financial
  services that socially and economically empower
  our clients and other stakeholders
• Motto
• Growing Together In Trust
• Positioning Statement
• Your Listening, Caring Partner

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The Reasons for Our Fast Growth

• We have Affordable products and services
• Provide a full range of International, Commercial
  Banking Solutions
• Deposit accounts (Savings, Current, Fixed) in UGX
  and Foreign Currencies
• Micro to Corporate Lending
• EB Platform connected to the VISA Network
• Internet Banking, Western Union, SWIFT, Mobile
  Banking

Service Local Bank Average (Ugx) Equity Bank Uganda (Ugx)
Monthly fee (maintenance) 9,000 Free
Cash Deposit 700 Free
Counter Withdrawal 2,000 1,500
SWIFT (TT) 40,000 20,000
Internet Banking (Personal) 55,000 30,000
Min./Acc Opening bal 70,000 10,000
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The Reasons for Our Fast Growth

• We are Accessible with countrywide branch and ATM
  network

Kajjansi
Wandegeya
Kabale
Katwe
Kasangati
Mbarara
Kawempe
Jinja
Lira
Mbale
Kabalagala
Mityana
Tororo
Kayunga
Kalerwe
Luwero
Bwera
Busia
Ndeeba
Oasis Mall
Hoima
Bombo
Tirinyi
Ajdumani
New Park
Owino
Kisoro
Rushere
Kiboga
Nakulabye
Masindi
Kyengera
Lyantonde
Mubende
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The Reasons for Our Fast Growth

• Convenience Flexibility in the delivery of our
  Banking Solutions
• Open Accounts and Transfer money direct to it
  through International Money
• Transfer Operators (e.g Bicco, Matooke House,
  Salabed, Mugalu, etc)
• 24/7 Banking via Secure Internet Banking Portal
• Email/SMS notification for all activity on your
  account (deposit, withdrawal, transfer)
• Extended banking hours (up to 9pm 7 days a week)
• Responsive Relationship Managers for all our
  Customers
• Dedicated Diaspora Desk for all customers
  abroad(diasporadesk_at_equitybank.co.ug)
• Contactable by email, phone and through Internet
  Banking Portal
• 24 hour resolution of all queries
• Efficient and robust core banking system
• EB runs the first and only Tier - 4 data centre
  in East and Central Africa

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Ugandan Convention 2011

• Visit Our Booth
• Open Your Account today/download acc. opening
  forms at www.equitybank.co.ug
• Apply for your VISA card and Internet Banking
• See some of the projects by our current customers
• Investment advice and options for the Diaspora
  Community
• Your Opportunity to Join the Employer of the Year
  2010
• Continued growth Greater need for talent
• Job to be filled today Diaspora desk
  representative
• Opportunities in treasury dealing, HR, product
  development, customer service, sales, credit
  appraisal, general management
• CVs to diasporajobs_at_equitybank.co.ug
• Interviews from today to 30th August

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Our Inspiration

• That when years turn our vision dim and gray,
• We shall still be seeing beauty in the tired
  wrinkles of our faces.
• And shall take comfort out of the fact and
  knowledge
• That when we were given the opportunity,
• We did all we could to empower Our People
• to exploit opportunities and realise
• their full potential on the road to economic
  prosperity

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Inviting You to Share in Our Dream

• Creating a banking infrastructure that enables us
  to Grow Together in Trust
• Build a Bank big enough for our financial needs
  yet small enough to Listen Care
• Nurture the Safe and Secure place for our Money
• Realise our African dream a bank owned, managed
  and serving Africans and showing them a new way
  to economic prosperity breaking the chains of
  poverty.

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Apollo Njoroge256 772 740 008apollo.njoroge_at_equ
itybank.co.ug
Diaspora Team
Joseph Musisi256 779 899 999joseph.musisi_at_equit
ybank.co.ug
Peter Kawumi256 789 830429peter.kawumi_at_equityba
nk.co.ug
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Thank You