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Have you ever been

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One full year of free credit monitoring once victimized. Document Replacement ... Direct assistance with agency notifications and report filings. California Casualty's ... – PowerPoint PPT presentation

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Title: Have you ever been


1
  • Have you ever been
  • a victim of
  • Identity Theft?

2
Identity TheftResolution Service
  • Your Identity is your most
  • important asset.
  • Count on us to help you protect it!

3
What is identity theft?
  • Identity theft is a serious crime that occurs
    when someone uses your personal information such
    as your name, social security number, credit card
    number or other information without your
    permission to commit fraud or other crimes.
  • c Fastest growing crime in the U.S. d

4
You CAN become a victim!
  • Mail and Telephone Solicitation
  • Dumpster Diving
  • E-mail or Internet (Phishing)
  • Theft of Personal Property
  • Mail Theft (Fishing)
  • Check Fraud
  • Washing and manufacturing
  • c 9 Million Americans have their Identities
    stolen each year. d

5
National Statistics
  • Over 250,000 complaints reported each year to the
    Federal Trade Commission.
  • 47.6 billion in losses were suffered.
  • Average value of theft was 4,800.
  • Average losses were 500 per individual.
  • 19,000 affected each day
  • Target age group 18 39
  • Seniors 60 years are most commonly scammed.

6
Why is ID Theft growing?
  • Quick, easy cash
  • Sell things on eBay
  • Dont have to pawn
  • Low risk
  • Chances of getting caught
  • No face to face with victims/witnesses
  • Minimal sentencing
  • Fraud cases are considered light in the courts.

7
You CAN reduce your Risk!
  • Protect your social security number
  • Shred all documents with personal information
    including solicitations
  • Op out of pre-screened credit offers by calling
    1.888.5.opt.out
  • Change passwords regularly, select intricate
    passwords
  • When using a computer be sure you are on a secure
    site that starts with https
  • Safeguard your personal computer and network
    system with firewall software
  • Close all old accounts

8
You CAN reduce your Risk!
  • Store all pertinent information in secure
    locations
  • Safeguard your purse / wallet
  • Use PO Box or locked mailbox
  • Verify who you are talking to before giving out
    any personal information
  • Be Proactive and Contact Appropriate Office and
    Bureaus if you notice suspicious activity
  • Equifax www.equifax.com 800-685-1111
  • Experian www.experian.com 888-397-3742
  • TransUnion www.tuc.com 800-916-8800
  • www.annualcreditreport.com
  • Effective November 1, 2007, all credit bureaus
    are allowing consumers to freeze and unfreeze
    their credit files.

9
  • If you become a victim
  • California Casualty can help you!

10
California Casualtys Identity Theft Resolution
Service in partnership with Identity Theft 911
  • Free to all A policy holders
  • One full year of free credit monitoring once
    victimized
  • Document Replacement
  • Personal Fraud Specialist through the entire
    process
  • Resources to help you protect your family
  • Direct assistance with agency notifications and
    report filings

11
California Casualtys Identity Theft Resolution
Service in partnership with Identity Theft 911
  • My car was broken into and my car registration,
    car insurance, and health insurance cards were
    taken. I was afraid someone would use the info to
    steal my identity and I didnt know what to do to
    stop this from happening. I called my A
    California Casualty Insurance Company who
    connected me with an Identity theft 911
    representative who helped to relieve my anxieties
    with their guidance in taking appropriate
    prevention measures.
  • Eric Leocadio, Teachers Assn. of Long Beach

12
California Casualtys A Auto Home Insurance
  • Privately owned, 90 years of service
  • Catering to educators and public safety groups
  • In 43 states
  • Products Available
  • RV
  • Motorcycle
  • Seasonal
  • Flood
  • Umbrella
  • Auto
  • Home
  • Renters
  • Condo
  • Boat

13
  • We serve the people
  • who serve our communities
  • California Casualty

14
Resources
  • www.ftc.gov
  • www.IC3.gov
  • www.idtheftcenter.org
  • www.neamb.com
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