Bank of America

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Bank of America

Corporate Headquarters Bank of America Corporate
Center100 North Tryon StreetCharlotte, North
Carolina 28255
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KEY STATISTICS

• US Consumer and Commercial Banking
• 21 States and District of Columbia
• 4,268 US Banking Centers
• 13,136 ATMs
• International Scope, do business in 190 countries
• International Offices in 38 countries
• 142,670 Associates (full-time equivalent)

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FACTS

• Working with strategic partners to create
  Internet banking portals for their customers and
  clients. The portals will offer streamlined
  services and new financial-service solutions to
  consumers, small business and Commercial/
  Corporate clients.
• Through bankofamerica.com, American home buyers
  can pre-qualify for mortgages and get specific
  product and pricing options within 10 minutes.

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Online Banking Services

• Online Banking
• Access checking, savings, credit card, mortgage
  and other accounts, transfer funds, receive pay
  bills, and more via the Internet.
• Online Banking through Quicken
• Access checking, savings, credit card and other
  accounts, transfer funds, pay bills, manage
  finances and more via the Internet and your
  Quicken financial management software.
•   Business Connect
• Review account balances and transactions,
  transfer funds, view and print daily status
  reports and setup payroll direct deposits.

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On-Line Banking Screen
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Pay Bills Online

• Pay virtually anyone online you can write a check
  to your dentist, your phone company, even your
  child in college.
• Pay all bills from one screen in just minutes.
• Schedule payments up to a year in advance. Never
  miss a due date again. Simply date the payment
  for the day you want the payment to be sent and
  relax.
• Set up recurring payments like rent, mortgage
  or car payment to be made automatically.

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Receive Your Bills Online with e-Bills

• Receive e-Bills electronic versions of paper
  bills from participating companies, then pay
  them with the click of a button.
• View balances, transactions, finance charges and
  other statement information. Each company offers
  unique features with their bill.

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Banc of America Investment Services, Inc. Offers
Services Online

• Discount Brokerage Services provides their
  customers with the tools needed to help direct
  Investing while saving on commissions.

Discount Brokerage Services Online Investment
capabilities include

• Trading Mutual Funds, Stocks, and Options Through
  Banc of America Investment Services, Inc.
• Brokerage Account Information
• Company Research
• Market Data and News
• Real Time Quotes

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Latest Financial Information (Key financials as
of December 31, 2001 in billions)

• Earnings (excluding business exit costs)
   8.042
• Total Net Revenue  34.981
• Total Assets  621.764
• Total Loans  329.153
• Total Deposits  373.495
• Total Equity  48.520
• Market Capitalization  98.157

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COMPETITORS

• Wachovia Corporation (WB)
• Bank One Corporation (ONE)
• Wells Fargo Company (WFC)
• Citigroup (C)
• FleetBoston Financial (FBF)
• US Bancorp (USB)

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