HomeOwnership Possible through Education

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Project H.O.P.E.
HomeOwnership Possible through Education
The Corporation for Healthy Homes and Economic
Development provides perspective Eastern Shore
Homeowners with HOPE. HomeOwnership Possible
through Education was created to meet the growing
demand for education on budget, credit, and
personal finance. This program improves
financial behavior while helping perspective
homeowners understand the homebuying process and
homeownership sustainability. Participants
attending hope have experienced improved credit
scores and much more.
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The Power of H.O.P.E.
CHHED Changing Lives through Education
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NOTES FROM H.O.P.E. PARTICIPANTS
I found the HOPE course to be very beneficial.
It answered many of my questions and I believe
that this program will answer any questions that
I have in the future. I learned the basics of
home ownership through this program. Ms. Deborah
Johnson is a person who makes others feel welcome
and she is available to answer questions she also
encourages participants. Her attitude toward
program participants makes this process more
comfortable to be a part of. Takiya Barkley HOPE
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I thank CHHEDs counselor for the time in
shearing her knowledge. With the information
CHHED has given me throughout these H.O.P.E.
sessions, I have a deeper respect for my credit
history, making timely payments and not falling
prey to predatory lenders. Cynthia White HOPE
Session1
I am really enjoying this class as I continue to
come, I learn more and more each day I went from
knowing a little about my credit to understanding
how important it is to have good credit and how
to improve it. I have learned to establish a
family budget and that focused on my needs vs.
wants. Purnell Seawright HOPE Session1
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This class was very informative. CHHEDs
counselor had us write make a budget on paper and
that helped me to see what I actually spend
compared to what I make per month. This will
help me spend less on extras and concentrate on
saving money and applying the money toward
improving my credit. January Williams HOPE
Session2
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H.O.P.E. Program Results

• H.O.P.E. has helped nine (9) families become
  eligible for USDA Rural Development Mortgage.
• Improved credit scores of 12 perspective
  homeowners
• CHHED has a waiting list of 45 Eastern Shore
  residents seeking H.O.P.E. enrollment.

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Help The Corporation for Healthy Homes Economic
Development continue to help others through
H.O.P.E.
Make your donation payable to CHHED at 1501
Edgemore Avenue Suite E Salisbury, MD
21801-3346 [phone] Ext. 102 Toll Free
866.543.9611