Title: Mobile Finance Manager
1Mobile Finance Manager - MFMChris Doner Mark
BarishAccess Softek, Inc.
2Company Background
- In business since 1986
- Based in Berkeley CA
- 30 Symitar CU customers
- SoCalCU, SSSCU, WSECU,Tinker, Schools, MSUFCU,
Melrose, Selco, DATCU and more - 10 products for financial institutions
- Mobile banking,
- online account opening,
- OFX Direct Connect,
- AppWatcher
- and more
3Company Background
- A History of Innovation
- Third company to release a windows application in
1986 - First company to dynamically integrate windows
applications - First windows document management application
- Worked on Windows NT, CE, Outlook
- Worked on iPod
- Worked on PS3
- First Windows Mobile fingerprint recognition
application - First Web based PFM
- First application based mobile banking
- First App, WAP SMS mobile banking
4Access Softek Financial Products Clients
5Access Softek Financial Products Clients
6Access Softek Partners
7Financial Industry Trends
- Financial Industry Trends Anywhere Anytime
- ATMs
- Telebanking/IVR
- Desktop online banking
- Mobile Banking
8Company Background
- Trends
- The phone in your pocket is roughly the computer
on your desk 6 years ago. - Camera, watch, calculator, PDA, music player, TV,
games, GPS email, internet and phone. - iPhone great browser 1 billion downloads
- The average phone is replaced after about 16
months. - BofA 2 million mobile users 2x in the last 6
months. 29 Million use online banking
9 Mobile Finance Manager
9
Access Softek, Inc. Company Confidential 727
Allston Way, Berkeley, CA 94710 (510) 848-0606
1/3/2014
10 Mobile Finance Manager
SMS WAP APP
Security Low Medium High
Dataplan required No Yes yes
SMS plan required Yes No No
Phone support All Most Most
App Store Presence No No Yes
Speed Good Good Best
Offline viewing Yes No Yes
Branding/ Graphics No Yes Yes
10
Access Softek, Inc. Company Confidential 727
Allston Way, Berkeley, CA 94710 (510) 848-0606
1/3/2014
11Connecting to the core
Mobile Finance Manager
- Screen scraping vs. middleware
- Screen scraping
- Fragile breaks if online banking changes
- Limited to online banking features
- Vendor dependant
- Security
- Quick for a new core
- Middleware (e.g. OFX)
- Stable
- Proven
- Secure
- Industry standard
11
Access Softek, Inc. Company Confidential 727
Allston Way, Berkeley, CA 94710 (510) 848-0606
1/3/2014
12The Solutions
Screen Scraping Software
Web Server
Phone
Online Banking
Core System
Core Gateway
Middleware Core Adapter
Phone
13Mobile Finance Manager Services
Mobile Finance Manager
- View account balances
- View account histories
- Transfer funds
- Pay bills online
- Create graphical reports
- Receive secure and trusted e-mails directly from
your financial institution - Find branch and ATM locations
- Advertise communicate
14Mobile Finance Manager Technologies
Mobile Finance Manager
- Mobile banking
- App Downloadable application
- WAP Browser based
- SMS Text messaging
- Multi-Factor Authentication
- Mobile Locator
- Mobile Redirector
- OFX (Open Financial eXchange) middleware
- Administration and reporting
14
Access Softek, Inc. Company Confidential 727
Allston Way, Berkeley, CA 94710 (510) 848-0606
1/3/2014
15Mobile Finance Manager Technologies
Mobile Finance Manager
15
Access Softek, Inc. Company Confidential 727
Allston Way, Berkeley, CA 94710 (510) 848-0606
1/3/2014
16Access Softek
- Thank you.
- Questions?
- cdoner_at_accesssoftek.com
- mbarish_at_accesssoftek.com