New Benefits

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New IdeasNew Solutions
New Benefits
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Disclosures This is NOT insurance. Discount
Medical Plan Organization New Benefits, Ltd.
14240 Proton Rd. Dallas, TX. 75244 This discount
card program contains a 30 day cancellation
period. Member shall receive a full refund of
membership fees, excluding registration fee, if
membership is cancelled within the first 30 days.
This plan provides discounts at certain
healthcare providers for medical services. This
plan does not make payments directly to the
providers of medical services. The plan member is
obligated to pay for all healthcare services but
will receive a discount from those healthcare
providers who have contracted with the discount
plan organization. The range of discounts for
medical or ancillary services provided under the
plan will vary depending on the type of provider
and medical or ancillary service received.
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COMPANY HISTORY
Founded by CEO, Joel Ray, in 1990, New Benefits,
Ltd. is a privately held company with over 100
employees. Located in Dallas, Texas, New
Benefits owns and operates Coast to Coast Vision,
UHS Chiropractic and New Benefits Pharmacy
programs. Over the years, New Benefits has been
recognized as the pioneer in the discount health
card industry. With healthcare costs skyrocketing
in the early 1990s, a demand for a broader array
of discount healthcare products arose. Answering
the call, New Benefits enhanced its portfolio and
today presents more than 40 health and lifestyle
benefits. In addition to the most robust
package of meaningful products and services, New
Benefits is also renowned for its technological
advancements in fulfillment processing.
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HEALTH BENEFITS
Pharmacy discounts are not insurance and not
intended as a substitute for insurance. Hospital
discounts are not available in MD. Travel Assist
is not available for FL WA residents.
Phone-A-Doc is not available for use in SC and ID.
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THESE BENEFITS ARE NOT INSURANCE!

• EASY TO USE
• NO HEALTH RESTRICTIONS
• USE IMMEDIATELY UPON RECEIPT OF CARD
• NO LIMIT ON NUMBER OF VISITS
• NO PAPERWORK

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DENTAL CARE

• Savings of 15 to 50 on most dental procedures
• Orthodontics, Periodontics Endodontics
• Over 66,000 dentists nationwide
• No limit on the number of visits
• Anticipated national average dental charges for
  the 2006 calendar year based on the comparison of
  provider negotiated fees to national average
  charges. Actual costs and savings vary by
  provider and geographical area.
• According to the Aetna Enterprise Provider
  Database as of March 1, 2006

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HEARING AIDS

• Beltone Network
• Over 1,300 Beltone locations nationwide
• Save 15 on over 70 models of Beltone hearing
  devices.
• Free hearing test.

• Mail Order Service
• Over100 makes and models
• Save 40 to 60 off National Average Retail
  Pricing
• Free 45-day in-home trial period.
• Low member prices on factory fresh batteries

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MAIL ORDER PHARMACY

• Guaranteed lowest pricing on maintenance
  medications.
• Prices average 10 below AARP.
• Minimum of 5 off best local retail price quote
  brand or generic over 10.00 Guaranteed!
• Open Formulary (includes new and experimental
  drugs).
• Outstanding quality control.
• Home delivery with no postage or dispensing fees.
• Toll-free number for price quotes and ordering.
• The 5.00 guaranteed savings cannot be used in
  conjunction with other discount or insurance
  cards.
• Pharmacy discounts are not insurance and are not
  intended as a substitute for insurance.

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NEIGHBORHOOD PHARMACY

• Save 10 to 76 on short term, acute care
  medications such as antibiotics and pain killers.
• Over 56,000 chain and independent pharmacies
  nationwide including Rite-Aid, CVS, Walgreens,
  Kroger and many more.
• Pharmacy discounts are Not Insurance, and are Not
  Intended as a Substitute for Insurance

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PHYSICIAN VISIT/HOSPITAL

• 10 to 40 savings on physician visits at over
  285,000 offices nationwide and 10 to 40 savings
  at thousands of hospitals and out patient
  facilities.
• Network includes family physicians and
  specialists (e.g. OB/GYNs, Pediatricians,
  Cardiologists, Dermatologists and Cosmetic
  Surgeons).
• Hospital benefit not available in Maryland

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VIP HEALTH WELLNESS - Vitamins

• Toll-free and online shopping.
• 10 discount on over 6,000 products, even those
  on sale.
• Timely, convenient home delivery of vitamins,
  supplements and a wide variety of natural health
  products.
• Choose from brand names you know and trust such
  as Atkins, Natures Way, Twinlab and Solgar.
• All purchases include a 30-day unconditional
  money-back guarantee.

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VIP HEALTH WELLNESS Diabetic Care

• Save 15 on all orders.
• Enjoy direct-to-home delivery.
• Pay no shipping charges.
• Order individual diabetic testing supplies such
  as lancets, insulin, syringes and more.
• Choose from nationally recognized blood glucose
  meters such as HDI IQ, MediSense Optium and
  Bayer Elite XI or Dex.

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VISION CARE EYEWEAR

• 20 to 60 savings on eyewear.
• Over 12,000 locations nationwide.
• Most frames, lenses and specialty items are
  available.
• 10 to 30 savings on eye exams.
• No limit on the number of times membership may be
  used during the year.
• Accepted by LensCrafters, JCPenney, EyeMasters,
  Pearle Vision, Sears, Sterling Optical and Target.

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MAIL ORDER CONTACTS

• Convenient toll-free ordering
• 10 to 40 savings on mail order replacement
  contacts.
• Most major brands of soft gas permeable lenses
  are available including

Disposable Acuvue DurasoftEncoreFreshlookBiomed
icSoflensOptima
Gas PermeableBoston Fluoroperm Focus
Mail Order Contacts benefit not available in New
Jersey
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OPHTHALMOLOGY NETWORK

• 10 to 30 savings on eye exams and surgical
  procedures, including LASIK where available.
• Nationwide network of Laser Surgery Centers and
  independent ophthalmologists.
• PRK and LASIK

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EVERYONE BENEFITS!

• Member Demographics
• All Age Groups
• Seniors
• Travelers
• The Insured With
• High Deductible Plans
• The Non-insured

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NEW BENEFITS DIFFERENTIATORS

• Best In Class On-Site Fulfillment
• Innovative Technology Offering Maximum
  Flexibility
• Compliance Department Monitoring State
  Legislative Requirements
• HIPAA Compliant
• Founding Member of Consumer Health Alliance

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MEMBERSHIP FULFILLMENT

• Full color laminated card - designed to your
  graphic specifications
• Every member receives 2 cards
• The card is showcased in a window envelope for a
  custom look without the expense of pre-printing
• Completely automated card printing and lamination
  process
• Kits include "Welcome letter", "How to use"
  benefit information, and Personalized Provider
  Listings for each members zip code.

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WHAT OUR CLIENTS SAY
Superior efficiency coupled with exceptional
responsiveness is the reason why New Benefits
excels in a sea of competition. Assurant
Group Tens of thousands of our customers are
benefiting significantly from the unique products
developed by New Benefits. Pioneer
Services I continue to be impressed with New
Benefits. Each employee that I have been
privileged to work with has proven that they
embrace change and execute with urgency. It is
truly a pleasure doing business with New
Benefits. Consumer Benefits Association of
America We have been a client of New Benefits
for 8 years.  Each year, they raise the bar with
regard to service, attention to detail,
responsiveness and flexibility.  It is no
surprise they are a leader in the discount
benefit industry. Each employee, from the member
service representative to the account executive
to the CEO, exudes professionalism and
dependability.  Transamerica Worksite Marketing
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URGENT CARE CLINICS/PRIMARY CARE

• Beta Test
• Rocky Mountain Urgent Care Denver, CO
• 3 locations
• 500 members
• CareNow Urgent Care Dallas, TX
• 17 locations
• 9,200 members
• NextCare Arizona, Colorado, North Carolina, and
  Georgia
• 23 locations
• 400 members
• Americas Urgent Care Columbus, OH
• 7 locations
• 700 members

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Americas Urgent Care

• Fee
• 21.95 Monthly
• Enrollment
• 10.00
• One card is good for the entire family
• 69.00 Sick Visit
• 20 Savings on Lab Tests, X-Rays, Injectable
  Medicines and Supplies
• 20.00 School or Sport Physical
• 15.00 Flu Shot

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Americas Urgent Care Model

• 21.95 Monthly
• 7.50 Vendor Fees
• Dental, Vision, Pharmacy, and PPO Networks
• 14.45 Monthly Revenue x Monthly Memberships
  (700)
• 10,115 Monthly (at current membership level)
• 121,380 Annually (at current membership level)

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RETAIL RATES

• Americas Urgent Care
• 21.95 Monthly
• Austin Regional Clinic
• 9.95 Monthly
• NextCare
• 18.00 Monthly
• Rocky Mountain Urgent Care
• 18.00 Monthly