Teamcorp

1
Teamcorp

• SecureCare
• Product Training

2
Teamcorp Highlights

• Superior products
• Rewards program
• 100 issue rate
• Rate stability
• Level commissions
• 6 month advance
• Lead credit program
• Easy online enrollment

3
Teamcorp

• Teamcorp is a marketing company that sells
  memberships in a 20 year old association called
  USA
• (United Service Association for Health Care)
• Membership packages include a wide variety of
  benefits and discounts including group blanket
  insurance policies
• Anyone that joins the association qualifies for
  all the insurance benefits

4
Guaranteed Acceptance

• No health questions
• No underwriting
• No verification call
• Only 2 requirements
• Not confined to a bed
• Employed or employable

5
SecureCare

• Individual Family
• SecureCare 300 199 299
• SecureCare 500 249 399
• SecureCare 1000 299 499
• One-Time 60 Enrollment Fee
• SecureCare300 has certain reduced benefits

6
Physician / Hospital Benefits

• Daily Hospital Confinement Benefit
• 300, 500 or 1000 per day (30 days)
• Intensive Care Unit Benefit
• 1000 per day (14 days)
• Inpatient/Outpatient Surgical Benefit
• Schedule pays up to 8,000 for a surgery
• Doctor Visit Benefit
• 50 per visit (Max 5 visits per family per year)
• Emergency Room Benefit
• 50 per visit (Max 3 visits per family per year)

7
Physician/ Hospital Highlights

• No deductible
• No co-insurance
• Indemnity benefits paid to client
• Choose any doctor or hospital
• 12 month waiting period for PEC
• A pre-existing condition is one that was
  diagnosed or treated in the 12 months prior to
  the effective date

8
Accident Medical Expense Benefits

• 7,500 Excess Accident Benefit
• 100 deductible
• 7,500 Hospital Accident Benefit
• 250 per day up to 30 days
• 3,500 ADD
• Accident Disability Benefit
• 14 day waiting period
• 200 per month up to 12 months

9
More Fully Insured Benefits

• Emergency Helicopter Rescue
• 4,000 maximum per occurrence
• Worldwide coverage
• Accidental Death Dismemberment
• 10,000 member
• 5,000 spouse
• 2,500 per child

10
ACE RX Prescription Benefit

• 100 annual deductible per person
• 15 co-pay for generic drugs
• Up to 30 discount on name brands
• 4,000 annual maximum per person
• No claim forms to file
• Coordinates with Caremark Rx

11
Ameritas Group Dental Plan

• 50 deductible for preventative
• 100 deductible for basic major
• Benefits paid according to schedule
• 12 month wait for major services
• 1,000 annual maximum per person
• Dental rewards increases maximum
• Use less than 500 in benefits
• Increase your maximum by 250
• Use any dentist nationwide
• Or reduce costs with a network provider

12
Ameritas Vision Plan (VSP)

• Free annual eye exam per person
• 20 discount on frames lenses
• Up to 25 discount on laser surgery
• 32,000 VSP providers nationwide
• Flat reimbursement out-of-network

13
Association Medical Benefits

• Beech Street Network
• Discounts on doctor visits of 20 or more
• C.A.R.E. Hospital Program
• Negotiated hospital bill reductions of 50 or
  more
• Call MD
• Toll-free access to doctors
• Optum Nurseline
• Toll-free access to a registered nurse 24/7
• Lab One Select
• Save 20-60 or more on outpatient laboratory
  tests
• American WholeHealth Network
• Up to 30 discount on holistic alternative
  treatments

14
More Association Medical Benefits

• Caremark Mail Order Rx Benefit
• Save up to 50 on maintenance drugs
• Caremark Retail Rx Benefit
• Save 20-30 at national pharmacies
• Liberty Medical
• Save up to 30 on diabetic drugs supplies
• EyeMed Vision Care Plan
• 35 discount at Lenscrafters
• Additional Dental Networks
• Careington DenteMax

15
Waiting Period For These Benefits

• All Prescription Benefits
• Ameritas Group Dental Plan
• Ameritas Vision Plan (VSP)
• Effective the first day of the following month

16
Rewards Program

• 50 return of dues after 5 years
• 100 return of dues after 10 years
• Claim must be made within 90 days
• Not reduced by any claims paid
• Membership stays in force

17
Reduced Benefits for SecureCare300

• Lower surgical schedule payout
• 3 doctor visits per year
• Ameritas Dental Plan excludes major

18
SecureCare USA (59)

• Accident Medical Expense Benefits
• 2,500 Critical Illness Benefit
• Helicopter Rescue Benefit
• Rewards Program

19
SecureCare USA Plus (79)

• All benefits of SecureCare USA
• Also includes the following
• Ameritas Dental Plan
• Ameritas VSP Plan
• Caremark Mail Order Retail Rx
• Accidental Death Benefit
• Optum Nurseline