Electronic Solutions

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• Electronic Solutions
• to Check Processing Needs

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Who We Are
in association withJARA DIVERSIFIED SERVICES
Jara Diversified Services, a leading provider of
solutions for accounts receivable conversion, and
BANCTEC, a leading electronic payment service
bureau, have entered into a resellers agreement
to offer Draft Control Processing System (DCPS),
a low-cost, high-quality solution for Day 1 and
Day 2 transaction processing, designed to save
time and overhead cost. Together, we offer a
powerful combination of Marketing, Product
Development, Technology Architecture, and
Experience to assist our clients in successfully
creating and selling payment products.
Electronic Check Conversion
Software Development
Product Development
Payment Architecture
DRAFT CONVERSION PLUS
DRAFT CONTROL PROCESSING SYSTEM
Check Imaging
Check Image Capture
Check Image Archive
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About Us
Electronic Check Corporation
Electronic Check Corporations experience with
ACH payments began in 1997. Our banking
relationship is over 6 years old. We were one of
the first service bureaus to accept Checks by
Phone in 1998. This gave companies access to
over 50 million potential new customers who had
checking accounts, but did not have a major
credit card. Electronic Check Corporations
growth is based upon its ability to develop
programs and payment systems that give our
clients a competitive advantage. We draw upon
our expertise and resources in electronic
payments to solve problems and implement unique
services that work to save time and money. Each
year Electronic Check Corporation expands its
capital and value added services. Our corporate
headquarters are located in El Paso, Texas where
the principals have been established since
1971. Electronic Check Corporation is recognized
by the Federal Reserve Bank as a service bureau
for the processing of electronic payments. Each
month we process tens of thousands of dollars of
transactions and take pride in the speed and
accuracy in which the payment process occurs. We
originate payments every business day and provide
daily updates to our merchants. Electronic Check
Corporation has the experience and the programs
to successfully meet the individual needs of
business requiring an electronic payment
solution. Whether your business is over the
phone, on-line, or in person, Electronic Check
Corporation has a program to meet your needs.
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Products

• Accounts Receivable Truncation
• Reduce the amount of time it takes to process
  accounts receivables
• Electronic Check Conversion
• Taking checks is now as easy as taking credit
  cards
• Automatic Payment Manager
• Supercharge your recurring payment processing
• Electronic Check Recovery
• NSF Return Item check collections
• Check Verification Services
• Reduce fraud right at the point-of-sale

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Check Processing
Deposit
Manual Pain
Checks
1
Teller
10
2
Returns
Encoding
Checks
Sorting
3
Courier
11
DDA Posting
4
Sorting
5
9
Statements
Sorting

Cash Letter
Research Adjustments
6
12
Checks
14
Courier
Customer Service
Checks
G
7
8
WAIT WAIT WAIT
HELP ME!
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Federal Reserve
Copies
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Check Processing
Deposit
Manual Pain
X X X X
Checks
1
Teller
10
2
Returns
Encoding
Checks
Sorting
3
Courier
11
DDA Posting
4
Sorting
5
9
Statements
Sorting

Cash Letter
Research Adjustments
6
12
Checks
14
Courier
Customer Service
Checks
G
7
8
WAIT WAIT WAIT
X X X X
HELP ME!
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Federal Reserve
Copies
X X X X
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Customer Service
Draft Control Processing SystemTM Check Image
Database
Check
Deposit
1
2
3
4
5
9
TS350 Run Sort
Reject Repair
Adjustments
Research
Export
Correct and rerun
Pocket 1 Trunc
Pocket 2 Physical
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7
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Posting Verification
ECP Generation
Cash Letter Generation
ECP File Transfer
Posting File
Account Interface
Deposit
Checks
Sort Maintenance
Posting Applications
G
Bank
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DEMO
Seeing is Believing
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Benefits

• Posting system interfaces for DDA, G/L, Savings,
  Loans, etc
• Accuracy improved by reading check amounts
  directly
• CTA/Check 21 compliant
• ECP clearinghouse capability
• Corporate access to checks images with automated
  research request generation
• Encoding reduced
• State of the art deposit balancing
• Full scale check image archive supports ALL day 1
  2 functions
• Parameter driven, easy to maintain screen
  facilitate bank maintenance
• Teller Cut-Off Times Extended

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• Hardware Requirements
• 85 MB hard drive space (system files)
• Windows 2000TM Server as controlled by My SQL
  (LAN environment)
• 17 kb per 2-sided check image (disk file storage
  space)
• 128 MB RAM
• CD Rom drive
• Modem
• Digital Check SCSI adapter kit
• Check Scanner
• Software Requirements
• Operating System Windows 98TM, 2000, XP
• Visual Basic 6.0 MicroSoft programming
  language
• My SQL 4.0 Relational database system
• My OBDC 2.50 Relational database system
• Tiff DLL50 Image viewer displays check images
  in B/W or 256 shades of gray
• BTS Sort Multi-column sort utility
• ParaScript Check Plus 3.0 Reads dollar amounts
  on checks and control documents

Specifications
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Components

• Draft Control Processing System ?
• Day 1 2 Check Image Processing with ICR
• Operational Analysis
• Review, document, and redesign check processing
  function
• Custom Programming
• Develop interface to the DDA or other system
• Annual License Fee
• 0.01 per transaction (includes support)
• Installation
• Fixed bid in days based on the scope of the
  installation

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Ancillary Products
ACH Clearing Check Collection Debt
Collection Full Service Banking Depository
Services Hardware Sales and Service
The Affiliated Group
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Thank You!