Title: uniConcept EMV Payment Solution
1uniConcept EMV Payment Solution
2uniEMV
- Solution for payment with EMV cards
- Link between the customer and the POS terminal
- Software solution with card reader/PIN pad
support - Part of the uniConcept component family
3uniEMV architecture
Electronic POS System
PIN Pad / Card Reader
uniEMV
PC POS
Card reader software
PED interface
POSAPP-interface
4uniEMV features
Fully approved EMV-level 1 and 2
certified Certified in Finland Open
interfaces POS PIN pad/card reader Basic
Functions Application selection PIN
verification Security procedures EMV
payment Additional services Identification Loyal
ty Ticketing
5 uniEMV components
PIN pad EMV level 12
uniEMV
PIN pad communication POS communication EMV
payment User interaction Transaction
generation Support for additional services
loyalty, membership, identification, ticketing,
terminal management
POS
6 uniEMV solution
Point of sales terminal
Authorisation
Black list
POS EMV application
uniEMV
PED
Communication
Transaction mgmt
7uniEMV use cases
Terminal management fns
Select Language
Pin pad
Get application list
Select application
Client
Select application
POS
EMV Card
Enter PIN
Get application
Payment
8Technical requirements
Operational environment Windows NT/2000/XP
platforms Linux Supported hardware Different
readers/PIN pads Architecture Windows DLL Linux
dynamic object Interfaces POS interface Asynchr
onous messages Card reader Standard PED
interface Simple API
9EMV payment phases
Phase Activity 1 POS activation or card to
reader 2 Language selection 3 Application
selection 4 Data authentication 5 Processing
restrictions 6 Card holder verification 7 Terminal
risk management 8 1st terminal action
analysis 9 1st card action analysis 10 Online
authorisation 11 Transaction generation
10uniEMV operating modes
SIMPLE MODE
uniEMV
POS
A) 5 with VisaCard
EMV-interface
B) OK
ADVANCED MODE
A) Select application
uniEMV
PC POS
. . .
X) Get transaction data
EMV-interface
B) Application selection OK
. . .
Y) Transaction data
11Why uniEMV?
- EMV certified
- Hardware independent solution - POS and PIN pad
- Unique interface to different POS versions
- Continuous maintenance
- Multi application support
- Easy to install and easy to use
- Easy to move applications from one country to
another - Supports existing software components for payment
12Further information
- Unicom Consulting Oy
- Sakari Ranta
- Puh 09-525 9880
- GSM 040-500 6868
- Fax 09-525 98850
- Email sakari.ranta_at_unicom.fi
- www.unicom.fi