uniConcept EMV Payment Solution - PowerPoint PPT Presentation

Title: uniConcept EMV Payment Solution


1
uniConcept EMV Payment Solution
2
uniEMV

• Solution for payment with EMV cards
• Link between the customer and the POS terminal
• Software solution with card reader/PIN pad
  support
• Part of the uniConcept component family

3
uniEMV architecture
Electronic POS System
PIN Pad / Card Reader
uniEMV
PC POS
Card reader software
PED interface
POSAPP-interface
4
uniEMV features
Fully approved EMV-level 1 and 2
certified Certified in Finland Open
interfaces POS PIN pad/card reader Basic
Functions Application selection PIN
verification Security procedures EMV
payment Additional services Identification Loyal
ty Ticketing
5
uniEMV components
PIN pad EMV level 12
uniEMV
PIN pad communication POS communication EMV
payment User interaction Transaction
generation Support for additional services
loyalty, membership, identification, ticketing,
terminal management
POS
6
uniEMV solution
Point of sales terminal
Authorisation
Black list
POS EMV application
uniEMV
PED
Communication
Transaction mgmt
7
uniEMV use cases
Terminal management fns
Select Language
Pin pad
Get application list
Select application
Client
Select application
POS
EMV Card
Enter PIN
Get application
Payment
8
Technical requirements
Operational environment Windows NT/2000/XP
platforms Linux Supported hardware Different
readers/PIN pads Architecture Windows DLL Linux
dynamic object Interfaces POS interface Asynchr
onous messages Card reader Standard PED
interface Simple API
9
EMV payment phases
Phase Activity 1 POS activation or card to
reader 2 Language selection 3 Application
selection 4 Data authentication 5 Processing
restrictions 6 Card holder verification 7 Terminal
risk management 8 1st terminal action
analysis 9 1st card action analysis 10 Online
authorisation 11 Transaction generation
10
uniEMV operating modes
SIMPLE MODE
uniEMV
POS
A) 5 with VisaCard
EMV-interface
B) OK
ADVANCED MODE
A) Select application
uniEMV
PC POS
. . .
X) Get transaction data
EMV-interface
B) Application selection OK
. . .
Y) Transaction data
11
Why uniEMV?

• EMV certified
• Hardware independent solution - POS and PIN pad
• Unique interface to different POS versions
• Continuous maintenance
• Multi application support
• Easy to install and easy to use
• Easy to move applications from one country to
  another
• Supports existing software components for payment

12
Further information

• Unicom Consulting Oy
• Sakari Ranta
• Puh 09-525 9880
• GSM 040-500 6868
• Fax 09-525 98850
• Email sakari.ranta_at_unicom.fi
• www.unicom.fi