Your Ultimate Guide to Commercial Property Loans

1
Your Ultimate Guide to Commercial Property Loans

• Explore the essentials of commercial property
  loans and get approved with confidence.
  Understand the lending process, key requirements,
  and common loan terms. Biz2Credit offers
  comprehensive guidance, helping you expand your
  business operations, purchase new property, or
  upgrade existing infrastructure.

2
What Types of Commercial Business Loans are
Available?

• There s a famous saying in the business world In
  order to make money, you have to spend money.
  This saying isn t far-fetched. But most people
  don t have startup capital just lying around
  ready to use. That s where business financing
  comes in. It can help you secure funds for
  commercial real estate, a line of business
  credit, inventory, or anticipated payroll.

3
Things to Consider Before Applying

• Applying for a commercial business loan differs
  from a personal loan or a house mortgage. Lenders
  take a considerable risk with businesses. As the
  economy swings, a company could be here and
  thriving one day and be gone the next. They
  consider this when deciding whether to work with
  you to provide financing.

4
What Do Lenders Look for When Applying for
Commercial Loans?

• The hard reality is that the business loan
  application process can be long and tedious. As a
  business owner, the chances of getting approved
  for a commercial loan drop significantly if you
  have a poor personal credit history. Why? Because
  the first thing lenders will look at when
  processing your application is your ability to
  pay back the loan.

5
Securing Commercial Loans

• Many lenders require some kind of collateral to
  secure a loan. With commercial property loans,
  the commercial real estate or equipment attached
  to the loan typically becomes collateral for the
  bank to repossess if you cannot repay the loan.

6
How to Find a Lender

• When looking for a lender, the first step will be
  to identify the type of loan you re looking for
  based on your business needs and the loan amount
  you seek. Not all lenders provide the same kinds
  of business loans.

7
What Paperwork Do You Need Before Applying?

• It s smart to have all paperwork handy before you
  start the business loan application process. This
  will ensure you accurately input information from
  your business financials and that you re ready
  for any unexpected questions.

8
How to Apply for a Commercial Business Loan

• Commercial lending is relatively accessible in
  this day and age. The process should usually look
  like this
• Determine how much funding you need
• Compile paperwork
• Compare lenders
• Apply
• Wait

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Why Choose Biz2Credit?

1. Trusted partner for franchise funding
2. Biz2Credit was founded in 2007 and has provided
   more than 10 billion in loans.
3. Dedicated support team
4. Tailored financing solutions

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Thank You