​Fire Claims

1
Fire Claims
While navigating any insurance claim can be
tedious, a fire loss to a home or business is
among the most devastating. In many instances, a
fire claim can be so severe that accurately
adjusting the loss may seem impossible. Fire and
smoke damage can lead to many structural
complications. Unfortunately, these structural
problems can be wrongly accounted for and
misidentified without guidance. Properly
identifying and documenting the damages require
not only insurance expertise but also
construction knowledge and a great level of
attention to detail.
2
The contents can be even more discouraging
without proper service and guidance. Insurance
companies require you to submit a full count
inventory of the non-salvageable items which
means that you must account for every item
affected by the fire, a process that can take
months. Because insurance companies do not
accept all items as non-salvageable depending on
the severity of the fire, it is important to have
a representative who understand the insurance
claim process and has your best interest in mind
when identifying damage and making decisions. At
Brown OHaver, our role is to make the claims
processes after a fire loss easier so that you
can get back to your day to day life as quickly
as possible.