Title: Everything Physicians Should Know About Palliative Care Medicare Coverage
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2Everything Physicians Should Know About
Palliative Care Medicare Coverage
Basics of Palliative Care Palliative care plays
a crucial part in improving the physical, mental,
social, and spiritual quality of life for those
with serious or life-threatening illnesses. When
diagnosed with a serious illness, Medicare
beneficiaries might choose to receive palliative
care in addition to any other ongoing treatments.
In this case, palliative care aims to maintain
quality of life throughout the illness.
Palliative care Medicare coverage includes
long-term illnesses and hospice care for terminal
illnesses. Billers often confuse between
palliative care and hospice care. If a patient
has been diagnosed with a terminal illness with
less than 6 months to live, they may seek hospice
care. Medicare beneficiaries with serious
illnesses can choose palliative care to retain as
much of their quality of life as
possible. Palliative care addresses patients
physical, intellectual, emotional, social, and
spiritual needs. Palliative care supports with
independence, access to information, and the
ability to make choices about their health care.
Working with a palliative care specialist allows
Medicare beneficiaries with serious illnesses to
maintain their physical, emotional, and spiritual
quality of life. Palliative care Medicare
coverage includes inpatient care, outpatient
care, and mental health counseling.
3Everything Physicians Should Know About
Palliative Care Medicare Coverage
- Some of the serious illnesses that may benefit
from palliative care include Alzheimers disease
amyotrophic lateral sclerosis (ALS) cancer
chronic obstructive pulmonary disease (COPD)
congestive heart failure dementia end-stage
liver disease end-stage renal disease HIV/AIDS
Huntingtons disease multiple sclerosis
Parkinsons disease sickle cell anemia stroke. - Palliative Care vs. Hospice Care
- The slight difference between palliative care and
hospice care as follows - Hospice care Hospice care is end-of-life medical
care that provides emotional and physical support
for patients with terminal illnesses. It is
reserved for those with a life expectancy of 6
months or less. It focuses on relieving the
symptoms of the illness, supporting the persons
emotional and spiritual health, and helping with
any important decisions regarding the end of
life. When you receive hospice care, it takes the
place of any curative or life-prolonging
treatments you would otherwise receive.
4Everything Physicians Should Know About
Palliative Care Medicare Coverage
- Palliative care This focuses mainly on improving
patients well-being in case of having a serious
illness. Palliative care offers a support system
to patients and their families so they can
continue to have a good quality of life. Unlike
hospice care, Medicare beneficiaries in
palliative care continue to undergo curative or
life-prolonging treatments. - Palliative care and hospice care both focus on
supporting overall well-being when the patient
has a serious illness. However, hospice care is
reserved for the end of life, when patients have
chosen not to have any further treatments to cure
their illness. - Palliative Care Medicare Coverage
- Original Medicare and Medicare Advantage both
cover palliative care, both with and without
hospice care, when its deemed medically
necessary. Heres what each part of Medicare
covers - Medicare Part A Palliative Care Coverage
- Medicare Part A is hospital insurance. It covers
many of the inpatient and skilled care needed
with palliative care. Under Part A, Medicare
beneficiaries are covered for
5Everything Physicians Should Know About
Palliative Care Medicare Coverage
- Inpatient hospital stays This includes any
treatments or services Medicare beneficiaries
might need during their stay. - Short-term stays at an SNF Services include
rehabilitation services, medication
administration, and other day-to-day care. - Limited home health care includes part-time
skilled nursing or home health aide care and
rehabilitation services. - Hospice care Medicare beneficiaries are covered
for any palliative care necessary for comfort at
the end of life. - Medicare Part B Palliative Care Coverage
- Medicare Part B is medical insurance. It covers
most of the outpatient services that are needed
during palliative care. With Part B, Medicare
beneficiaries are covered for - Doctors appointments These may be needed for
the diagnosis, treatment, and prevention of the
illness or other related conditions.
6Everything Physicians Should Know About
Palliative Care Medicare Coverage
- Durable medical equipment This includes any
equipment that may be needed for treatment or to
make patients more comfortable. - Mental health counselling Emotional support and
counseling may be needed for patients or their
loved ones during your care. - Rehabilitation therapy (as an outpatient) This
includes speech therapy, physical therapy, or
occupational therapy as needed. - Medicare Advantage Palliative Care Coverage
- Medicare Part C is also known as Medicare
Advantage. This is a Medicare option sold by
private insurance carrier companies. With
Medicare Advantage, Medicare beneficiaries are
automatically covered for the same services as
Medicare Part A and Part B, including those for
palliative care. Under Medicare Advantage,
Medicare beneficiaries might be covered for some
additional services, such as - Prescription drugs These may be for treatment or
to help ease any symptoms. - Long-term care may include skilled healthcare
services or help with everyday personal needs,
such as bathing, dressing, or eating.
7Everything Physicians Should Know About
Palliative Care Medicare Coverage
Private payers that sell Medicare Advantage plans
may also offer different plan options to fit
individual needs. For people with serious
illnesses, Special Needs Plans (SNPs) offer
additional medical services and flexibility that
may better for long-term or serious
conditions. Medicare Part D Palliative Care
Coverage Medicare Part D is prescription drug
coverage. Part D may cover medications needed
during palliative care. Some of the conditions
during palliative care for which medications are
prescribed are anorexia, anxiety, constipation,
delirium, depression, diarrhea, dyspnea, fatigue,
mucus buildup, nausea, pain, and vomiting.
Medications for these conditions may include
antidepressants, anxiolytics, antipsychotics,
stool softeners, antidiarrheals, and opioid and
nonopioid analgesics. If Medicare beneficiaries
are receiving hospice care, most medications are
covered under the hospice benefit with a 0 to 5
co-payment per prescription drug. Medications
that arent covered under the hospice benefit may
still be covered under a Medicare Part D
plan. Receiving Palliative Care
8Everything Physicians Should Know About
Palliative Care Medicare Coverage
- When a patient is diagnosed with a serious
illness, the primary care physician helps to get
in touch with a palliative care specialist.
Palliative care specialists help build a team of
other specialists to coordinate the many aspects
of patient care. The palliative care specialist
will review this information to create a
personalized team and plan. For example, a
palliative care team may include a palliative
care doctor, counsellor, pharmacist, and
dietitian. Working together, they may create a
plan that involves weekly therapy sessions, a
specialized medication plan, and a personalized
meal plan. All of these services can help
increase your quality of life during a patients
illness. - If Medicare beneficiaries are receiving
palliative care without hospice care, theyll owe
standard Medicare out-of-pocket costs. These
costs generally include - Deductibles In 2020, Medicare beneficiaries were
paying 1,408 per benefit period for Part A and
198 per year for Part B. - Co-payments These may include out-of-pocket
costs for prescription drugs and Medicare
Advantage doctors visits and specialist visits.
9Everything Physicians Should Know About
Palliative Care Medicare Coverage
- Coinsurance Depending on the length of inpatient
care, Medicare beneficiaries might pay some
coinsurance costs each day under Part A, 20
percent of the costs for services under Part B,
and any costs related to prescription drugs. - If the beneficiary has a Medicare Advantage plan,
they may also owe additional premium, deductible,
co-payment, and coinsurance costs. - Medicare beneficiaries who are seeking for
palliative care can get in touch with your doctor
who can further help in getting connected with
palliative care experts. Medical Billers and
Coders (MBC) is a leading medical billing company
providing complete medical billing and coding
services. In this article, we shared essential
information on palliative care Medicare coverage
for provider education purposes. Primary care
physicians who are seeking assistance in medical
billing and coding can call us at 888-357-3226 or
drop an email at info_at_medicalbillersandcoders.com
.