Tips To Help You Pay Your Bills On Time

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Tips To Help You Pay Your Bills On Time

• Your credit score can make or break you. Banks,
  credit cards, and even landlords look at your
  credit score when deciding whether to lend you
  money or rent you an apartment and if your score
  isnt high enough, they wont do business with
  you at all! If you want to avoid the frustration
  of getting denied at every turn, its important
  to follow these tips to help you pay your bills
  on time and improve your credit score in the
  process.

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Use all available methods

• Whether its an online bill payment service or a
  check, make sure that all of your bases are
  covered. If you want to maintain a good credit
  score, get in the habit of paying all of your
  bills promptly. If youre using an online service
  to pay those bills, always review them before
  theyre paid and double-check that there arent
  any accidental extra charges! You can also ask
  your bank if they offer an automatic overdraft
  protection plan if so, sign up for it! It makes
  sense to have as many things automated as
  possible when it comes to saving money (and
  staying out of debt).

Avoid Late Fees
The key to never paying a late fee is paying your
bill on time. It sounds like common sense, but
over 60 of Americans say they have paid a late
fee at least once in their lives.
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Stay organized

• Credit card companies offer several ways for you
  to avoid those extra charges including automatic
  payments and reminders when its time to pay your
  bill. Setting up automatic payments can ensure
  that no matter what, even if something goes
  wrong, you always get paid on time.

The best way to reduce stress is to be organized.
If you keep yourself organized, it will make it
easier for you when it comes time to pay those
bills. Staying organized can also give you a
clear picture of whats going on with your
finances, and it can help make paying those bills
more streamlined. Staying organized doesnt have
to be hard follow these tips and start getting
organized today!
Pay with cash or check first
Each time you swipe a credit card, its reported
to one of three major credit bureausExperian,
Equifax, or TransUnion. This helps generate your
credit score cash purchases arent reported.
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Never be afraid to ask for help

• In addition, writing checks, which get sent
  directly from your bank account and arent under
  your control once theyre written, wont affect
  your credit score either. By paying with cash
  first, then using credit cards as needed (and
  never going over 30 of your total spending
  limit), you can prevent any late-payment
  headaches that may affect your credit score down
  the road. If checking is an issue for you but
  cash isnt, just make sure to write yourself a
  check for everything so that it gets into your
  account when due.

Theres no shame in needing a little boost.
Sometimes all it takes is a couple of dollars
from a friend or family memberjust enough to
tide you over until next payday. Or, if thats
not an option, consider using peer-to-peer
lending sites like Prosper and Lending Club by
sharing credit risk, these companies can offer
loans with interest rates up to 25 percent lower
than those offered by banks. If you use these
services responsibly, they can be great options
for managing cash flow and minimizing credit card
debt. Plus, even if friends or family dont have
money to spare right now, paying off your debts
quickly should still be a priority.
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Contact Us

• Address - 18930 HWY 18 STE 101 Apple Valley CA
  92307
• Email - info_at_thecreditscoreking.com
• Phone - 1 909-329-4882
• Website - https//thecreditscoreking.com
• Blog - https//thecreditscoreking.com/tips-to-help
  -you-pay-your-bills-on-time/