Small Business Retirement Plans

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Cyrs Wealth Advisors LLCOur small business
retirement plans is right fit for you your
employees!
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Small Business Retirement Plans

• If you think you cant afford to offer your
  employees a retirement plan, youre not alone. In
  a recent survey it has been found that, employers
  most often cited expense as the main reason for
  not offering retirement plans. Other reasons
  include limited administrative resources and lack
  of employee interest. However, retirement plans
  for small business owners can be beneficial for
  both employees and employers.

https//www.cyrswealthadvisors.com/ Call Us -
815-316-1111
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Retirement Plans for Small Business Owners Include

• Simplified Employee Pension (SEP) - SEP
  plans enables employers to set aside money in
  retirement accounts for themselves and their
  employees. This plan allows for a contribution of
  up to 25 percent of each employees pay. While
  only the employer contributes to this plan, the
  employee has ownership of all the money.

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815-316-1111
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Savings Incentive Match Plan for Employees

• The SIMPLE IRA is for both employers and
  employees to set aside money for retirement. In
  this plan, employers need to contribute each year
  by either matching up to 3 percent of
  compensation or 2 percent if the employee does
  not contribute anything. This retirement plan is
  for small businesses with not more than 100
  employees.

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815-316-1111
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401(k)

• This pre-tax contribution plan enables
  employees to save by contributing a portion of
  their salary to an account invested in
  securities. The deferred wages are not subject to
  federal income tax withholding at the time of
  deferral and are not reported as taxable income
  on the employees individual income tax return.
  Employers can also contribute to the employees
  plan these contributions are tax deductible.

https//www.cyrswealthadvisors.com/ Call Us -
815-316-1111
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Why Set Up a Retirement Plan?

• A small-business retirement plan is a great
  option for businesses on many levels. It has
  benefits for you, your employees (if you have
  any), and your business.

https//www.cyrswealthadvisors.com/ Call Us -
815-316-1111
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Jump-Start Your Savings

• As a small-business owner, planning for your
  retirement is entirely up to you. And if you
  employ others, you'll be helping them get on the
  right track for retirement too.

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815-316-1111
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Benefit from Tax Breaks

• All retirement plans offer tax-deferred
  growth on earnings. That means you will benefit
  from tax-deductible employer contributions.

https//www.cyrswealthadvisors.com/ Call Us -
815-316-1111
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Give Your Money a Chance to Grow

• In addition to your plan contributions, the
  compounding of interest, dividends, and capital
  gains enables your account to generate earnings
  on top of earnings.

https//www.cyrswealthadvisors.com/ Call Us -
815-316-1111
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Attract and Retain Employees

• When you offer retirement plan to your
  employees, you can keep you competitive in the
  job marketplace and help your business flourish.

https//www.cyrswealthadvisors.com/ Call Us -
815-316-1111
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Need Help? Here We Are!

• Cyrs Wealth Advisors LLC
• 1111 South Alpine Road
• Suite 701
• Rockford, IL 61108
• Telephone [phone]
• Email Prosper_at_CyrsWealthAdvisors.com
• Website https//www.cyrswealthadvisors.com/

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https//www.cyrswealthadvisors.com/ Call Us -
815-316-1111