Title: arthousing22
1 2.A home loan is the most sensible approach to buy
your dream home cheerily. It offers a lot of
assets for home buyers and has a long repayment
tenor as well.
3- Home Loans solutions customised for all
01
Company Profile
02
Home Loans
03
Non Home Loans
04
Benchmark Rates
05
Fee Charges
4COMPANY PROFILE
The home loan rates won't adapt with each
adjustment in the MCLR in light of the fact that
the banks are allowed to have a reset time of
around one year, which can be allied with the
date of payout or a pre-decided date. To get the
best home loan top up in India, visit ART's site
to find out about the home credits.
5HOME LOANS
Home Purchase Loan for purchase of ready built/ under-construction residential property
Home Construction Loan for construction of a residential property
Home Extension Loan for extension on an existing residential house be it an additional room, additional floor, a larger bathroom, or even enclosing an open balcony etc.
Home Improvement Loan for renovation/ makeover, both internal, as well as external, of an existing residential house like tiling and flooring, painting, plumbing and electrical work, waterproofing and roofing, grills and aluminium windows, waterproofing on terrace, construction of underground/overhead water tank, paving of compound wall etc.
Refinance Reimbursement of expenses already spent for buying, constructing or extending a home
Balance Transfer Loan Transfer of a Home Loan from an approved institution
Balance Transfer Top Up Loan Transfer of a Home Loan from an approved institution with the facility of a top-up loan
6 NON HOME LOANS
Loan for Commercial Property Loan for purchase of a ready built commercial property
Loan Against Commercial Property Loan to meet customer requirements against the security of a built-up commercial property
Loan Against Residential Property Loan to meet customer requirements against the security of a built-up residential property
Loan Against Industrial Property Loan to meet customer requirements against the security of a built-up industrial property
Balance Transfer Loan Transfer of a Non-Home Loan from an approved institution
Balance Transfer Top Up Loan Transfer of a Non-Home Loan from an approved institution with the facility of a top-up loan
7- To ensure that the banks assume the remuneration
of scaled-down repo rates and cost of borrowings
to the customers all the more quickly, RBI made
it compulsory for all banks to security every one
of the advances to the minor expense of their
fumbling for various residencies. Talk with ART
to think about home loan top up in India.
8Long Loan tenure upto 15 years depending on loan
schemes
Loans ranging from Rs 3 Lakhs to Rs 50 Lakhs
Attractive rate of interest .
No pre-payment charges in home loans, wherever
applicable
Flexible repayment options
Home Loans up to 90 of the property value
9Long Loan tenure upto 15 years depending on loan
schemes.
Loans ranging from Rs 3 Lakhs to Rs 50 Lakhs
Attractive rate of interest .
No pre-payment charges in home loans, wherever
applicable
Flexible repayment options
Non Home Loans up to 70 of the property
value
10Prime Lending Rate (PLR) of the company is
19.25, which is subject to change from time to
time. The effective Interest rates may vary based
on the Loan product/ scheme chosen and based on
profile of the customers. For details, Please
contact our nearest office.
11For Loan where all the applicants are Individuals
and type of interest rate is Floating - NIL For
Loan where all the applicants are Individuals and
type of interest rate is fixed
Legal search charges of Rs. 2500 Applicable
Taxes are payable before disbursement. Not
applicable on Approved Projects and Top-Up Cases.
Charges for Notice of Intimation of Mortgage,
for Maharashtra, of Rs. 2500 Applicable taxes
to be collected before disbursement
Subsequent Property valuation, if required,
charges of Rs. 1500 Applicable Taxes are
payable before disbursement in case of property
being outside geographical limits as defined by
the Lender.
12 13ART Housing Finance
To ensure that the banks assume the remuneration
of scaled-down repo rates and cost of borrowings
to the customers all the more quickly, RBI made
it compulsory for all banks to security every one
of the advances to the minor expense of their
fumbling for various residencies. Talk with ART
to think about home loan top up in India.
14Home Loan Top Up
Is it right that you are searching for the best
home loan top up in India? The available house
loans taken under the PLR or base rate guidelines
will drag out to be administered by the
individual belief, till the loans are completely
repaid with the exception of the equivalent has
been changed to MCLR.
1549, Udyog Vihar, Phase IV, Gurugram Haryana
122015, India 0124 6622200
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