“CATASTROPHIC IMPAIRMENT” CASES IN TORONTO - PowerPoint PPT Presentation

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“CATASTROPHIC IMPAIRMENT” CASES IN TORONTO

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In Toronto, Ontario, insurance companies are obligated to pay claims depending on the classification of the injuries. If you are claiming against an insurance company... – PowerPoint PPT presentation

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Title: “CATASTROPHIC IMPAIRMENT” CASES IN TORONTO


1
  • CATASTROPHIC IMPAIRMENT
  • CASES IN TORONTO
  • In Toronto, Ontario, insurance companies are
    obligated to pay claims depending on the
    classification of the injuries. If you are
    claiming against an insurance company to cover
    the expenses of care and medical treatment after
    a vehicle accident, the main issue will be to
    determine if your injuries fall under the
    category of catastrophic or non-catastrophic.
  • Personal injury lawyers in Toronto are the ones
    that will help you to determine if your injuries
    are catastrophic or not based on the law and
    depending on Statutory Accidents Benefits
    Schedule will help you find out how much you may
    be entitled to receive. Of course, the lawyers
    will need to examine not only the laws and
    statutes but also all the evidence that will
    prove the type of injuries you suffered and the
    costs of the corresponding medical care and other
    compensations if they apply.
  • The Statutory Accidents Benefits Schedule or SABS
    might entitle you to receive up to 1 million to
    cover medical treatments, rehab, and attendant
    care benefits. For injuries classified as non-
    catastrophic, the SABS may only give you
    coverage for up to 50,000 (if your policies
    were bought after September 2010) or up to
    100,000 (for policies purchased before September
    1, 2010).
  • It is important to examine your policy because
    all policies provide the option of augmented
    coverage. You might have bought that increased
    coverage and have forgotten that detail that can
    make a major difference on the amount of
    compensation you could be entitled to.
  • Personal injury lawyers in Toronto will examine
    the extent of the concept of catastrophic
    impairment provided in Section 3 (2) of the
    Ontario Regulation 34/10, under the Insurance
    Act and see if the injuries you suffered may
    fall in this category.
  • For example, here is a summary of the most common
    injuries that may fall under catastrophic
    impairment caused by accident (this is just an
    example of some situations always consult with
    personal injury lawyers in Toronto for an
    accurate response)
  • quadriplegia or paraplegia
  • amputation or total loss of use of an arm or leg
  • total loss of vision, including both eyes
  • a brain injury exceeding certain grade on the
    Glascow Coma Scale or Outcome Scale
  • an injury or several injuries resulting in 55
    or more impairment of the whole individual (based
    on the Guides to Evaluation of Permanent
    Impairment)

2
o an injury resulting in marked or extreme
impairment due to behavioral or mental
disorder In 2011, the Ontario Court of Appeal
determined that psychological impairments could
be combined with physical ones so as to determine
if someone has the mentioned 55 or more
impairment that would make an injury fall under
catastrophic impairment. If you or a family
member has suffered an accident resulting in
injuries, consult any of the personal injury
lawyers in Toronto and find out if you could have
a case of Catastrophic Impairment and, if so,
claim for what you are entitled to. Source
http//jindilaw.net/catastrophic-impairment-cases-
in-toronto/
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