Things you probably didn't know about travel insurance

1
(No Transcript)
2
Travel Insurance
Be Safe and Secure while Travelling
Travel Insurance is insurance that is planned to
cover medical cost, trip cancelation, lost
luggage, flight mishap and different misfortunes
acquired while voyaging, either internationally
or inside one's own particular nation. Travel
Insurance can normally be organized at the time
of the booking of an outing to cover precisely
the length of that excursion, or a "multi-trip"
approach can cover a boundless number of treks
inside a set time span. A few approaches offer
lower and higher medical-expense alternatives
the higher ones are mostly for nations that have
amazingly high medicinal costs, for example, the
USA.
3
Types of Travel Insurance

• Plans for corporate travelers
• Plans for business travelers or vacationers
• Student plans

• Plans for corporate travelers
• Plans for business travelers or vacationers
• Student plans

4
Types of Risks Covered

• The most common risks that are covered by travel
  insurance plans are
• Medical emergency
• Repatriation of remains
• Return of a minor
• Trip curtailment
• Trip cancellation
• Trip interruption
• Visitor health insurance

5
Types of Risks Covered (cont..)

• Accidental death, injury or disablement benefit
• Overseas funeral expenses
• Lost, stolen or damaged baggage, personal effects
  or travel documents
• Delayed baggage (and emergency replacement of
  essential items)
• Flight connection was missed due to airline
  schedule
• Travel delays due to weather
• Hijacking

6
Cancellation, Curtailment and Trip Interruption

• This section covers any unused travel and or
  accommodation costs, pre-paid charges (including
  any additional travel expenses incurred, provided
  they are deemed reasonable and necessary) if a
  trip is canceled or cut short under a variety of
  circumstances, which may include any of the
  following, depending on the policy
• Death, bodily injury, illness, disease, or
  pregnancy complications
• Compulsory quarantine
• Jury service
• Being called as a witness

7
Cancellation, Curtailment and Trip
Interruption(Cont..)

• termination of employment (provided you did not
  know about it before you booked the holiday)
• being called up if you are a member of the armed
  forces or other public defense or safety
  organization
• prohibition of travel by the government to the
  intended destination
• officially recommended evacuation from the
  intended destination
• official advisory against going to or remaining
  at the intended destination

8
Optional Coverage

• Some travel policies will also provide cover for
  additional costs, although these vary widely
  between providers.
• In addition, often separate insurance can be
  purchased for specific costs such as
• Pre-existing conditions (e.g. asthma, diabetes)
• Sports with an element of risk (e.g. skiing, scuba
  diving)
• Travel to high risk countries (e.g. due
  to war, natural disasters or acts of terrorism)
• Additional ADD coverage
• 3rd party supplier insolvency (e.g.
  the hotel or airline to which you made
  non-refundable pre-payments has gone
  into administration)
• Acute onset of pre-existing conditions

9
Common exclusions

• Pre-existing medical conditions
• Elective surgery or treatment
• War
• Terrorism - Most trip cancellation policies
  include terrorism but only when there is an act
  of terrorism that meets the policy's criteria
  including definition, place of occurrence and
  date of occurrence.
• Injury or illness caused by alcohol or drug use

10
Contact Us
11
Thank You For Visit