What is a Hard Inquiry Removal

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What is a Hard Inquiry Removal?
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• It might seem like one of those questions that
  you should just know the answer to, but the truth
  is most Americans don't know what their FICO
  credit score is, and they dont know that every
  credit inquiry they have contributes to this
  final number.
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• Simply put, a credit inquiry is a request for
  information about your credit by a legitimate
  business which will either appear on your credit
  bureau, or won't. What determines whether or not
  an inquiry will appear is the type of inquiry it
  is, soft or hard.

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Soft Credit Inquiry
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• A soft credit inquiry in a credit check that
  wont affect your credit score and includes you
  checking your own credit, a company determining
  your eligibility for a credit product before
  offering it you (such as a pre-approved credit
  card) or an inquiry from a business that you deal
  with regularly and have a current credit account
  with.

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Hard Credit Inquiry
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• A hard credit inquiry will impact your credit
  score, and happens when a business reviews your
  bureau to extend you more credit. This could
  include a credit check for a mortgage, a car, or
  a new credit card. Each time your credit is
  checked for a different product, another credit
  inquiry is added to your bureau, changing your
  overall score.

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Why is credit inquiry recorded?
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• Hard inquires are recorded to help future lenders
  determine your overall credit stability and
  whether or not you are a credit seeker (someone
  who seeks credit wherever they can). The more
  hard inquiries you have, the more it appears that
  you are desperate for credit and could
  potentially represent a lending risk when it
  comes to collecting.
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• Because of this, you may need to remove inquiries
  to increase your reputability with a lender and
  in this situation, you can attempt to remove
  inquiries by calling, emailing or snail-mailing
  the lender responsible, but more often than not
  you will want to contact a company such as
  Inquiry Busters that specializes in this type of
  credit repair as they will be able remove
  inquiries quickly, providing the most benefit to
  those seeking credit in the near future.

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