Hit Hard by Hard Inquiries – Get the Facts

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Hit Hard by Hard Inquiries Get the Facts
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• If you've been hit hard by hard inquiries, you
  might not feel it right away - if fact, you
  probably won't feel it until it's time for you to
  borrow. Although multiple hard inquiries are an
  occasional fact of life, the reality of finance
  is this lower score, higher rates.
• Even if you find a company that advertises low
  premiums, you may no longer be eligible if you
  have a mile long history of credit inquiry with
  other companies first.

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• To help you, here are the real facts about hard
  inquiries
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• Any more than 1-3 inquiries in 6 months can
  drastically lower your credit score
• Any hard inquiries of a similar nature (such as
  vehicle loans or mortgages) processed in a 45 day
  period are protected, and count as a
• single credit inquiry
• Any hard inquiries that appears on your bureau
  can be removed if you did not give your express
  permission or, alternatively, if the company
  which processed your credit check cannot
  expressly prove that you gave permission

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• Any hard inquiries you make will remain active on
  your bureau for 2 years unless otherwise removed
• Any credit inquiry you make in regards to your
  own credit will not reflect on your bureau,
  because these inquiries are not considered hard
  inquiries

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• Unfortunately, if the company you are dealing
  with isn't a reputable one you may find yourself
  out of both luck and options when it comes to
  improving credit, especially if you have been
  saddled with unwelcome or even illegal inquiries
  on your credit bureau.

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• That said, if you plan on improving credit most
  if not all inquiries can be removed from your
  bureau if you're willing to put in the time and
  effort to get them taken off or choose to deal
  with Inquiry Busters, who will take care of the
  hard work for you. In most cases, even bad or
  poorly organized companies will remove unwanted
  inquiries to avoid conflict, which will allow you
  to begin improving credit immediately, but only
  as long as youre willing to go the distance when
  it comes to the follow-up.

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