Looking to crack a good deal of Personal Loan

1
How to get a good deal on Personal Loan?
2
Apply for the amount only which you are falling
short off

1. Stay away from availing unnecessary funds which
   will only lead you to getting burdened up with
   payments.
2. If the need is important then look for other
   sources of income or if it can be managed with a
   little less amount, then reduce the amount. 
3. Update your CIBIL score CIBIL report plays a
   greater role in approving or rejecting your loan.
   If you are planning to apply for the loan, then
   ensure to update your CIBIL report. Many a times
   the agencies dealing with CIBIL report do not
   update the report even if it is rectified and all
   the pending dues are being cleared. 

3
Best available features of loan

1. Do a thorough research on the available lenders
   who are offering loan with the features most
   suitable to you.
2. Do not be in haste and grab the first available
   option coming your way. Make an analysis from the
   all the angles and get your hands on which best
   serves your purpose.
3. If you can wait for the funds which is to be
   availed, then banks and other financial
   organizations come-up with festive offers and
   even discount options which can be a good time
   for you to grab the offer. In comparison to
   normal course of the loan, discount offers are
   the best time for availing funds.

4
Carefully read the terms conditions of the loan

1. There are a lot of other features and
   technicalities which the lender do not mention
   upfront that also goes into the lending of loan.
2. You must go through all the details while
   availing the loan and try to get things clear.
3. If you face difficulty in understanding the
   concepts and jargons, then you can discuss with
   your financial advisor.
4. It is important to get a clarity of all the
   points which do not come as a surprise later in
   the middle of your loan process.

5
Why Kotak Mahindra Bank Personal Loan?

• Option to avail loan for both salaried and
  self-employed
• Loan for your multipurpose needs
• Flexible tenure and affordable interest rates
• Transparency in dealing with the customers
• Minimal documentation
• Faster processing
• Reward points on availing personal loan
• Get the tentative amount by putting your numbers
  on Emi Calculator.
• The tool is available in the portals of all the
  banks and financial institutions which is
  absolutely-free to use.

6
Thank You !!!