Mortgage Loans & Benefits of Mortgage Pre-approval

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Mortgage Loan!
A Complete Checklist
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Did you find your dream home? Do you find any
difficulty in arranging the cash to buy your
property? All you have to do is get a
pre-approval for the mortgage.
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Benefits of Mortgage Pre-approval
Informs what you can afford to spend.
Allow you to move fast, if you find your dream
property.
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Improves the customer relationship with the
seller, who may get multiple offers.
Unveils the hidden credit issues that you might
be not aware of.
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Checklist - Mortgage Pre-approval
Choose the pay stub.
In most cases you already have the company
website, there you can see the types of paystubs.
Tax Return and W2S/W3S.
You might need 2 years of W2S and 2 years of
personal tax returns.
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Collect and check the bank statements.
You need the bank statement including the
checking, saving, and investment account details.
Property Details and Documents.
Needs a recent mortgage statement, tax details,
rental agreements, and insurance statements.
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1099 Income
Collect an income tax statement if you have
additional income. You need to show the 2 years
of 1099.
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If you are not able to coordinate the mentioned
things, you can opt the help from a Mortgage
Auditor. Darrell Rigley, one of the most famous
person in Mortgage auditing, can help you in this
situation. Follow the link for more details
darrellrigley.com