The Top Four Health Care Plans in Ohio - PowerPoint PPT Presentation

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The Top Four Health Care Plans in Ohio

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Title: The Top Four Health Care Plans in Ohio


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www.onesourcebenefits.com
Toll Free Number1-877-549-1212
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The Top 4 Health Care Plans in Ohio
www.onesourcebenefits.com
Toll Free Number1-877-549-1212
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1. PPO Preferred Provider Organization
  • PPO is a very well known and used very often.
    Using the doctors that are inside the network of
    the insurance companies, PPO is a plus for those
    whose doctor is already in the PPO.
  • Before you apply for PPO check to see if your
    family doctor is in the PPO network . If he is
    not you may need to find a new doctor if you want
    to go with this plan.

www.onesourcebenefits.com
Toll Free Number1-877-549-1212
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2. HMO Health Maintenance Organization
  • The HMO plan functions within a network of
    providers that work only with HMO.
  • Having an HMO plan allows you to choose a primary
    care physician. This is great to have for
    check-ups and immunizations.
  • Note Most of the Ohio carriers such as Blue
    Cross Blue Shield, Medical Mutual of Ohio, United
    Health Care, and Humana no longer offer HMO type
    plans.

www.onesourcebenefits.com
Toll Free Number1-877-549-1212
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www.onesourcebenefits.com
Toll Free Number1-877-549-1212
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3. HSA Eligible Plans
  • HSA stands for Health Savings Account and the
    best way to describe an HSA plan is that it is
    like a PPO plan but with a higher deductible and
    no office or drug co-pays.
  • This plan allows you to save money that will be
    used exclusively for medical needs.
  • A great aspect of an HSA plan is that the money
    that is saved in the HSA rolls over to the next
    year if it is not used, and it is tax free.
  • This is a well-liked plan for young healthy
    individuals who like the convenience of lower
    premiums even if it means higher deductibles.

www.onesourcebenefits.com
Toll Free Number1-877-549-1212
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4. Indemnity
  • If you would like to have full reign over your
    health care, an Indemnity plan is the plan for
    you. With an Indemnity Plan you can choose the
    doctor or hospital of your choice.
  • Note Because of the freedom that Indemnity plans
    allow they usually run on the more expensive
    side, and you may sometimes have to pay for some
    visits upfront and get reimbursed later from the
    insurance company.

www.onesourcebenefits.com
Toll Free Number1-877-549-1212
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Thank You www.onesourcebenefits.com Toll Free
1 (877) 549-1212
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