Discount Dental Plan or Dental Insurance Review

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So this is the deal..

• You need to see a dentist, but you're not sure
  whether you should be searching for dental
  insurance or a good dental discount plan. Also,
  would it be better to buy an individual health
  dental plan or one of the many family dental
  plans available?
• Let's take a look at some of these options and
  then you can make an educated decision on which
  dental plan would be best for you.

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Dental Insurance

• Dental insurance used to be the only option that
  you had, but many people don't realize that there
  are other options available. Other than dental
  insurance, discount dental plans can now
  potentially give you a broader range of benefits
  and save you much more money on most dental
  procedures.
• However, if you've had a dental insurance policy
  in place for more than two to five years, then
  you should see some decent coverage on most major
  procedures.

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• Most dental insurance policies have what is known
  as a "waiting period" before you can be seen for
  any type of pre-existing condition.
• Most of these waiting periods are 6-12 months in
  duration. Even after the waiting period most
  policies won't cover certain procedures, and if
  they do choose to cover them, then they'll do it
  at a low savings rate, such as 10.

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• Let me give you an example of how a dental
  insurance plan would not be a good buy.
• Let's say that you have a toothache, and after
  visiting a dentist, you discovered that you must
  have a root canal performed on one of your teeth.
  Unless your insurance policy has been in effect
  for six to twelve months then you'll have to pay
  100 of this procedure out of pocket. Many plans
  will pay up to half once the waiting period has
  ended.

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• Most dental insurance policies are not cheap
  either. If you are still undecided about whether
  you should buy a family dental plan or if you'd
  be better off buying an individual health dental
  plan then consider that dental insurance for an
  entire family can cost as much as 100.00 a month
  U.S. and, for most families, that's just not in
  their budget.
• It's no wonder that seven out of ten people in
  the United States have no type of dental coverage
  at all. They simply cannot afford it.

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Dental Discount Plans

• Dental discount plans are networks of dentists
  that have agreed to take a substantially reduced
  rate for dental procedures if the member agrees
  to pay cash at the time of the visit.
• This is a great deal for some people, if they're
  prepared for the costs. In other words, if you'll
  be needing a root canal, as in the example above,
  then you would save as much as 50-60 off of the
  cost, which could be as much as 400-500.00.
  However, you would need to have the rest of the
  money "cash in hand" when you visit the dentist.

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• Are dental discount plans a great deal or is
  dental insurance the way to go? That will depend
  on your finances and whether you need to see a
  dentist right away or not.
• Learn more Today on the next slide.

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  Care...
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  Fillings, Cleanings More...
• Pre-Existing Conditions Are NO Problem!
• FREE Prescription Discount Card With Enrollment!
• Get Your FREE Coupon Code TODAY By Visiting...
• www.BestDentalDiscountPlans.com