All The Ways To Pay at TCNJ

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All The Ways To Pay at TCNJ
Office of Student Financial Services
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Why Complete a FAFSA?
- It is FREE! - To be considered for any type
of financial aid other than private
scholarships, you must complete the 2009-10
FAFSA. This includes Federal and State
grants and loans (i.e. Pell, TAG, Direct,
Perkins, Alternative Loans, etc. - Apply at
www.fafsa.ed.gov
I will complete my FAFSA early
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(No Transcript)
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www.pin.ed.gov
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Grant Programs

• Pell Grant Federal grant for undergraduates
  ranging from 976.00
• to 5350.00.
• Academic Competitiveness Grant (ACG) Federal
  grants for
• students from rigorous high school programs
  who are Pell eligible.
• Supplemental Educational Opportunity Grant
  (SEOG) Federal
• grant for undergraduate students with
  exceptionally high need (At
• TCNJ, EFC 0)
• TEACH Grant Federal grant/loan program up to
  4000/year for
• students planning on becoming teachers in
  high need fields and
• districts. Grant becomes an unsubsidized
  loan if teaching
• commitment not met.
• Tuition Aid Grant (TAG) State grant for
  full-time undergraduates
• ranging from 2198.00 to 8072.00 in
  2008-09.
• Educational Opportunity Fund (EOF) State
  grant for
• students who qualify for the EOF program per
  State

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Loan Programs

• Direct Loans
• For Undergraduate Students
• Subsidized fixed interest rate of 5.6
• Unsubsidized fixed interest rate of 6.8
• PLUS Loan fixed interest rate of 7.9 (requires
  separate loan application along with the FAFSA)
• Perkins Loan fixed interest rate of 5
• Nursing Loan fixed interest rate of 5

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Federal Direct Loan Program

• TCNJ Moves to Federal Direct Lending
• Effective Fall 2009, The College of New Jersey
  will begin participation in the Federal Direct
  Loan Program.
• TCNJ recently researched and compared the two
  federal student loan programs, the Federal Family
  Educational Loan Program (FFELP) and the Federal
  Direct Student Loan program.
• During our research it became evident that the
  Federal Direct Loan program was the better loan
  program for our students and parents.
• Direct loans come through the U.S. Department of
  Education and are obtained from the U.S.
  Treasury.
• This program offers students one point of contact
  because the loans are made, backed and serviced
  by the U.S. Department of Education.

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Alternative/Private Loans

• TCNJ can not certify any alternative and/or
  private loan
• unless a FAFSA is on file.
• Historically High-Volume Alternative Loans at
  TCNJ
• NJ Class Loan
• Sallie Mae Smart Options Loan
• CitiAssist Loan

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Student Eligibility Notice (SEN)
The College of New Jersey Tuition Aid Grant
1650.00
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Justa Student 1119 Maple Street Ewing, NJ
08628 ID XXXXX-3741 Dear Justa The
Office of Student Financial Assistance (OSFA)
welcomes your interest in attending The College
of New Jersey (TCNJ). We are pleased to provide
you with this estimated financial aid award
package. It is based on the initial data your
provided by completing the 2009-10 Free
Application for Federal Student Aid
(FAFSA). TCNJ will provide you with an official
award package after you have accepted the offer
of admission and the OSFA processes your
completed financial aid application. The
official award package provided may differ from
this estimated award package as a result of
verification, availability of funds at the point
of actual awarding, and/or any additional aid you
may receive from any source. Your ESTIMATED
award package is itemized below and is subject to
change pending final verification. You do not
need to accept, decline, or return this notice.
It is for your information only. Award
Information Fall Spring
Total FEDERAL PELL GRANT 280.00 D
280.00 D 560.00 FEDERAL WORK STUDY
750.00 D 750.00 D 1,500.00 PERKINS
LOAN 1,500.00 D 1,500.00 D 3,000.00 SUBSIDIZ
ED DIRECT LOAN 1,750.00 D 1,750.00
D 3,500.00 UNSUBSIDIZED DIRECT LOAN 1,000.00
D 1,000.00 D 2,000.00 Grand Totals
5,280.00 5,280.00
10,560.00 Please be aware that if you have been
notified by the New Jersey Higher Education
Student Assistance Authority (NJHESAA) via a
Student Eligibility Notice (SEN) that you are a
potential Tuition Aid Grant (TAG) recipient, it
will be included in your official award package.
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This is an estimated award and is subject to
change pending final review!
Verification may be required!
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2009-2010
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2008-09 Total Undergraduate Direct Cost
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Bill Due Dates
ACADEMIC YEAR 2009-2010 BILLING CALENDAR Students
are responsible for checking PAWS on a regular
basis. It is possible for changes to occur
between billing cycles. Online at
http//www.tcnj.edu/sfs/account/calendar.html
An official TCNJ email will be sent to students
advising them to check their student account on
PAWS. The payment due date will also be included
in the email. STUDENTS ARE RESPONSIBLE FOR
NOTIFYING THE RESPONSIBLE BILL PAYER AND/OR
SIGNING UP THE RESPONSIBLE BILL PAYER TO RECEIVE
EMAIL BILLING NOTIFICATIONS AT http//www.tcnj.edu
/sfs/account/index.html. For information
regarding payment options and mailing addresses
go to http//www.tcnj.edu/sfs/account/payoptions.
html. Please write the students ID number on
all correspondence to the College. Failure to do
so may result in a significant delay in
processing payments. ALL BILLING IS DONE
ELECTRONICALLY VIA EMAIL. PAPER BILLS ARE NOT
AVAILABLE!
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Current Student Health Insurance - 120.00 per
semester (2008-09costs)
All undergraduate students carrying a minimum of
12 credit hours are billed, along with other
college fees, for coverage under the student
accident and illness health insurance plan. A
benefit of being a TCNJ student is the
opportunity to enroll in the Student Health
Insurance Plan (SHIP). Highlights of SHIP
include
- 3,000 per accident/sickness max with an
additional 47,000 major medical. - Caremark
prescription card with 300 prescription drug
benefits for covered accidents and
sicknesses per policy year. NO CO-PAYS. -
Wellness benefits (routine preventative health
care as recommended by current clinical
guidelines up to 250 per year. - No co-pays or
deductibles. Can be used as primary or to
supplement other insurance. Since SHIP is
not an excess policy, claims may be filed
regardless of what other insurance coverage
you may have. - Mental health benefits
For more information about SHIP, please visit the
Health Services web site at www.tcnj.edu/wellnes
s/health or call 609-771-2483.
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Protect the Cost of Your Education with a
Tuition Insurance Plan

• The current plan allows for 100 refund of
  tuition/fees (except health
• insurance and ID fee) and on-campus
  room/board, should the student
• need to withdraw due to serious illness or
  accident. Must enroll prior
• to first day of semester classes.

• Covers sports injury, mononucleosis, car
  accident, appendicitis,
• emergency or general surgery, hepatitis,
  death, emotional conditions,
• contagious disease, or any injury or
  sickness.

• Cost NJ Resident on campus -
  99.50/semester
• NJ Resident off campus - 53.00/semester
• Non NJ Resident on campus - 132.00/semester
• Non NJ Resident off campus -
  85.00/semester

Note These costs are for 2008/2009. New prices
effective in July.
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Freshman Cars On Campus
The First Year Experience (FYE) is a
comprehensive program of academic and
co-curricular activities promoting the successful
transition of entering students to college life
at TCNJ. Faculty, staff and students working
together cultivate the intellectual, social and
civic development that creates a challenging, yet
supportive environment. As part of this
initiative, we strongly encourage Freshmen to
spend as much time as possible on-campus,
interacting with their new community. To that
end, Freshmen are permitted to purchase (2)
one-week parking permits per semester.
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Bill Payment Methods On The Web
Electronic ACH Payment Accepted Only On The
Web We do not charge a fee for this option.
Funds will be electronically debited (ACH) from
your personal or business checking or savings
account.
Please Note You cannot use this feature with a
money market
account or home equity line of credit account!
Pay on-line via https//my.tcnj.edu/

• Log into PAWS to view your bill
• After viewing your bill, click on Payment
  Options-Credit
• Card or Echeck
• Select preferred payment method and follow the
  directions

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Bill Payment Methods
Credit Card Payment Accepted Only On The Web Our
credit card processor charges a 2.35 convenience
fee and accepts MasterCard, Discover, and
American Express.
NOTE Credit card payments may take up to 2
business days to post to a students account.
Please allow enough time for your payment to post
to meet the billing due date.
Pay by Mail
Payment by check or money order can be sent to
our banks lock box The College of New
Jersey Office of Student Accounts PO Box
8500-1791 Philadelphia, PA 19178-1791
NOTE Payments by mail may take up to 10
business days to post to a students account.
Please allow enough time for your payment to post
to meet the billing due date.
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TuitionPay Installment Payment Plan www.tuitionpay
.com or 1-877-279-6092

• 10 month payment plan (begins June 25, 2009
• through March 25, 2010) 1st five payments
  applied to Fall, 2nd five payments applied to
  Spring.
• Annual enrollment fee of 45.00
• Can enroll for semester only (Fall June 25
  October
• 25 or Spring November 25 - March 25)
• Semester enrollment fee of 30.00
• No credit check or co-signer needed this is
  NOT a
• loan
• Enrollment deadline for Fall 2009 is August 22,
  2009
• Payments due on the 25th of each month

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Scholarships
To Report Private Aid/Scholarships log onto
www.tcnj.edu/sfs/aid

• - In the left hand column, under Student
  Financial Services,
• click on Scholarships
• Click on Private Scholarship Awards
• - Complete this form with any private awards
  that you will
• receive for the 2009 - 2010 academic year.
• - Advise in the Additional Information section
  if the scholarship
• will be sent to TCNJ or directly to you.
• - Click Submit

You will be given a temporary credit on your TCNJ
bill within 2 business days. If TCNJ does not
receive the funds within 4 weeks of the start of
the semester, your account is subject to late
fines. Please have private
scholarship checks sent to the lock box address.
Private scholarship checks should be sent
to TCNJ Student Accounts PO Box 7718
Ewing, NJ 08628
Do Not
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Primary Academic Web Services (PAWS)

• Academic Information (class schedule, register
  for classes, grades, exam schedule , etc.)
• Student Financial Information (view bill,
  financial aid awards, cost of attendance, etc.)
• Personal Information (update your address,
  telephone numbers, emergency contacts, etc.)
• To Do List (outstanding items need by various
  offices such has Financial Aid, Health
• Services, etc.)
• Holds (i.e. unpaid balances, registration holds,
  etc.)

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Viewing Your Student Financial Information
Pay By Credit Card
Pay By Check
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Student Financial Information
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View Financial Aid Award by Aid Year and Term
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View Outstanding Financial Aid Documents
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JULY 2009 NEW STUDENTS WILL RECEIVE INFORMATION
IN THEIR TCNJ EMAIL ACCOUNT AND INFORMATION WILL
BE POSTED ON THE STUDENT FINANCIAL SERVICES
WEBSITE, INCLUDING HOW TO
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FERPA Family Education Rights and Privacy Act

• Sometimes called the Buckley Amendment, FERPA
  was passed by
• Congress in 1974.
• Federal law that protects the privacy of
  student education records.
• Student educational records may not be released
  without the written
• consent of the student.
• Directory Information can be released without
  the student's written
• permission.
• Students who do not wish their Directory
  Information released
• outside TCNJ or published in the campus
  directory may opt out by
• giving written notice to the Office of Records
  and Registration
• annually by the day before the beginning of
  the Fall Semester.

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The Office of Student Financial Assistance Green
Hall Room 101
Office Hours Monday through Friday 830am to
430pm
The Office of Student Accounts Green Hall Room
119
Academic Year Office Hours Monday 830am to
530pm Tuesday through Friday 830am to
430pm Summer Office Hours Monday through
Thursday 800am to 430pm

• Financial Assistance 609-771-2211
  OSFA_at_TCNJ.EDU
• Student Account Information 609-771-2172
  STUACCTS_at_TCNJ.EDU
• ID Card Service Information GetIt Card
  609-771-3146
• Parking Information 609-771-3488
• TuitionPay Monthly Payment Plan TCNJ
  representative 609-771-3144

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Find Help Here!
www.tcnj.edu The College of New Jersey
homepage www.tcnj.edu/reslife The Office of
Residential and Community Development www.tcnjdini
ng.com Dining Services www.tcnj.edu/sfs/card GetI
t Card Information and Management www.tcnj.edu/re
creg The Office of Records Registration www.fafs
a.ed.gov FAFSA on the web www.hesaa.org NJ
Higher Education Student Assistance
Authority www.tuitionpay.com TuitionPay Payment
Plan offered by SallieMae www.tcnj.edu/sfs/aid Th
e Office of Student Financial Assistance www.tcnj.
edu/stuacct The Office of Student Financial
Services (Student Accounts) www.tcnj.edu/sfs/aid/
private.html Private Scholarship
reporting form on the web
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Questions and Answers Panel of Experts
TCNJ