New Benefits

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New IdeasNew Solutions
New Benefits
Introducing
Continental Advantage Care
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OUR MISSION
Continental Advantage Care Our mission
is to be recognized as the premier
marketing organization of the most
technologically advanced and affordable
discount health benefit program offered
to our Nations uninsured employees and
individuals
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HEALTH CARE TRENDS

• 1 in 4 Americans say health care is the top issue
  in the nation today
• After catastrophic health coverage, disability
  and long term care, the following benefits are
  considered most important by Americans according
  to USA Today
• PRESCRIPTION DRUGS
• ROUTINE MEDICAL TREATMENT
• VISION CARE
• DENTAL CARE
• MENTAL HEALTH

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STATISTICS

• 42 million people are without health insurance-
  U.S. Census Bureau 2002
• U.S. health care spending will reach nearly 3.4
  trillion in 2013, consuming close to one-fifth of
  the nations economic output- Health Affairs
  2004
• In 2005, about 177 million Americans are expected
  to need vision correction-Jobson Publishing LLC
  2003
• The average price of a prescription rose 10 in
  2002- Washington Post 2002

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THESE 21 BENEFITS ARE NOT INSURANCE

• EASY TO USE
• NO HEALTH RESTRICTIONS
• USE IMMEDIATELY , UPON RECIEPT OF CARD
• NO LIMIT ON NUMBER OF VISITS
• NO PAPERWORK

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NEIGHBORHOOD PHARMACY

• Save 15 to 55 on short term, acute care
  medications antibiotics and pain killers
• Over 51,000 chain and independent pharmacies
  nationwide Rite-Aid, Eckerd, K-mart, Kroger and
  many more

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MAIL ORDER PHARMACY

• Guaranteed lowest pricing on maintenance
  medications
• Prices Average 10 below AARP
• Minimum of 5 off best local retail price quote
  brand or generic over 10.00 Guaranteed!
• Open Formulary (includes new and experimental
  drugs)
• Outstanding quality control
• Home delivery with no postage or dispensing fees
• Toll free number for price quotes and ordering
• The 5.00 guaranteed
  savings cannot be used in
• conjunction with other
  discount or insurance cards.

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PHYSICIAN VISITS HOSPITAL STAYS

• 10 to 30 savings on physician visits at over
  285,000 offices nationwide and 10 to 30 savings
  at thousands of hospitals and out patient
  facilities
• Network includes family physicians and
  specialists (e.g. OB/GYNs, Pediatricians,
  Cardiologists, Dermatologists and Cosmetic
  Surgeons)
• Patient Advocates are ready to assist you in
  finding a physician or facility in your immediate
  area
• Blended Program with two of the top PPO networks
  (chosen per state)

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VISION CARE EYEWEAR

• 20 to 60 savings on eyewear
• Over 12,500 locations nationwide
• 10 to 30 savings on eye exams
• Most frames, lenses and specialty items are
  available
• No limit on the number of times membership may be
  used during the year
• Accepted by Lenscrafters, JCPenney, EyeMasters,
  Pearle Vision, Sears, Sterling Optical, Vista
  EyeCare Inc. and Wal-Mart

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UNIQUE FEATURES OF THE VISION PLAN

• Two guarantees 30-day money-back satisfaction
  guarantee and low price guarantee on eyeglasses
• Independent practitioners, regional chains,
  department store opticals, and the largest chains
  in the United States (LensCrafters and Pearle
  Vision) are providers, giving members the widest
  variety of choice.
• Members may nominate their own eye care
  professional to join the network
• Endorsed by the Opticians Association of America
  the Texas Ophthamological Association

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OPHTHALMOLOGY NETWORK

• 10 to 30 savings on eye exams and surgical
  procedures
• Nationwide network of Laser Surgery Centers and
  independent ophthalmologists
• PRK and LASIK

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DENTAL CARE

• 15 to 50 savings (with and average of 28) on
  most dental procedures
• Orthodontics, Periodontics, Endodontics
• Over 66,000 dentists nationwide
• No limit on the number of visits

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CHIROPRACTIC CARE

• 30 to 50 savings on diagnostic services and
  treatments
• Free initial consultation
• 3,000 participating chiropractors nationwide
• No limits on the number of visits

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ALTERNATIVE MEDICINE

• Up to 30 savings
• Over 16,000 practitioners in the network
• Network consists of acupuncturists, massage
  therapists, nutritional counselors, meditation,
  relaxation technique practitioners and several
  other modalities
• No limits on the number of visits

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PHONE COUNSELING

• Toll-free telephone counseling service and
  referrals to a nationwide network of professional
  counselors and resources
• Private, confidential assessment
• For face-to-face counseling, referrals to a
  network of approximately 27,000 providers who
  offer 20 to 35 off the normal billed charges

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FAMILY CONSULTATION SERVICES
Childcare and Eldercare Referral Line

• Talk to experienced counselors who know the ins
  and outs of child and elder care services.
• Save countless hours finding a care provider to
  meet your specific needs
• Receive a personalized referral packet with
  detailed provider profiles within 48 to 72 hours
• Receive easy-to-read educational materials
  providing notes and guidebooks covering a broad
  range of dependant care topics

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LONG-TERM / ELDER CARE

• Care Management Associates are available 24/7 to
  provide assistance with elder care concerns,
  answer long-term care questions and help locate
  local assistance.
• Members can save from 4 up to 30 at 55,000
  providers
• when seeking home health agency or assisted
  living facilities.
• Comprehensive website that offers features such
  as skill sheets, condition research, caregiver
  advice, two minute test, care giver tools,
  resource finder and member reports.
• 3,500 nurses and social workers provide
  telephonic and in-home evaluations (for an
  additional discounted hourly or package fee)

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NURSE HOTLINE

• Toll-free telephone access to experienced
  registered nurses, 24 hours a day, 365 days per
  year
• Answers to questions about prescription and
  over-the-counter medication usage and interaction
• Audio health information library
• Services for non-English speaking callers and the
  hearing impaired

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EMERGENCY TRAVEL ASSISTANCE

• Emergency Evacuation/Repatriation
• Family Visitation (Transport and Accommodations)
• Minor Children Return/Escort
• Vehicle Return up to 1,000
• 24 Hour Telephone Service

• International Medical Referral
• Emergency Legal Assistance
• Insurance Coordination
• Mortal Remains Transport

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EMERGENCY TRAVEL ASSISTANCE cont.

• Medical Monitoring
• Guarantee of Medical Expenses
• Lost Document Service
• Emergency Delivery of Prescription Items
• Emergency Cash Transfer
• Language Assistance

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VIP HEALTH WELLNESS

• 10 off on vitamins and nutritional supplements
• 5.00 off initial order
• Includes Diabetic Supplies- Save 15 on supplies
  Blood Glucose Testing Supplies ( Liberty
  Diabetic ).

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FITNESS ADVANTAGE

• Members are assured to be extended the
  participating health clubs lowest membership
  rate, for the type of membership selected that
  is currently being offered.
• Members will receive a one-week introductory
  trial membership certificate, free of charge.
  This allows members to try several participating
  clubs for one week each, giving them the
  opportunity to truly experience the club and its
  facilities.
• Currently serving over 37 million members, the
  Fitness Advantage benefit is available in all 50
  states with over 5,000 participating health
  clubs.

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HEARING AIDS

• Beltone Network
• Over 1,300 Beltone locations nationwide
• Save 15 on over 70 models of Beltone hearing
  devices.
• Free hearing test

• Mail Order Service
• Over 80 makes and models
• 10 to 60 savings
• Free 30 day home trial
• Low member prices on factory fresh batteries

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LEGAL CLUB

• Nine free services which include
• - Unlimited phone consultations for new
  legal matters
• - One-on-one consultations for new legal matters
• - Document review (6 pages or less)
• - Letters written on the members behalf
• - Phone calls made on members behalf
• - Assistance with governmental programs
• - Assistance with small claims court
  representation
• - Free simple will with free annual updates
• - Free living will
• Eight commonly used legal services
  deeplydiscounted, such as traffic ticket
  defense, namechange, simple divorce, simple
  trust and more
• Guaranteed 75.00 hourly rate
• 10 discount on all contingency fees

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MEDICAL ACCIDENT WITH ADD

• Added separate benefit after 30 or more
  consecutive days of membership through
  CDAoA, at no additional cost.
• A rated insurance company
• Up to 5,000 per person, per injury for all
  necessary medical and dental expenses that
• are a result of an accidental injury
• Covers the entire family
• Accidents covered at home, work, school or play

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ACCIDENTAL DEATH DISMEMBERMENT

• A rated insurance company
• Accidental death benefit at 10,000
• Covers each member of the entire family
• Accidental dismemberment pays for loss of limb or
  sight according to a schedule

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EVERYONE BENEFITS!

• Member Demographics
• All Age Groups
• Seniors
• Travelers
• Two Parent Families
• Single Parent Families
• Insured People
• Non-insured People
• Large Extended Families

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WHAT OUR MEMBERS SAY
As a start up company, We are not in a position
to incorporate a comprehensive health care plan.
In the short time that we have had the health
care card It has already proved its value.Two
weeks after applying for my card I had a dental
emergency. We located a dental provider near our
offices. The tooth capped and another one
filled. My card saved me 200. WE
Stone, Fresno CA Ive never been so excited in
my life.I recently had refractive surgery on both
my eyes. My doctors original quote was 3700, I
showed my HealthCare card and saved 740.
MT Hibbard, Long Beach,CA



I was skeptical
when my mother purchased your Healthcare Card .
Her required 7 prescriptions, include Glucophage,
Avandia, and Fosamax, at a cost of over 350. A
month. Now she pays 243, a savings of 107 a
month. This program is amazing
Viola Weber, Redwood City, CA I recently
added this program as a benefit for my staff. I
had an immediate positive feedback. My
receptionist saved 780 when she found that her
Orthodontist was on the program. John
Maxwell, Reno, Nv
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WHAT OUR MEMBERS SAY continued
Several months ago I applied for your
Healthcare Card with some skepticism, since many
of the offers of savings advertised today rarely
work out for the buyers. However, I am now
convinced of its incredible value after only
having the card for a couple of months. Within
the last few weeks, I have actually saved 140,
and that was using just one of my many benefits.
I saved 80 on contact lenses for my daughter
and 60 on eyeglasses for myself. I am amazed at
the true value your card offers and will now be
offering your card to my entire staff,
Paul Edwards, Banning,CA Since my wife's
Chiropractor participates, she doesnt have to
change doctors and saves 50 a month on her
treatments. Dan Raples, Palos Verdes
Estates, CA A quick note to let you know how
pleased I am with the Healthcare Vision Plan. We
saved a total of 338 on lenses, frames and eye
exams. The best part of the money savings, but
not to be overlooked was the fact that we were
treated pleasantly and our business was
appreciated.We look forward to using you plan and
the other benefits again. Jim Spenser,
Tucson, AZ I picked out some new flexible
frames with progressive bifocals and scratch
resistance. My total came to 424. When I showed
my Healthcare Card, the price was refigured and
for the same glasses I paid 219.A 205
SAVINGS. Nice benefits,,,, Norma Maxwell,
Glendale, CA