Check 21: Remote Deposit System

1
Introduction
Check 21 Remote Deposit System
with built-in lockbox functions
2
Client Login

• Desktop Login
• Client clicks the Signature Bank desktop icon
• Client is directed to the system login screen
• Each user enters their unique login information
• Access permissions are determined and
  administrated by the Client via the User
  Administration module of the system

3
Home Screen

• Atomic Clock (1)
• Confirmation that the clients computer is
  communicating with the processing system
• Account Information (2)
• Clients unique File Code
• User Manager (3)
• A link to the systems User Administration module
  
• Check Processing Link (4)
• The link to scan and process checks

4
User Administration

• Self Administration of Users
• Clients self-administer the users of the system
  to their needs without having to contact the bank
• Clients have the ability to
• Add New Users
• Delete Users
• Edit Users
• Permissions and Access levels
• Passwords

5
Processing Main Menu
Remote Deposita 3 step process
STEP 1
To VIEW previously submitted batches
STEP 2
To EDIT or DELETE checks prior to submitting a
batch
STEP 3
To VIEW / SEARCH previously batched items
6
Processing Main Menu
Step 1 Scan Checks

• Check Images
• Scanner scans both FRONT and BACK of Check
• MICR Read
• System reads and stores the MICR data
• DDA (account) number
• ABA (routing) number
• Check number
• CAR / LAR
• Character Amount Recognition and Legal Amount
  Recognition
• Determines check amount directly from the check
• 80 detection rate
• Remaining 20 undetected amounts are not
  pre-populated to allow user to apply the correct
  amount prior to batching

7
Processing Main Menu
Step 2 Process Scanned Checks

• Check Images
• Screen displays Character Amount snippet only
• Double Click the image to view full image
• MICR Read
• System reads and stores the MICR data
• DDA (account) number
• ABA (routing) number
• Check number
• CAR / LAR
• Character Amount Recognition and Legal Amount
  Recognition
• Dramatically reduces data entry by apply the
  check amount to the image automatically
• Determines check amount directly from the check
• 80 detection rate
• Remaining 20 undetected amounts are not
  pre-populated to allow user to apply the correct
  amount prior to batching
• Status Display
• OK (no problems with check)
• DUP (Duplicate cannot process)
• REJ (Rejected Item rescan)

8
Viewing Check Images
From the Process Scanned Checks Screen

• Check Images
• Screen displays Character Amount snippet only
• Double Click the snippet image to view the full
  image

9
Lockbox Functions
Use the system to create your Accounts Receivable
Data
Customer Information
Check Amount

• Customer Memorization
• The system memorizes the customers account
  number and routing number and applies it to the
  Customer ID
• Each time you process a customers check the
  system will know whose check it is
• A/R data is created automatically and is
  available for download and import into your
  accounting software
• Remittance Coupon Option
• The system can read the scan line of your
  remittance coupon to populate a customers data
• Field Customization Option
• Several fields can be customized to specific
  requirements

10
Deposit Confirmation
After Processing the system asks for an Item
Count and Dollar Amount Confirmation
Does the Amount and Number of Items agree with
the tape?
11
Processing Main Menu
Step 3 Batch Out (making the deposit remotely)
Consumer checks are separated from Non-Consumer
checks automatically
Click to print this page
Unique File Code Batch Date Batch
Click to view check image
Print this page Download Data in CSV
format Submit Batch Cancel
12
Deposit Receipt
Client Deposit Receipt
13
Viewing Previous Batches
Click to view batch details
Batch details are displayed
(click the check number to view the check image)
14
Item Search
To Search and View Check Images
Click this button from the processing main menu
15
Item Search
Enter any of the following search criteria
16
Item Search
Enter any of the following search criteria
In this example a search for 19.00 checks is
entered into the Amount field
The search results found 4 items matching the
19.00 amount
17
Printing Check Images
Click the Check Number to view the image
The image will appear on the screen
To Print Hit P
18
Review

• Remote Deposit . . .do your banking from your
  desk
• Keep your staff in your office
• Fast, easy installation
• Image capture and remote storage (requires no
  additional storage space from you)
• Searchable Images (images are stored and
  available and do not expire)
• Printable Images
• Remittance Coupon compatible
• Built-in lock box for customer data accumulation
• Custom Accounts Receivable Output in your
  software format available for import
• Significant Data Entry Reduction
• CAR/LAR pre-fills 80 of the check amount fields
  to reduce key entry
• Customer Memorization translates to reduced A/R
  system key entry
• Security
• User based permission access levels provides
  client security
• Non Duplication stop file prevents processing
  same check more than once
• provides Signature Bank security
• 128 bit SSL with 3 field login access provides
  transaction security
• Client Flexibility
• Self Administrative user access and permission
  system

19
The End
Thank you for your time and attention.
To speak with a Cash Management professional,
please call 646-822-1700
Visit Signature Bank at www.signatureny.com