Bali Programme

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• Bali Programme
• Site Visit 29th January 2nd February, 2007
• Fiona Higgins

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Background
Cows to Kosciuszko bicycle journey (October
2004) raised 80,000
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Funded Programs (Microcredit)
India (Grameen Kootha)
Bangladesh (IDF)
Sri Lanka (Kantha Shakti)
Indonesia (Maha Bhoga Marga)
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Bali Cow Rearing Groups
MBM Cow-Rearing Site
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Model

• Group based cow-rearing
• MBM loans capital (Rp 2.7M)
• Group provides stalls
• MBM provides training on animal health,
  nutrition, etc.
• Farmers fatten cows over (optimal) 4.5 month
  period
• Sell to Java meat market for more than Rp 4M
• 75 profit returned to farmer 25 to MBM

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Issues

• Fattening or breeding?
• Bali provincial government
• Irrespective of model, accurate data collection
  paramount.
• Field officer visits all groups once monthly,
  documents repayments, but data on animal
  development minimal.

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Issues

• Achilles heel uncertainty on weight of cows.
• No certainty on how much feed, water,
  supplement, etc.
• Market syndicates taking advantage of weight
  issue.
• No comparative data, no week-by-week progress.
• Guessing about what works.
• Portable scales could assist.

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Issues

• Strict conditions on womens sewing groups not
  applied to mens cow-rearing groups, e.g.
  mandatory savings, fines for incompletion.
• Womens sewing groups more successful and
  sustainable.
• Cultural issue.
• Grameen model.

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Overall

• Good program with problems.
• Five years old needs another five years small
  practical changes.
• Data collection important to perfecting model.
• Ever-changing conditions difficult with
  animals.
• Small business model with women probably more
  sustainable.
• Worth supporting.

Corollary benefits community bathroom
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