Raising a special needs child costs more. Your special needs child will likely be dependent to some degree forever. You may Want to provide funds in your estate plan to supplement his /her care. This presentation talks about federal benefit programs that help with the cost of caring of your special needs child or adult.
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Children with special needs, or who developed special needs or disabilities after birth due to an accident or injury, typically need someone to handle their financial affairs. If this is your circumstance, you have specific considerations when it comes to your estate planning needs. Parents of special needs children need to ensure that their children will be taken care of properly. A Special Needs Trust (SNT) provides parents this comfort. As with any type of estate planning documents, there are some advantages and disadvantages to an SNT.
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As the parent, grandparent, or loved one of a special needs individual you are probably concerned about your loved one's future. The cost of caring for a special child or adult can be high. Many federal and state programs may help but you must use care in your estate plan to ensure that your loved one remains eligible for these programs.
You could leave someone with a disability an inheritance by making this individual the beneficiary of a Special Need Trust. Take a more look in this presentation.
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https://lifesplaninc.org/create-a-trust/third-party-supplemental-trust/ This is a permanent, irrevocable, legal decision that you and/or the beneficiary are making when seeking the Life's Plan, Inc. staff to assist you in setting up your pooled trust account. Life's Plan, Inc. offers several options for meeting the supplemental service needs of people with disabilities and the elderly without jeopardizing state and federal entitlements. For more details, visit our website or contact us.
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