FINANCIAL LITERACY TO SELFSUFFICENCY - PowerPoint PPT Presentation

Title: FINANCIAL LITERACY TO SELFSUFFICENCY


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FINANCIAL LITERACY TO SELF-SUFFICENCY

• CAPACITY NEEDED
• TO PROVIDE
• FINANCIAL EDUCATION SERVICES

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WHO NEEDS FINANCIAL LITERACY?
People Being Evicted-People Going Through
Foreclosure- People With No Savings-Loss of
Employment-Being Garnisheed-Auto
Repossessed-Using Check Cashing Agencies-Writing
Bounced Checks-Paying Bills Late-People Needing
Financial Help-Living Pay Check To Pay Check-Loss
of Income-Medical Issues-No Retirement
Income-Utility Shut-Offs-The Homeless-People
Borrowing Money-Over Extended-The
Unemployed-Going Through A Divorce-No Household
Budget-Negative Credit History-Purchase from
Renter Centers-Using Credit Cards-People with No
Assets-No Net Worth-No Banking Relationships-Peopl
e Unstable in Housing-No Insurance-Paying Over
Limit Charges-Paying Late Fees-Paying NSF
Charges-Writing Checks With No Money In the
Bank-People Arrested for Monetary Crimes-
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People Being Evicted - People Going Through
Foreclosure - People With No Savings - Loss of
Employment - Being Garnisheed - Auto Repossessed
- Using Check Cashing Agencies - Writing Bounced
Checks - Paying Bills Late -People Needing
Financial Help - Living Pay Check To Pay Check -
Loss of Income - Medical Issues - No Retirement
Income - Utility Shut-Offs - The Homeless -
People Borrowing Money - Over Extended - The
Unemployed -Going Through A Divorce - No
Household Budget - Negative Credit History -
Purchase from Renter Centers - Using Credit Cards
- People with No Assets - No Net Worth - No
Banking Relationships - People Unstable in
Housing - No Insurance - Paying Over Limit
Charges - Paying Late Fees -Paying NSF Charges -
Writing Checks With No Money In the Bank - People
Arrested for Monetary Crimes - etc.
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People Being Evicted - People Going Through
Foreclosure - People With No Savings - Loss of
Employment - Being Garnisheed - Auto Repossessed
- Using Check Cashing Agencies - Writing Bounced
Checks - Paying Bills Late -People Needing
Financial Help - Living Pay Check To Pay Check -
Loss of Income - Medical Issues - No Retirement
Income - Utility Shut-Offs - The Homeless -
People Borrowing Money - Over Extended - The
Unemployed -Going Through A Divorce - No
Household Budget - Negative Credit History -
Purchase from Renter Centers - Using Credit Cards
- People with No Assets - No Net Worth - No
Banking Relationships - People Unstable in
Housing - No Insurance - Paying Over Limit
Charges - Paying Late Fees -Paying NSF Charges -
Writing Checks With No Money In the Bank - People
Arrested for Monetary Crimes - etc.
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People Being Evicted - People Going Through
Foreclosure - People With No Savings - Loss of
Employment - Being Garnisheed - Auto Repossessed
- Using Check Cashing Agencies - Writing Bounced
Checks - Paying Bills Late -People Needing
Financial Help - Living Pay Check To Pay Check -
Loss of Income - Medical Issues - No Retirement
Income - Utility Shut-Offs - The Homeless -
People Borrowing Money - Over Extended - The
Unemployed -Going Through A Divorce - No
Household Budget - Negative Credit History -
Purchase from Renter Centers - Using Credit Cards
- People with No Assets - No Net Worth - No
Banking Relationships - People Unstable in
Housing - No Insurance - Paying Over Limit
Charges - Paying Late Fees -Paying NSF Charges -
Writing Checks With No Money In the Bank - People
Arrested for Monetary Crimes - etc.
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People Being Evicted - People Going Through
Foreclosure - People With No Savings - Loss of
Employment - Being Garnisheed - Auto Repossessed
- Using Check Cashing Agencies - Writing Bounced
Checks - Paying Bills Late -People Needing
Financial Help - Living Pay Check To Pay Check -
Loss of Income - Medical Issues - No Retirement
Income - Utility Shut-Offs - The Homeless -
People Borrowing Money - Over Extended - The
Unemployed -Going Through A Divorce - No
Household Budget - Negative Credit History -
Purchase from Renter Centers - Using Credit Cards
- People with No Assets - No Net Worth - No
Banking Relationships - People Unstable in
Housing - No Insurance - Paying Over Limit
Charges - Paying Late Fees -Paying NSF Charges -
Writing Checks With No Money In the Bank - People
Arrested for Monetary Crimes - etc.
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People Being Evicted - People Going Through
Foreclosure - People With No Savings - Loss of
Employment - Being Garnisheed - Auto Repossessed
- Using Check Cashing Agencies - Writing Bounced
Checks - Paying Bills Late -People Needing
Financial Help - Living Pay Check To Pay Check -
Loss of Income - Medical Issues - No Retirement
Income - Utility Shut-Offs - The Homeless -
People Borrowing Money - Over Extended - The
Unemployed -Going Through A Divorce - No
Household Budget - Negative Credit History -
Purchase from Renter Centers - Using Credit Cards
- People with No Assets - No Net Worth - No
Banking Relationships - People Unstable in
Housing - No Insurance - Paying Over Limit
Charges - Paying Late Fees -Paying NSF Charges -
Writing Checks With No Money In the Bank - People
Arrested for Monetary Crimes - etc.
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People Being Evicted - People Going Through
Foreclosure - People With No Savings - Loss of
Employment - Being Garnisheed - Auto Repossessed
- Using Check Cashing Agencies - Writing Bounced
Checks - Paying Bills Late -People Needing
Financial Help - Living Pay Check To Pay Check -
Loss of Income - Medical Issues - No Retirement
Income - Utility Shut-Offs - The Homeless -
People Borrowing Money - Over Extended - The
Unemployed -Going Through A Divorce - No
Household Budget - Negative Credit History -
Purchase from Renter Centers - Using Credit Cards
- People with No Assets - No Net Worth - No
Banking Relationships - People Unstable in
Housing - No Insurance - Paying Over Limit
Charges - Paying Late Fees -Paying NSF Charges -
Writing Checks With No Money In the Bank - People
Arrested for Monetary Crimes - etc.
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People Being Evicted - People Going Through
Foreclosure - People With No Savings - Loss of
Employment - Being Garnisheed - Auto Repossessed
- Using Check Cashing Agencies - Writing Bounced
Checks - Paying Bills Late -People Needing
Financial Help - Living Pay Check To Pay Check -
Loss of Income - Medical Issues - No Retirement
Income - Utility Shut-Offs - The Homeless -
People Borrowing Money - Over Extended - The
Unemployed -Going Through A Divorce - No
Household Budget - Negative Credit History -
Purchase from Renter Centers - Using Credit Cards
- People with No Assets - No Net Worth - No
Banking Relationships - People Unstable in
Housing - No Insurance - Paying Over Limit
Charges - Paying Late Fees -Paying NSF Charges -
Writing Checks With No Money In the Bank - People
Arrested for Monetary Crimes - etc.
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People Being Evicted - People Going Through
Foreclosure - People With No Savings - Loss of
Employment - Being Garnisheed - Auto Repossessed
- Using Check Cashing Agencies - Writing Bounced
Checks - Paying Bills Late -People Needing
Financial Help - Living Pay Check To Pay Check -
Loss of Income - Medical Issues - No Retirement
Income - Utility Shut-Offs - The Homeless -
People Borrowing Money - Over Extended - The
Unemployed -Going Through A Divorce - No
Household Budget - Negative Credit History -
Purchase from Renter Centers - Using Credit Cards
- People with No Assets - No Net Worth - No
Banking Relationships - People Unstable in
Housing - No Insurance - Paying Over Limit
Charges - Paying Late Fees -Paying NSF Charges -
Writing Checks With No Money In the Bank - People
Arrested for Monetary Crimes - etc.
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People Being Evicted - People Going Through
Foreclosure - People With No Savings - Loss of
Employment - Being Garnisheed - Auto Repossessed
- Using Check Cashing Agencies - Writing Bounced
Checks - Paying Bills Late -People Needing
Financial Help - Living Pay Check To Pay Check -
Loss of Income - Medical Issues - No Retirement
Income - Utility Shut-Offs - The Homeless -
People Borrowing Money - Over Extended - The
Unemployed -Going Through A Divorce - No
Household Budget - Negative Credit History -
Purchase from Renter Centers - Using Credit Cards
- People with No Assets - No Net Worth - No
Banking Relationships - People Unstable in
Housing - No Insurance - Paying Over Limit
Charges - Paying Late Fees -Paying NSF Charges -
Writing Checks With No Money In the Bank - People
Arrested for Monetary Crimes - etc.
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People Being Evicted - People Going Through
Foreclosure - People With No Savings - Loss of
Employment - Being Garnisheed - Auto Repossessed
- Using Check Cashing Agencies - Writing Bounced
Checks - Paying Bills Late -People Needing
Financial Help - Living Pay Check To Pay Check -
Loss of Income - Medical Issues - No Retirement
Income - Utility Shut-Offs - The Homeless -
People Borrowing Money - Over Extended - The
Unemployed -Going Through A Divorce - No
Household Budget - Negative Credit History -
Purchase from Renter Centers - Using Credit Cards
- People with No Assets - No Net Worth - No
Banking Relationships - People Unstable in
Housing - No Insurance - Paying Over Limit
Charges - Paying Late Fees -Paying NSF Charges -
Writing Checks With No Money In the Bank - People
Arrested for Monetary Crimes - etc.
13
People Being Evicted - People Going Through
Foreclosure - People With No Savings - Loss of
Employment - Being Garnisheed - Auto Repossessed
- Using Check Cashing Agencies - Writing Bounced
Checks - Paying Bills Late -People Needing
Financial Help - Living Pay Check To Pay Check -
Loss of Income - Medical Issues - No Retirement
Income - Utility Shut-Offs - The Homeless -
People Borrowing Money - Over Extended - The
Unemployed -Going Through A Divorce - No
Household Budget - Negative Credit History -
Purchase from Renter Centers - Using Credit Cards
- People with No Assets - No Net Worth - No
Banking Relationships - People Unstable in
Housing - No Insurance - Paying Over Limit
Charges - Paying Late Fees -Paying NSF Charges -
Writing Checks With No Money In the Bank - People
Arrested for Monetary Crimes - etc.
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People Being Evicted - People Going Through
Foreclosure - People With No Savings - Loss of
Employment - Being Garnisheed - Auto Repossessed
- Using Check Cashing Agencies - Writing Bounced
Checks - Paying Bills Late -People Needing
Financial Help - Living Pay Check To Pay Check -
Loss of Income - Medical Issues - No Retirement
Income - Utility Shut-Offs - The Homeless -
People Borrowing Money - Over Extended - The
Unemployed -Going Through A Divorce - No
Household Budget - Negative Credit History -
Purchase from Renter Centers - Using Credit Cards
- People with No Assets - No Net Worth - No
Banking Relationships - People Unstable in
Housing - No Insurance - Paying Over Limit
Charges - Paying Late Fees -Paying NSF Charges -
Writing Checks With No Money In the Bank - People
Arrested for Monetary Crimes - etc.
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Why do people move To and From a particular
place?
What Are The Costs
What Are The Benefits
What Are The Barriers
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People Being Evicted - People Going Through
Foreclosure - People With No Savings - Loss of
Employment - Being Garnisheed - Auto Repossessed
- Using Check Cashing Agencies - Writing Bounced
Checks - Paying Bills Late -People Needing
Financial Help - Living Pay Check To Pay Check -
Loss of Income - Medical Issues - No Retirement
Income - Utility Shut-Offs - The Homeless -
People Borrowing Money - Over Extended - The
Unemployed -Going Through A Divorce - No
Household Budget - Negative Credit History -
Purchase from Renter Centers - Using Credit Cards
- People with No Assets - No Net Worth - No
Banking Relationships - People Unstable in
Housing - No Insurance - Paying Over Limit
Charges - Paying Late Fees -Paying NSF Charges -
Writing Checks With No Money In the Bank - People
Arrested for Monetary Crimes - etc.
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People Being Evicted - People Going Through
Foreclosure - People With No Savings - Loss of
Employment - Being Garnisheed - Auto Repossessed
- Using Check Cashing Agencies - Writing Bounced
Checks - Paying Bills Late -People Needing
Financial Help - Living Pay Check To Pay Check -
Loss of Income - Medical Issues - No Retirement
Income - Utility Shut-Offs - The Homeless -
People Borrowing Money - Over Extended - The
Unemployed -Going Through A Divorce - No
Household Budget - Negative Credit History -
Purchase from Renter Centers - Using Credit Cards
- People with No Assets - No Net Worth - No
Banking Relationships - People Unstable in
Housing - No Insurance - Paying Over Limit
Charges - Paying Late Fees -Paying NSF Charges -
Writing Checks With No Money In the Bank - People
Arrested for Monetary Crimes - etc.
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Crime Related To Money Issues

• Studies Indicate an increase in crime rates for
  areas that have an increase in unemployment

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Limited Wisdom On How To Manage Financial
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Limited Wisdom On How To Manage Financial
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Limited Wisdom On How To Manage Financial
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Limited Wisdom On How To Manage Financial
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Limited Wisdom On How To Manage Financial
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Limited Wisdom On How To Manage Financial
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Limited Wisdom On How To Manage Financial
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Limited Wisdom On How To Manage Financial
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Limited Wisdom On How To Manage Financial
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Limited Wisdom On How To Manage Financial
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Limited Wisdom On How To Manage Financial
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Limited Wisdom On How To Manage Financial
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Limited Wisdom On How To Manage Financial
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Limited Wisdom On How To Manage Financial
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Limited Wisdom On How To Manage Financial
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Limited Wisdom On How To Manage Financial
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Limited Wisdom On How To Manage Financial
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Limited Wisdom On How To Manage Financial
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Limited Wisdom On How To Manage Financial
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Limited Wisdom On How To Manage Financial
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WHAT IS FINANCIAL LITERACY AND DO MY CLIENTS NEED
IT?

• Definition of Financial Literacy
• Education, Training and Information on how to
  manage financial transactions.

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FINANCIAL LITERACY

• Budgeting
• Credit
• Investments
• Insurances
• Assets
• Determining Net Worth

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DO MY CLIENTS NEED Help?

• BORROWING MONEY
• NOT SAVING MONEY
• NOT INVESTING MONEY
• NEED OTHER PEOPLES MONEY
• YES, YES, YES, YES, YES, YES!!!!!!!!!!!!!!!!!

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MUSTARD SEED DEVELOPMENT CENTER, MSDC734 Copley
Rd, Akron, Ohio 44320

• CONTACT INFOMRATION

• PHONE 330-253-6847

• FAX 330-253-8910

• WEB PAGE www.mustardseedcdc.com