Medicare can be complex. That’s why Lacayo Group Insurance is your trusted expert. Whether it’s helping you know your options or understanding the enrollment periods, we’ll keep you updated and informed.
Many American workers and their families obtain medical insurance ... Arheart K, Lee D, Fleming LE, Chung-Bridges K, Christ SL, LeBlanc W, Caban A, Pitman T ...
Group health insurance policies are seen to be growing in popularity across the country, and this may be because there are some serious advantages to these policies rather than individual ones. Not only are they often cheaper than individual coverage in many states, but small company’s find them easier to manage. For example, there will be a monthly combined bill, uniform and regulated coverage for each employee along with many tax benefits. This ease of coverage is encouraging more and more small businesses to find out if they qualify for group health insurance:
Group health insurance coverage for employees, is offered by companies to those staff members who are eligible, and close family members may also be included. This is naturally seen as a benefit of working for a company, and many employees will consider the health insurance package on offer, before they accept a position within a company.
WASHINGTON, DC - As law enforcement announced a nationwide sting against Medicare fraudsters today, a bipartisan group of lawmakers in Washington was putting the finishing touches on legislation aimed at making a significant dent in the problem.
If you’re an employer searching for hot new talent for your company, you’ll likely already know that many candidates will be looking for an employer that offers them benefits such as health insurance. While you may not have to provide it by law (if you have fewer than 50 employees), offering health insurance to employees is a great way to boost both engagement and morale, and encourage them to be loyal to your company.
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The Affordable Care Act, or ACA, continues to be scaled back as we progress into 2019, raising many questions about changes to the law. Read on to find out what you need to know as an employer, to comply with the ACA in 2019:
It’s absolutely possible to keep health insurance costs to a minimum for you, as the owner of a business, and your employees, while still ensuring that everyone gets the coverage they deserve. Here are 6 money saving health insurance tips for small businesses:
Are you self-employed and don’t have health insurance? Do you even need it? Or are you a small business owner who hires self-employed individuals and are unsure if you need to cover them?
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When it comes to purchasing group health insurance for your small business, the rules are very different to individual or family coverage, and you may not even know if your business qualifies for it. Outlined below are a few basic questions, that when answered, should help to point you in the right direction if you’re buying group health insurance for your employees:
Miami County EMS Our Code Jason M. Jenkins Chief Objectives Have a working knowledge of the EMT Oath Have an understanding of the EMT Code of Ethics Understand ...
The U.S. is suffering from a stress epidemic quite unlike any other, with recent studies showing that more than ¾’s of the population suffer on a regular basis from stress related to work. Resulting in both mental and physical illness - or at the very least, exacerbating existing mental and physical health conditions – work-related stress can not only cause immense suffering for the individual, but for employers and entire companies, also. Stressed out employees typically aren’t as productive in their roles, and often struggle to work well as part of a team. For employers, this is of course bad news, and with mental health and stress related conditions taking up to as much as 8% of spending nationally on healthcare, it’s a financial headache, as well.
As the owner of a small business, should you be offering your employees life insurance? Here we look in a little more detail at life insurance and what types are available:
The Qualified Small Employer Health Reimbursement Arrangement or QSEHRA, is a new and increasingly popular health insurance option created back in December of 2016. In much the same way as HRA’s, the QSEHRA enables business with fewer than 50 employees to offer their workers a monthly allowance of tax-free money. The employees then opt and pay for health care – which can include personal insurance policies – and the employer reimburses them up to their allowance amount. In this way, businesses can better control their budget, while still giving their workers a meaningful benefit.
The ongoing health crisis has put employers the world over, under immense strain, and added to the existing challenges of managing the health care costs of employees. However, for employers who keep their business heads on while shopping for health care benefits, take advantage of digital health technologies and partner with hospitals and physicians, may be able to weather the storm better than others.
If you’re new to the world of business, or have recently begun taking on employees, you may have some questions surrounding workers compensation insurance, here are a few of them along with their answers:
Workers compensation insurance is required by U.S. state law for most employers, and this is solely to protect both employers and employees, should they happen to injure themselves in the workplace or fall sick while at work. But what is exactly is covered by this insurance?
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The magnitude of the current health crisis is beyond anything we have seen previously in our lifetime, and the impact it’s having upon so many of us, is truly unprecedented. While many struggle simply to meet their daily survival needs, others are looking to the future and wondering where it will take them, and what the long-term effects of such a pandemic will have upon them and their loved ones.
If you’re the owner of a small business, you’ll know that for the most part, the key to success lies in having a good workforce. However, it could be said that you only get out what you put in, and if your employees don’t feel valued and appreciated, then your business just may not become successful.
If you’re the owner of a business, anyone working for you should be covered by workers compensation insurance, whether they’re only part-time, employed on a seasonal basis, or even a family member, and it’s important to remember that whenever your business is open, you must have insurance in place.
If you’re the new owner of a business, or of a business that has grown to take on a workforce of employees, you may want to know more about workers compensation insurance.
It’s usually a given that businesses will do their utmost to make sure that their employees have a safe environment in which to work in, but that cannot always prevent accidents from happening. Should something untoward happen to an employee while in the workplace as a direct result of health and safety negligence, then it’s vital that as an employer, you have a sound worker’s compensation policy, since this will help to protect you, your business and your workforce.
As the owner of a small business you’ll want to give your employees a benefits package, not only because it’s good for them, but it can save you money at tax time. However, you may not be entirely sure what a benefits package should include.
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Expediting the transformation of employer-sponsored health care benefits, the COVID-19 pandemic has been the catalyst for several changes to group health coverage, some of which are discussed in more detail below:
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Expediting the transformation of employer-sponsored health care benefits, the COVID-19 pandemic has been the catalyst for several changes to group health coverage, some of which are discussed in more detail below:
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As with offering your employees health insurance coverage, offering retirement benefits is a great way to boost your compensation package, and both attract and retain a valued workforce. In some instances, small business owners can even take advantage of retirement plans for themselves.
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