Title: Mortgage And Insurance Service In Hayes London
1Mortgage And Insurance Service In Hayes London
- Find the right mortgage option for you!
2Mortgage
- Definition, Overview, Types
- A mortgage is a loan used to purchase or maintain
a home, land, or other types of commercial
properties. - A loan is a contract between you and a lender, in
which the lender will tell you how much you are
eligible to borrow - and how much they are
willing to loan you. - It can say mortgages are liens against property
or claims on property.
3Types of Mortgages
There are two types of mortgage Fixed-rate and Adj
ustable-rate Mortgage (ARM- also known as
variable rate) mortgages. Fixed-rate
Mortgage- With a fixed-rate mortgage, if the
term over which the borrower pays is short, the
monthly payment will be high. But the interest
rate remains the same for the entire loan
term. Adjustable-rate Mortgage- With an
adjustable-rate mortgage, the interest rates can
change over the loan term. Increases in market
rates and other aspects bring changes in interest
rate, which changes the amount of interest the
borrower pays and changes the monthly payment.
4How do Mortgages work?
- Once a buyer and seller agree on a deal, the
borrower makes their down payment to the lender.
- If you will be sick or die during the loan term,
the lenders will pay the rest of your loan
through the insurance service.
- Firstly, the borrower applies for a mortgage
through the best lender by considering all the
requirements and conditions.
- If the application is approved, the lender will
offer the borrower a loan of a specific amount
and at a certain interest rate.
- The borrower will get ownership of the property
and complete all the remaining mortgage
documents.
5Insurance services? How does it work?
- The Insurance services protect you against the
uncertain circumstances of life, especially loss
of business or rental properties. If you get sick
or die during the policy term, the loan provider
will pay the rest of your loan and provide
payments for those you leave behind.
- When you get insurance, you make premium payments
to the insurance company. Which will make growth
in your Finance.
- Personal and Professional Growth
- You have many types of insurance, including home,
property, business, health, and disability
insurance. In return for buying an Insurance
policy, there is no chance of failure.
6From Where You Get These services
- UR Mortgage is a Mortgage and Life insurance
company that provides services across the UK. UR
Mortgage provides professional Mortgage and
Insurance services to the customer. UR Mortgage
gives you expert advice to satisfy your mortgage
and insurance needs.
7UR Mortgage WHY CHOOSE US?
- We are a local mortgage brokerage. We connect you
to mortgages that exactly match your
requirements. - We are providing facilities-
- Remortgage
- Buy To Let
- Bridging Loan
- Auction Finance
- First Time Buyer
- Commercial Mortgages
- Unsecured Business Loans
- And various Offers Like,
- Provide cashback and Free valuations on some
products. - Mortgage loans are available up to 85LTV, which
means only a 15 deposit is required. - Homes of Multiple Occupancy (HMO) Schemes are
available - Sole Traders, Partnerships, LLP, or Ltd Company
solutions are allowable.
- The services offered here are those financial
commitments that everyone makes in their lives
for the comfort of debt or any loss. UR Mortgage
is the best lender to choose when you need a
mortgage and insurance service.
8Contact Us-
If you have any queries, you can freely contact
us at 44 7956298310 or visit our Website.
Thank you